PayWho vs WealthTrack

PayWho — Quick Bill Splitting for Groups Going out with friends? Someone paid for dinner, someone else grabbed the cake, and not everyone shared every item. PayWho handles exactly this — no spreadsheet needed. HOW IT WORKS Just 3 steps: 1. Add your group — enter everyone's names 2. Add the bills — set the amount, who paid, and who's splitting it 3. Hit Split Bill — PayWho calculates exactly who owes who, and how much PayWho consolidates all the individual bills into the simplest possible set of transactions. Instead of a web of payments between everyone, you get a clean list: "Ben pays Alice $46.67, Claire pays Alice $30.00" — done. PERFECT FOR - Birthday dinners & parties - Group holidays & trips - Gatherings where different people paid for different things - Any situation where you just want to settle up fast WHY PAYWHO No login required — open and go No in-app purchases — completely free Works offline — no internet needed Handles multiple bills with different payers and different participants Clears up in seconds — made for settling up on the spot The name? A nod to PayLah and PayNow — because after PayWho tells you the breakdown, you know exactly who to pay.

WealthTrack pulls every account, investment and asset into a single net-worth view that lives entirely on your device. No bank linking, no transaction feeds, no ads. Just a clear picture of everything you own and owe — and where it's headed. EVERYTHING IN ONE PLACE • Current accounts, savings, ISAs and pensions • Stocks, crypto and other investments • Property, vehicles and other assets • Credit cards, loans and mortgages • Custom item types for anything else ALWAYS UP TO DATE • Quick-add a new value with one tap • Bulk-update everything in seconds • Charts show net worth, asset mix, and trends over any period • Smart insights highlight your best and worst performers PLAN AHEAD • Build "what if" projection scenarios • Model contributions, withdrawals, growth and inflation • See where you'll be in 5, 10, 25 years • Compare projections against your actual progress PRIVATE BY DESIGN • All data stays on your device — encrypted in iOS app sandbox • No bank logins, no broker linking, no data sharing • No third-party analytics, no advertising • Optional Face ID / Touch ID to keep the app locked PRO FEATURES • Unlimited items and projections • Customisable dashboard • CSV export and import • Asset/liability chart overlays • Allocation mode toggle (asset / liability / net) • Custom item types PRICING • Pro Yearly: £24.99/year (with 7-day free trial) • Pro Monthly: £2.99/month • Free tier: 10 items, 1 projection — perfect for getting started WealthTrack is built in the UK by an independent developer. No venture capital, no growth team, no growth hacks. Just an app that does the thing it says on the tin. Questions or feedback? Tap "Contact support" in Settings. We read everything.