Comparison

PayWho vs SplitBuddy

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

PayWho

Features
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PayWho โ€” Quick Bill Splitting for Groups Going out with friends? Someone paid for dinner, someone else grabbed the cake, and not everyone shared every item. PayWho handles exactly this โ€” no spreadsheet needed. HOW IT WORKS Just 3 steps: 1. Add your group โ€” enter everyone's names 2. Add the bills โ€” set the amount, who paid, and who's splitting it 3. Hit Split Bill โ€” PayWho calculates exactly who owes who, and how much PayWho consolidates all the individual bills into the simplest possible set of transactions. Instead of a web of payments between everyone, you get a clean list: "Ben pays Alice $46.67, Claire pays Alice $30.00" โ€” done. PERFECT FOR - Birthday dinners & parties - Group holidays & trips - Gatherings where different people paid for different things - Any situation where you just want to settle up fast WHY PAYWHO No login required โ€” open and go No in-app purchases โ€” completely free Works offline โ€” no internet needed Handles multiple bills with different payers and different participants Clears up in seconds โ€” made for settling up on the spot The name? A nod to PayLah and PayNow โ€” because after PayWho tells you the breakdown, you know exactly who to pay.

About

SplitBuddy

Features
Read full description

Tired of chasing friends for money? SplitBuddy makes splitting bills instant, fair, and drama-free. Trusted by groups worldwide for rent, trips, dinners, and everything in between โ€” SplitBuddy is the simplest way to manage shared expenses and keep your relationships stress-free. SplitBuddy is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Vacation houses for skiing, beach getaways, and more - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out together frequently - Loans and IOUs between friends Simple to use: - Create groups or private friendships for any situation - Add expenses, IOUs, or debts in any currency with offline support - Expenses backed up online so everyone can view balances anytime - Track who should pay next or settle up with cash or integrations Key Features: - 100+ currencies, perfect for international trips - Split equally, by percentage, shares, or exact amounts - Recurring bills - monthly, weekly, yearly, fortnightly - Multiple payers on a single expense - Expense categorization and group totals - Export to CSV for your records - Comment directly on expenses - Multi-platform - smartphone and web - Activity feed and push notifications - Restore any deleted group or expense easily - Secure and private - your data is always protected Why SplitBuddy? No more awkward conversations. SplitBuddy keeps everything transparent and fair so you can focus on your relationships, not the bills. Stay organized. All your shared expenses in one place. No more scrambling through receipts or trying to remember who paid what. Free to use. Download and use SplitBuddy at no cost. All core features are completely free. Download SplitBuddy now and start managing shared expenses the smart way! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

PayWho4 screens
SplitBuddy4 screens

Verdict

The call

The clearest difference is in-app purchases: PayWho at none against SplitBuddy's 2. PayWho also leads on iOS requirement (15.0 vs 17.0). SplitBuddy's advantage is update cadence (weekly vs every 2 weeks). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SplitBuddy sells 2 in-app purchases, starting at $0.99 per month. PayWho asks for nothing beyond the download.

UpkeepUpdate frequency

PayWho ships an update every 2 weeks, SplitBuddy weekly. The most recent releases landed on September 11, 2026 and September 24, 2026 respectively.

Scorecard3 real differences ยท 3 level
PayWho versus SplitBuddy: the parameters behind the verdict, then further details
ParameterPayWhoSplitBuddy
PriceFreeFree
Update frequencyEvery 2 weeksWeekly โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS15.0 โ€” better17.0
Further details โ€” not scored
Size74 MB23 MB
Age rating4+4+
DeveloperCHIAM JACK KENDharmaraju Pilli

In-app purchases

None

PayWho

No in-app purchases

2 purchases

SplitBuddy

Subscriptions2
  • SplitBuddy Monthly$0.991 Month
  • SplitBuddy Yearly$6.991 Year

Questions

Is PayWho free?
PayWho is free to download, with no in-app purchases.
Is SplitBuddy free?
SplitBuddy is free to download, with in-app purchases available.
Do PayWho or SplitBuddy have ads?
Neither PayWho nor SplitBuddy shows ads.
Which is updated more often, PayWho or SplitBuddy?
PayWho ships an update every 2 weeks, and SplitBuddy weekly. Most recently, PayWho was updated on September 11, 2026 and SplitBuddy on September 24, 2026.

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