M vs Openfloat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
M
This app helps M-PESA merchants track business finances, view transaction history, and manage payments. It allows for sending money to suppliers, withdrawing funds, and paying bills directly from a business till. Multiple account support simplifies managing various till numbers.
- Track business growth with Money-in/Money-out trends
- View full transaction statements
- Pay customers and suppliers
- Withdraw collected funds
- Pay bills and buy goods
- Manage multiple business accounts
- Roll up funds to head office
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The M-PESA for Business app is the easiest way for M-PESA merchants to transact and track M-PESA collections and disbursements. In this initial version, merchants will be able to: Track business growth · View your organization’s Money-in and Money-out trends from a performance graph. Click to see accumulated values per day. View full Statements · See all transactions that were made or received in your account. Use Money-in and Money-out to filter between credits and debits. Transact · Pay Customer feature allows you to send money to pay suppliers, refunds or salaries directly to their M-PESA. · Withdraw money allows merchants to move money collected on the till to owners’ M-PESA account, M-PESA agent or bank · Pay Bill and Buy Goods allows merchants to pay their suppliers directly from their M-PESA till Manage their account · Multiple account support allows you to log in to, manage and transact on multiple till numbers under the same nominated number · Roll up allows you to push funds collected to the head office
Openfloat
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Openfloat is a business solution that digitises Petty Cash, Payroll, and Corporate Bills Payments. You can Disburse Funds, Pay Bills, and Buy Airtime in Bulk — all in one place. Note: To use this app, please ensure you already have an Openfloat account.
Screenshots
Verdict
The clearest difference is update cadence: Openfloat at every 5 days against M's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
M ships an update every 6 weeks, Openfloat every 5 days. The most recent releases landed on October 21, 2026 and October 8, 2026 respectively.
| Parameter | M | Openfloat |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (160 ratings) — better | — |
| Positive reviews | 54.5% of reviews | — |
| Number of ratings | 160 — better | — |
| Update frequency | Every 6 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 137 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | Safaricom Limited | Pesapal Limited |
Bugs and requests
M
Reported bugs
25 issues- Takes whole day to load transactions
- Cannot download statements
- App keeps saying update to continue, no updates available
- Error message when trying to update
- App cannot be opened after update
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- No transaction alerts received
- Faulty app does not send statements
- Transaction list is a week behind
- App lags during payments (paybill and buy goods)
- Opening can take 20-30 seconds
- Transactions take the same amount of time
- List of transactions is double spaced
- Generating statements does not work for Excel or PDF export
- App doesn't update transactions
- Doesn't give current balance
- Glitches
- Cannot download statement
- Error message 'error trying to fetch latest transactions'
- Slowest app to update
- Does not update transaction exactly as required
- Still hangs a lot and doesn’t update as immediate
- Graphs recently stopped working on the vertical axis
- App keeps on saying unable to get your number
- Not showing recent transactions
- Doesn't open on iOS 14, complains phone is rooted
Requested features
4 requests- Enable face or fingerprint security
- More security measures
- Real-time statements
- Download statements
Openfloat
Not enough reviews yet to summarise bugs or requests.
In-app purchases
M
No in-app purchases
Openfloat
No in-app purchases
