Keystone Bank mToken vs GT e
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Keystone Bank mToken
This security application generates One-Time-Passwords (OTP) to enhance online transaction security. It serves as a second factor for authenticating digital activities on banking platforms.
- One-Time-Password (OTP) generation
- Second factor authentication
- Online transaction signing
- Enhanced security for banking platforms
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Keystone Bank mToken is a security application that provides swift and easy One-Time-Password (OTP) for use as a second factor authentication for online transaction signing on Keystone Bank’s transactional platforms.
GT e
This app generates secure one-time passwords (OTPs) for authenticating electronic transactions like online and mobile banking. It offers a convenient alternative to hardware tokens, providing 24/7 access to banking services after a simple activation process.
- Generates One-Time Passwords (OTPs)
- Authenticates electronic transactions
- Alternative to hardware tokens
- Supports web, internet, and mobile banking
- Secure 6-digit passcode login
- 24/7 banking access
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GT e-Token Plus Application Description (About this app) The "GT e-Token Plus" is a mobile application for generating One Time Passwords (OTPs) used in authenticating electronic transactions. A one-time password (OTP) is a secure and automatically generated string of characters that authenticates the user for login and/or electronic transaction completion. Electronic transactions include (but may not be limited to) web, internet banking and mobile banking transactions, where you are required to enter a 6-digit token-generated code. A one-time password (OTP) generated from your "GT e-Token Plus" App can be used as an alternative to or alongside the GTBank hardware token device. Activating Your "GT e-Token Plus" app To activate your "GT e-Token Plus", select your customer type and choose your preferred activation method, which can be the use of your Bank card, Hardware Token or by calling contact center to get an authorization code. Your data ID will be verified to complete the activation. Using Your "GT e-Token Plus" app: Once your app is activated, you can create a unique 6-digit Passcode that will be used for subsequent log in to the application and enjoy 24/7 banking. You can find more information about "GT e-Token Plus" on www.gtbank.com or contact GTCONNECT contact center on 080 2900 2900 or 080 3900 3900. Note: To avoid your OTP being used by anyone, you absolutely DO NOT DISCLOSE OTP code for anyone.
Screenshots
Verdict
The clearest difference is review sentiment: GT e at 61% against Keystone Bank mToken's 0%. GT e also leads on rating (4.9 vs 2.6) and update cadence (fortnightly vs every 19 months). Keystone Bank mToken's advantage is iOS requirement (9.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GT e holds the better App Store score, 4.9 against 2.6. That said, the two scores are not equally well evidenced: GT e has 849 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 0% of Keystone Bank mToken's written reviews are positive against 61% of GT e's.
Keystone Bank mToken ships an update every 19 months, GT e fortnightly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | Keystone Bank mToken | GT e |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (16 ratings) | 4.9 (849 ratings) — better |
| Positive reviews | 0.0% of reviews | 61.4% of reviews — better |
| Number of ratings | 16 | 849 — better |
| Update frequency | Every 19 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 9.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 20 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Keystone Banking | Guaranty Trust Bank PLC |
Customer experience
Keystone Bank mToken
GT e
In-app purchases
Keystone Bank mToken
No in-app purchases
GT e
No in-app purchases
Questions
Is Keystone Bank mToken free?
Is GT e free?
Which has better reviews, Keystone Bank mToken or GT e?
Do Keystone Bank mToken or GT e have ads?
Which is updated more often, Keystone Bank mToken or GT e?
Other comparisons
