John Charcol vs Evolution Money
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
John Charcol
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John Charcols' ID verification app is a quick and convenient way to verify your identity as part of the mortgage application process. Why Is ID Verification Needed? We need to verify that you are who you say you are. Your submission is validated against policies imposed on us under AML financial service regulations. How Does It Work? The process is simple and your submission should only take a few minutes to complete. Youโll be guided through the following steps: 1. Upload a photo of an official ID document (weโll let you know what document type is required) 2. Snap a selfie 3. Record a short video using on-screen prompts
Evolution Money
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The Evolution Money App is the simple and safe way for Evolution Money customers to communicate securely and efficiently. Ensuring the protection of sensitive data is imperative to our organisation so we have launched our secure mobile app using the latest Financial Services Technology. The Evolution Money App has been designed with security and innovation in mind to help digitise your Mortgage application, setting new standards in safety and efficiency. We appreciate that a Mortgage application can be a time-consuming process with numerous phone calls, document requests and sometimes even manual verification processes. Our app is designed with all that in mind so we are incredibly proud to announce the Evolution Money app incorporates Digital Identity Verification, Open Banking, collection and storage of relevant Fact Find data and the ability to securely upload documents and send and receive secure messages.
Screenshots
Verdict
John Charcol and Evolution Money are too close to call on the numbers: across 6 compared parameters โ price, update cadence, ads and in-app purchases among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 4, 2026 and September 15, 2026 respectively.
| Parameter | John Charcol | Evolution Money |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod โ better | iPhone |
| Requires iOS | 15.0 โ better | 16.6 |
| Further details โ not scored | ||
| Size | 56 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Pivotal Financial Limited | Darwin loan Solutions Limited |
In-app purchases
John Charcol
No in-app purchases
Evolution Money
No in-app purchases
Questions
Is John Charcol free?
Is Evolution Money free?
Do John Charcol or Evolution Money have ads?
Which is updated more often, John Charcol or Evolution Money?
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