Comparison

CBD vs EI +

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBD

Manage your finances on the go with a secure and fast mobile banking app. Open accounts, apply for credit cards and loans, and make instant transfers and payments. Enjoy exclusive lifestyle offers with your debit or credit card.

Highlights
  • Instant account opening
  • Credit card and loan applications
  • Instant money transfers
  • Utility bill payments
  • 1,000+ lifestyle offers
  • Secure mobile banking
Features
Read full description

Wherever you happen to be, our new mobile banking App is easy, fast, and secure. And now managing your money is easier than ever before. Commercial Bank of Dubai (CBD) is a leading banking and financial services institution in the UAE, backing ambitions since 1969. With over 55 years in the UAE and award-winning banking services, you can rest assured that all your banking needs are taken care of by a trusted financial partner. 120+ services Experience a feature-rich design with 120+ services for your everyday banking, most of which are processed instantly. Instant banking in minutes Sign up in minutes with just your Emirates ID and get a Current Account, Credit Card, Quick Loan, Home Loan Pre-Approval and more in the UAE’s highest rated Mobile Banking App. Transfers & payments in seconds Make instant transfers to Bangladesh, India, Pakistan and the Philippines as well as instant local transfers all with just a few taps. You can also make over 20 utility payments include Du, Etisalat, Dewa and so much more. 1,000+ lifestyle offers Enjoy over a thousand offers and discounts across dining, entertainment, lifestyle and so much more with the CBD App using your CBD Credit or Debit Card. This application is exclusively available to residents of the United Arab Emirates (UAE). Non-residents are not permitted to log in or apply for financial services, including loans. Residency verification is mandatory prior to accessing any functionality.

About

EI +

This mobile banking application offers advanced technology and an improved user experience for both new and existing clients. It provides a streamlined way to manage your finances on the go.

Highlights
  • Advanced technology integration
  • Enhanced user experience
  • Manage finances on the go
  • For existing and new clients
Features
Read full description

Emirates Islamic's newest mobile banking offering brings the latest in technology, and enhanced user experience to our existing and new clients.

Screenshots

CBD4 screens
EI +4 screens

Verdict

The call

The clearest difference is ads: EI + at none against CBD's shown. EI + also leads on review sentiment (55% vs 39%). CBD's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for CBD against 4.7 for EI +. Both are backed by a comparable volume of ratings — 1.8K and 4.6K respectively. Written reviews are what separate them: 39% of CBD's written reviews are positive against 55% of EI +'s.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 10 days. Both last shipped on September 22, 2026.

Scorecard3 real differences · 7 level
CBD versus EI +: the parameters behind the verdict, then further details
ParameterCBDEI +
PriceFreeFree
Rating4.8 (1.8K ratings) — better4.7 (4.6K ratings)
Positive reviews39.2% of reviews55.4% of reviews — better
Number of ratings1.8K4.6K — better
Update frequencyEvery 10 daysEvery 10 days
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size421 MB682 MB
Age rating4+4+
DeveloperCommercial Bank of DubaiEmirates Islamic Bank P.J.S.C

Customer experience

CBD

All ratings1,818 ratings
Positive95.0%
Neutral1.7%
Negative3.3%
Written reviews51 reviews
Positive39.2%
Neutral5.9%
Negative54.9%

EI +

All ratings4,550 ratings
Positive92.4%
Neutral1.8%
Negative5.8%
Written reviews240 reviews
Positive55.4%
Neutral3.8%
Negative40.8%

User reviews

CBD

From 1.8K App Store ratings

What we love

  • ⭐ Excellent services
  • ⭐ Fast and easy
  • ⭐ Wonderful experience
  • ⭐ Very good bank
  • ⭐ Convenient and easy to use

Room to improve

  • 🚫 Hungry for money
  • 🚫 Worst customer service
  • 🚫 Slow and unhelpful chatbots
  • 🚫 Difficult to transfer money
  • 🚫 App not working after update

EI +

From 4.6K App Store ratings

What we love

  • 🚀 Excellent
  • 🚀 Easy to use
  • 🚀 Secure and easy access
  • 🚀 Impressive UI/UX and features
  • 🚀 Instant transfer to mobile

Room to improve

  • 🐛 Doesn't work, app crashes
  • 🐛 Impossible to reach customer support
  • 🐛 Unfriendly app, confusing, and not user-friendly
  • 🐛 Terrible app, doesn't function properly
  • 🐛 Complicated to use, not user-friendly

Bugs and requests

CBD

Reported bugs

3 issues
  • App crashes and login issues
  • Incompatibility with newer iOS versions
  • Transferring money not working

Requested features

4 requests
  • Improve app performance and stability
  • Enhance security features
  • Introduce advanced budgeting and money management tools
  • Provide better customer support

EI +

Reported bugs

5 issues
  • Credit card balance and transactions not updating
  • Can't access credit card details
  • Lost all beneficiary accounts and historical data
  • Unable to transfer money, international transfers not working
  • Forced to re-enter all account details and beneficiaries

Requested features

5 requests
  • Increase credit card limit
  • Provide a link to relationship manager
  • Add more communication options
  • Improve customer service and response time
  • Restore old app features and functionality

In-app purchases

None

CBD

No in-app purchases

None

EI +

No in-app purchases

Questions

Is CBD free?
CBD is free to download, with no in-app purchases.
Is EI + free?
EI + is free to download, with no in-app purchases.
Which has better reviews, CBD or EI +?
CBD is rated higher. CBD averages 4.8 out of 5 from 1.8K ratings, while EI + averages 4.7 from 4.6K ratings.
Do CBD or EI + have ads?
CBD shows ads; EI + does not.
Which is updated more often, CBD or EI +?
CBD ships an update every 10 days, and EI + every 10 days. Most recently, CBD was updated on September 22, 2026 and EI + on September 22, 2026.

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