Comparison

PayWho vs Check Split and Tip Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayWho

Features
Read full description

PayWho — Quick Bill Splitting for Groups Going out with friends? Someone paid for dinner, someone else grabbed the cake, and not everyone shared every item. PayWho handles exactly this — no spreadsheet needed. HOW IT WORKS Just 3 steps: 1. Add your group — enter everyone's names 2. Add the bills — set the amount, who paid, and who's splitting it 3. Hit Split Bill — PayWho calculates exactly who owes who, and how much PayWho consolidates all the individual bills into the simplest possible set of transactions. Instead of a web of payments between everyone, you get a clean list: "Ben pays Alice $46.67, Claire pays Alice $30.00" — done. PERFECT FOR - Birthday dinners & parties - Group holidays & trips - Gatherings where different people paid for different things - Any situation where you just want to settle up fast WHY PAYWHO No login required — open and go No in-app purchases — completely free Works offline — no internet needed Handles multiple bills with different payers and different participants Clears up in seconds — made for settling up on the spot The name? A nod to PayLah and PayNow — because after PayWho tells you the breakdown, you know exactly who to pay.

About

Check Split and Tip Calculator

Effortlessly divide bills and calculate tips for group outings. Send payment requests instantly via popular apps. Customize settings for a personalized experience.

Highlights
  • Fast bill splitting
  • Automatic tax calculation
  • Quick tip buttons
  • Split 2-99 ways
  • Send payment requests
  • Works offline
  • Privacy focused
Features
Read full description

Tip calculator + split tab in seconds—right at the table with zero math and zero awkwardness. SplitSecond is the fastest way to calculate tips, split a restaurant check, and send payment requests in 3 quick taps. No accounts required. No subscription. Works 100% offline. What you calculate stays on your device. HOW IT WORKS (3 TAPS. EVERY TIME.) Enter Total: Input the bill amount. Pick Tip: Select your percentage or custom tip rate. Split Tab: Tap how many people are paying. Your share appears instantly in large, readable numbers across the table. PAYMENTS MADE EASY Creates a ready-to-send request or payment amount with no extra steps or accounts needed: Venmo: Send a payment request instantly via deep link PayPal: Request your share without switching apps Cash App: Tap and go Zelle: Copy a ready-to-paste amount in one tap SMART DEFAULTS & ITEMIZATION Quick Tip Calculator: Instant 18%, 20%, 22%, 25%, or custom tip buttons Tax Options: Set your local tax rate once; calculate tips before or after tax Group Splitting: Split 2–99 ways with custom rounding modes per person Itemized Splitting (Pro): Assign specific meals and drinks to specific people—no more "I only had a side salad" arguments Saved Profiles (Pro): Store custom tip and tax defaults for 'Date Night', 'Work Lunch', or 'Food Truck' WORKS OFFLINE & PRIVACY FIRST No internet required. All calculations happen locally on your phone—perfect for basement bars, rooftop lounges, and cellular dead zones. No tracking, no mandatory sign-ups, and no ads. PRIVACY POLICY: https://splitsecondpay.com/privacy-policy.html TERMS OF SERVICE: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download SplitSecond and never do table math again.

Screenshots

PayWho4 screens
Check Split and Tip Calculator4 screens

Verdict

The call

The clearest difference is in-app purchases: PayWho at none against Check Split and Tip Calculator's 1. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Check Split and Tip Calculator sells 1 one-off in-app purchase. PayWho asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 30, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 9 level
PayWho versus Check Split and Tip Calculator: the parameters behind the verdict, then further details
ParameterPayWhoCheck Split and Tip Calculator
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—4 — better
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size74 MB44 MB
Age rating4+4+
DeveloperCHIAM JACK KENRaymond Rothwell

In-app purchases

None

PayWho

No in-app purchases

1 purchases

Check Split and Tip Calculator

One-time1
  • SplitSecond Pay Pro$0.99

Questions

Is PayWho free?
PayWho is free to download, with no in-app purchases.
Is Check Split and Tip Calculator free?
Check Split and Tip Calculator is free to download, with in-app purchases available.
Do PayWho or Check Split and Tip Calculator have ads?
Neither PayWho nor Check Split and Tip Calculator shows ads.
Which is updated more often, PayWho or Check Split and Tip Calculator?
PayWho ships an update every 2 weeks, and Check Split and Tip Calculator every 2 weeks. Most recently, PayWho was updated on September 30, 2026 and Check Split and Tip Calculator on October 14, 2026.

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