Pipol Pay vs Utoppia
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pipol Pay
This mobile payment service allows account holders to easily transfer funds to other users or make payments to businesses directly from their phone. It simplifies peer-to-peer and business transactions through a convenient app interface.
- Mobile payment service
- Transfer funds to others
- Pay businesses via app
- Owned by FACEBANK
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Pipol Pay is a mobile payment service owned by FACEBANK. Pipol Pay account holders can transfer funds to others or pay business via a mobile phone app
Utoppia
Open a U.S. dollar account in your name from anywhere globally. Manage traditional and digital dollars, send money across borders instantly, and control your finances seamlessly. All within a single, secure application.
- Open U.S. dollar account
- Manage traditional USD
- Manage digital dollars (USDC, USDT)
- Global money transfers
- Fully digital account opening
- Secure and in your name
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Utoppia is your global USD account — with an international card that earns rewards every time you use it. Live without limits: Get paid in your own USA account, manage your money and spend globally with your card, both in online stores or through your favorite wallet like Apple Pay and Google Pay. No extra steps. No complications. Just a smarter way to use your money. • Open your account in minutes just with your local ID • Earn rewards when you use your card and move your money • Pay online worldwide or with your digital wallet • Get paid in USD • Send and receive money easily via USA bank transfers • Pay bills and everyday expenses • Investment your USD • Move your money with digital dollars (stablecoins) Download Utoppia. Start here. Go anywhere.
Screenshots
Verdict
The clearest difference is rating: Utoppia at 4.7 against Pipol Pay's 3.0. Utoppia also leads on review sentiment (71% vs 31%) and update cadence (every 2 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Utoppia holds the better App Store score, 4.7 against 3.0. Both are backed by a comparable volume of ratings — 60 and 90 respectively. Written reviews point the same way: 31% of Pipol Pay's written reviews are positive against 71% of Utoppia's.
Pipol Pay ships an update every 3 months, Utoppia every 2 weeks. The most recent releases landed on October 22, 2026 and October 27, 2026 respectively.
| Parameter | Pipol Pay | Utoppia |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (60 ratings) | 4.7 (90 ratings) — better |
| Positive reviews | 31.0% of reviews | 70.6% of reviews — better |
| Number of ratings | 60 | 90 — better |
| Update frequency | Every 3 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.6 | 15.6 — better |
| Further details — not scored | ||
| Size | 155 MB | 246 MB |
| Age rating | 17+ | 4+ |
| Developer | FACEBANK International Corp. | Utoppia Inc |
Customer experience
Pipol Pay
Utoppia
In-app purchases
Pipol Pay
No in-app purchases
Utoppia
No in-app purchases
