Comparison

Balance Forecasting vs TrueForecasting

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Balance Forecasting

Create a detailed cash flow forecast of your financial future by entering income and expenses. See how your account balance changes over time, plan ahead, and analyze the impact of future transactions. Manage multiple accounts and categorize items for easy tracking.

Highlights
  • Cash flow forecasting up to 30 years
  • Detailed income and expense tracking
  • Future transaction impact analysis
  • Multiple account management
  • Categorization and budgeting
  • Calendar and chart visualization
Features
Read full description

See your financial future before it happens. Balance Forecasting is a personal finance app that projects your account balance forward — day by day — so you always know if you're headed toward a shortfall before it's too late. Most budgeting apps only show you where your money went. Balance Forecasting shows you where it's going. Enter your income and recurring expenses once, and the app builds a rolling cash flow forecast for every account, so you can plan ahead with confidence instead of guessing. WHY BALANCE FORECASTING • Cash flow forecasting — see your projected balance for every day, weeks or months in advance, not just your current total • Budget tracking — set monthly budgets by category and watch your remaining balance update in real time • Recurring income & expenses — model paychecks, rent, subscriptions, loan payments and any repeating transaction with flexible schedules (daily, weekly, monthly, custom intervals) • Multiple accounts — track checking, savings and other accounts side by side, each with its own forecast • Visual charts — balance trend lines and income vs. expense bar charts make it easy to spot a low-balance month coming • Calendar view — see every upcoming transaction laid out on a calendar, so nothing catches you by surprise • Expense categories — organize spending into custom categories with budgets, colors and progress tracking • Automatic bank sync (USA) — link your bank and have new transactions matched against your forecast automatically, so you only review what doesn't line up (Pro) • PDF bank statement import — no bank link needed: upload a PDF statement and every transaction is read and reconciled against your forecast, the same way a live sync works (Pro) • Receipt scanning — scan a receipt and document intelligence extracts the merchant, amount and date, then auto-categorizes it into a ready-to-confirm expense (Pro) • Secure cloud sync — your data is protected and available wherever you sign in WHO IT'S FOR Balance Forecasting is built for anyone who wants to stop being surprised by their bank balance — freelancers and gig workers with irregular income, families managing a tight monthly budget, and anyone tired of manually doing the math on whether a big expense will cause an overdraft. Whether you're planning around a paycheck-to-paycheck budget, saving for a goal, or just want a clearer picture of your cash flow than your bank app gives you, Balance Forecasting turns your income and expenses into a forecast you can actually plan around. Download Balance Forecasting today and start seeing your balance before it happens.

About

TrueForecasting

This app projects your future checking account balance day by day, helping you anticipate low points and plan accordingly. It allows manual input of income, bills, and goals without linking to your bank for enhanced privacy.

Highlights
  • Day-by-day balance forecasting
  • Low balance alerts
  • Recurring transaction management
  • Goal tracking
  • Spending budget envelopes
  • Cash flow trends
Features
Read full description

TrueForecasting shows you what your balance will be — not just what it is today. Most money apps look backward. TrueForecasting looks forward: it projects your checking balance day by day, so you can see a low point coming weeks before it happens and plan around it. NO BANK LINKING. You add your income, bills, and goals once — we do the math. Your financial data stays tied to your account, not pulled from your bank. Private by design. WHAT YOU CAN DO • Forecast — scroll day by day into your future balance. Tap any item to mark it paid, skip it, or reschedule. • See it coming — get a heads-up before your balance runs low. • Recurring made easy — paychecks, rent, subscriptions, debt payments, quarterly and annual bills, custom schedules. Set it once. • Goals — cap a category's spending, reach a savings balance, or pay off debt, and watch your progress. • Allowances — give a category a budget envelope that drains as you spend. • Trends — rolling cash flow, where it's headed, and tap any day to see what made it move. PRO TrueForecasting is free to start. Pro unlocks the full forecast and planning tools. • Monthly: $2.99 / month • Yearly: $19.99 / year • Includes a 7-day free trial. TrueForecasting Pro is an auto-renewable subscription. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless canceled at least 24 hours before the end of the current period; your account is charged within 24 hours prior to renewal. Manage or cancel anytime in your App Store account settings. Any unused portion of a free trial is forfeited when you buy a subscription. Terms of Use: https://api.trueforecasting.app/legal/terms Privacy Policy: https://api.trueforecasting.app/legal/privacy

Screenshots

Balance Forecasting4 screens
TrueForecasting4 screens

Verdict

The call

Balance Forecasting and TrueForecasting both sit at 5.0 stars, but that hides the real split: 100% of TrueForecasting's written reviews are positive against 47% of Balance Forecasting's. TrueForecasting also leads on ratings volume (3 vs 1). Balance Forecasting's advantage is in-app purchases (none vs 2) and device support (3 vs 1). On price, rating, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TrueForecasting sells 2 in-app purchases, starting at $2.99 per month. Balance Forecasting asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Balance Forecasting against 5.0 for TrueForecasting. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews are what separate them: 47% of Balance Forecasting's written reviews are positive against 100% of TrueForecasting's.

Scorecard5 real differences · 5 level
Balance Forecasting versus TrueForecasting: the parameters behind the verdict, then further details
ParameterBalance ForecastingTrueForecasting
PriceFreeFree
Rating5.0 (1 ratings)5.0 (3 ratings)
Positive reviews47.1% of reviews100.0% of reviews — better
Number of ratings13 — better
Update frequencyEvery 2 days—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size57 MB46 MB
Age rating4+4+
DeveloperTiny Town Software, LLCBryan Babb

Customer experience

Balance Forecasting

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews17 reviews
Positive47.1%
Neutral5.9%
Negative47.1%

TrueForecasting

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Balance Forecasting

No in-app purchases

2 purchases

TrueForecasting

Subscriptions2
  • Pro Monthly7 Days trial$2.991 Month
  • Pro Annual7 Days trial$19.991 Year

Questions

Is Balance Forecasting free?
Balance Forecasting is free to download, with no in-app purchases.
Is TrueForecasting free?
TrueForecasting is free to download, with in-app purchases available.
Which has better reviews, Balance Forecasting or TrueForecasting?
Balance Forecasting and TrueForecasting are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.
Do Balance Forecasting or TrueForecasting have ads?
Neither Balance Forecasting nor TrueForecasting shows ads.

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