Comparison

PrivacyGuard vs ScoreMaster®

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PrivacyGuard

This app offers 24/7 identity monitoring on the public and dark web, along with monthly triple-bureau credit scores and reports. It provides alerts, fraud resolution assistance, and digital device protection to safeguard your personal information.

Highlights
  • 24/7 identity monitoring
  • Dark web monitoring
  • Monthly triple-bureau credit scores
  • Monthly triple-bureau credit reports
  • Email, text, and push alerts
  • Dedicated ID fraud resolution agent
  • Digital device protection
Read full description

You’ve come to the right place. The place where we know that your privacy is personal. PrivacyGuard offers 24/7 identity monitoring on the Public & Dark Web(3), plus monthly triple-bureau credit scores and reports. Yes, that’s right: MONTHLY and TRIPLE-BUREAU. All of this and more from our powerful app which is FREE to members. So, just pick the protection plan that’s right for you and enroll today. All our plans are just $1 for the first 14 days, then automatically renew monthly unless cancelled during the trial period or at any time thereafter. Plans start as low as $9.99/month. So, what exactly do we WATCH and what exactly do you GET? Good question. Let’s start with all the personal information that we monitor your: • Triple-bureau Credit Scores(2) • Social Security Number • Children’s Social Security Number - for up to 10 children • Driver’s License & Passport • Bank Account Numbers • Debit & Credit Cards • Email, Phone Number, Name, and Date of Birth • And more identity theft protection benefits! Now, what do you GET: • First, you get this PrivacyGuard App – perfect for taking your identity into your own hands • Email, text and push alerts • Monthly email status of your personal information • Dedicated Personal ID Fraud Resolution Agent – just in case you become a victim of ID Theft • Digital Device Protection – to help with your mobile privacy • Monthly Triple-Bureau Credit Reports & Scores(1) • Credit Score Simulator • Credit Score Information Hotline • Financial Calculator Suite • Online Fraud Assistance • Lost & Stolen Wallet Protection • And more identity theft protection benefits! To see more details for any of these identity theft protection benefits, either download the app or visit PrivacyGuard.com, and learn how we help to keep your privacy personal. Tap or click on any identity theft and credit score benefit to learn more. How do you get started? Easy, you’ve already started by finding us in the store. Next install the App and click “Sign Up Now” or visit PricayGuard.com. Review our 3 unique plans. We give you the choice to select a “Credit Protection” only plan, an “Identity Protection” only plan, or our best value the “Total Protection” plan where you get the benefits of both the Credit Protection plan plus the Identity Protection plan. Once you’ve selected a plan, follow the 3 step enrollment to become a member. 1Your VantageScore credit score(s) are provided by VantageScore Solutions LLC. The VantageScore model, with scores ranging from 300 to 850, was developed jointly by the three major national credit reporting agencies - Experian®, TransUnion®, and Equifax®. The version of VantageScore provided here is used by some, but not all, lenders. Your score(s) may not be identical or similar to scores received directly from those agencies, from other sources, or from your lender. 2 Daily monitoring will notify you of certain new inquiries and derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by any of the three major credit reporting agencies. If no information has been added or changed, then you will receive a monthly notification stating that no information has changed within your credit file. 3 PrivacyGuard monitors your current or past mailing addresses, phone numbers, email addresses, bank accounts, passport, driver's license, Social Security number, child's Social Security number and date of birth on the Internet based on a search of Internet directories; plus up to ten registered credit/debit cards, up to ten registered bank accounts, and your Social Security number on the Internet, based on an extensive search of Internet chat rooms. However, we cannot ensure that all internet directories and chat rooms have been searched for your personal information. Accordingly, we may not be able to apprise you of all of your personal information that may have been compromised.

About

ScoreMaster®

Take control of your credit, identity, money, and online privacy. This app helps you improve your credit score quickly with personalized plans and offers tools for monitoring credit, managing finances, and protecting your personal information online.

Highlights
  • 24/7 Credit Monitoring
  • Action Buttons for Credit Errors
  • Integrated Money Manager
  • Privacy Information Removal
  • $1 Million Fraud Insurance
  • Suspicious Activity Alerts
  • 3-Bureau Credit Report Comparison
Features
Read full description

Ready to take ownership of your credit, identity, money, and online privacy? ScoreMaster® is the place for you. Need credit score points fast? Our average user adds 61 points in their first 20 days! We even have a personalized plan to help you achieve your best score. And that means qualifying for lower-rate mortgage loans, car loans, credit cards – everything you want out of life – saving you thousands in interest. We also help you maintain your credit score, take your online privacy back, and more with our complete list of mobile-first features (see below). Features 24/7 Credit Monitoring: Catch mistakes or fraudulent activity on your credit reports. Action Buttons: Remove credit reporting errors, remove identity theft, and ask questions directly with your creditors. 
 Money Manager: Handle all your online banking, credit cards, and investments in one place. 
 PrivacyMaster®: Remove your private information from third-party websites and stop them from selling it (at the push of a button). 
 $1 Million Fraud Insurance: Full coverage for your whole family, including pre-existing issues. 
 Alerts: Receive alerts for suspicious activity, payments due, and credit monitoring events. 
 3B Report & Scores: A side-by-side comparison of how your credit report looks across the three major credit bureaus. Many providers can help you with one or two of these areas, but ScoreMaster® is the first to combine it all in one platform. Get started now!

Screenshots

PrivacyGuard3 screens
ScoreMaster®3 screens

Verdict

The call

The clearest difference is review sentiment: PrivacyGuard at 50% against ScoreMaster®'s 0%. PrivacyGuard also leads on rating (4.8 vs 2.5) and ratings volume (2.2K vs 13). ScoreMaster®'s advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PrivacyGuard holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: PrivacyGuard has 2.2K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 50% of PrivacyGuard's written reviews are positive against 0% of ScoreMaster®'s.

UpkeepUpdate frequency

PrivacyGuard ships an update monthly, ScoreMaster® every 5 months. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard6 real differences · 4 level
PrivacyGuard versus ScoreMaster®: the parameters behind the verdict, then further details
ParameterPrivacyGuardScoreMaster®
PriceFreeFree
Rating4.8 (2.2K ratings) — better2.5 (13 ratings)
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings2.2K — better13
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.6
Further details — not scored
Size32 MB28 MB
Age rating4+4+
DeveloperTenerity LimitedConsumerDirect Inc

Customer experience

PrivacyGuard

All ratings2,051 ratings
Positive95.9%
Neutral2.0%
Negative2.0%
Written reviews22 reviews
Positive50.0%
Neutral13.6%
Negative36.4%

ScoreMaster®

All ratings13 ratings
Positive30.8%
Neutral7.7%
Negative61.5%
Written reviews5 reviews
Positive0.0%
Neutral20.0%
Negative80.0%

Bugs and requests

PrivacyGuard

Reported bugs

3 issues
  • Blank screens, unable to scroll
  • Incorrect information shown
  • App not compatible with all devices

Requested features

2 requests
  • Ability to view all credit scores
  • Easier cancellation process

ScoreMaster®

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PrivacyGuard

No in-app purchases

None

ScoreMaster®

No in-app purchases

Questions

Is PrivacyGuard free?
PrivacyGuard is free to download, with no in-app purchases.
Is ScoreMaster® free?
ScoreMaster® is free to download, with no in-app purchases.
Which has better reviews, PrivacyGuard or ScoreMaster®?
PrivacyGuard is rated higher. PrivacyGuard averages 4.8 out of 5 from 2.2K ratings, while ScoreMaster® averages 2.5 from 13 ratings.
Do PrivacyGuard or ScoreMaster® have ads?
Neither PrivacyGuard nor ScoreMaster® shows ads.
Which is updated more often, PrivacyGuard or ScoreMaster®?
PrivacyGuard ships an update monthly, and ScoreMaster® every 5 months. Most recently, PrivacyGuard was updated on October 29, 2026 and ScoreMaster® on October 30, 2026.

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