EI + vs Etihad Credit Bureau
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EI +
This mobile banking application offers advanced technology and an improved user experience for both new and existing clients. It provides a streamlined way to manage your finances on the go.
- Advanced technology integration
- Enhanced user experience
- Manage finances on the go
- For existing and new clients
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Emirates Islamic's newest mobile banking offering brings the latest in technology, and enhanced user experience to our existing and new clients.
Etihad Credit Bureau
Access and understand your digital credit report, monitor your credit score, and receive tips to improve your financial standing. Scan cheques for clearance likelihood and easily request data corrections directly within the app.
- Access digital credit reports
- Monitor credit score
- Improve creditworthiness tips
- Cheque clearance indicator
- Request data correction
- Track correction status
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Interact with Your Digital Credit Report: Easily access and understand your Credit Report. Get clear visibility into your credit status, including details on your credit cards, loans, payment history, and more. Monitor Your Credit Score: View your 3-digit Credit Score that predicts your payment likelihood. Understand what influences your score and how lenders perceive your creditworthiness. Boost Your Credit Score: Learn how your payment behaviour impacts your score and get great tips on how to improve your score and overall creditworthiness. Get confidence by using the Cheque Clearance Indicator: You can use your phone camera to scan a cheque to assess its likelihood to clear - based on the issuer's track record and credit history in the UAE. This feature is now integrated into this new app and replaces our previous standalone 'Cheque Score' app, making it more convenient and accessible. Easy Data Correction: Has data been incorrectly reported on your report? Simply select the information you wish to request for review within the app, provide the required details and documentation, and submit the request directly to the information provider with the click of a button. You can conveniently track the status of your request right here in the app. Download the Etihad Credit Bureau app today – your new financial wellbeing companion. Al Etihad Credit Bureau, AECB, Credit Reports, Credit Scores, Cheque Score, Check Score, Cheque Clearance Indicator, Bounced Cheque indicator, Cheque Bounce, Credit Check, UAE Credit Bureau, UAE Credit Profile, Financial Score, Financial Report, Credit Risk, Credit Monitoring, Credit Insights
Screenshots
Verdict
The clearest difference is rating: EI + at 4.7 against Etihad Credit Bureau's 2.6. EI + also leads on ratings volume (4.6K vs 5) and update cadence (every 10 days vs every 3 weeks). Etihad Credit Bureau's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EI + holds the better App Store score, 4.7 against 2.6. That said, the two scores are not equally well evidenced: EI + has 4.6K ratings behind it against 5, so its average is the more settled of the two.
EI + ships an update every 10 days, Etihad Credit Bureau every 3 weeks. The most recent releases landed on September 22, 2026 and August 23, 2026 respectively.
| Parameter | EI + | Etihad Credit Bureau |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (4.6K ratings) — better | 2.6 (5 ratings) |
| Positive reviews | 55.4% of reviews | — |
| Number of ratings | 4.6K — better | 5 |
| Update frequency | Every 10 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 682 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | Emirates Islamic Bank P.J.S.C | Al Etihad Credit Bureau |
Customer experience
EI +
Etihad Credit Bureau
Bugs and requests
EI +
Reported bugs
5 issues- Credit card balance and transactions not updating
- Can't access credit card details
- Lost all beneficiary accounts and historical data
- Unable to transfer money, international transfers not working
- Forced to re-enter all account details and beneficiaries
Requested features
5 requests- Increase credit card limit
- Provide a link to relationship manager
- Add more communication options
- Improve customer service and response time
- Restore old app features and functionality
Etihad Credit Bureau
Not enough reviews yet to summarise bugs or requests.
In-app purchases
EI +
No in-app purchases
Etihad Credit Bureau
No in-app purchases
