Comparison

CBD vs ADCB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBD

Manage your finances on the go with a secure and fast mobile banking app. Open accounts, apply for credit cards and loans, and make instant transfers and payments. Enjoy exclusive lifestyle offers with your debit or credit card.

Highlights
  • Instant account opening
  • Credit card and loan applications
  • Instant money transfers
  • Utility bill payments
  • 1,000+ lifestyle offers
  • Secure mobile banking
Features
Read full description

Wherever you happen to be, our new mobile banking App is easy, fast, and secure. And now managing your money is easier than ever before. Commercial Bank of Dubai (CBD) is a leading banking and financial services institution in the UAE, backing ambitions since 1969. With over 55 years in the UAE and award-winning banking services, you can rest assured that all your banking needs are taken care of by a trusted financial partner. 120+ services Experience a feature-rich design with 120+ services for your everyday banking, most of which are processed instantly. Instant banking in minutes Sign up in minutes with just your Emirates ID and get a Current Account, Credit Card, Quick Loan, Home Loan Pre-Approval and more in the UAE’s highest rated Mobile Banking App. Transfers & payments in seconds Make instant transfers to Bangladesh, India, Pakistan and the Philippines as well as instant local transfers all with just a few taps. You can also make over 20 utility payments include Du, Etisalat, Dewa and so much more. 1,000+ lifestyle offers Enjoy over a thousand offers and discounts across dining, entertainment, lifestyle and so much more with the CBD App using your CBD Credit or Debit Card. This application is exclusively available to residents of the United Arab Emirates (UAE). Non-residents are not permitted to log in or apply for financial services, including loans. Residency verification is mandatory prior to accessing any functionality.

About

ADCB

Manage your finances on the go with an enhanced mobile banking experience. This app offers a streamlined interface for payments, transfers, and bill payments, along with features like balance preview and transaction history search. It supports dual language options and helps you locate ATMs and branches.

Highlights
  • Simplified Payments and Transfers
  • Search Payees and Transaction History
  • Dual Language (Arabic/English)
  • Balance Preview
  • Bill Payment
  • Funds Transfer
  • Locate ATMs and Branches
Features
Read full description

Experience more power at your fingertips. Experience the new and improved mobile banking app from ADCB. Enjoy seamless banking on-the-go with the enhanced features combined with an intuitive and user-friendly visual experience. More power at your fingertips - A simplified 'Payments and Transfers' section where you can view your beneficiaries and registered billers all in one screen - Search Payees and Transaction History by name, amount and much more - Dual language option in Arabic and English Plus, you can continue to enjoy these services - Balance Preview - Bill Payment - Funds Transfer - Locate ADCB ATM and Branches If you are a new ADCB Mobile App user or if you are using the app on a new device, register with the following steps: - Download and launch the ADCB Mobile App - When prompted, enter your ADCB Credit Card/Debit Card Number and PIN; enter the activation key that is sent to your registered mobile number - Alternatively, you can enter your ADCB Customer ID and activation key which you can obtain through our Personal Internet Banking or the 24/7 Contact Centre If you are an existing user, you will be prompted to enter your existing ADCB Mobile App password for authentication and biometric re-enrollment (handset dependent).

Screenshots

CBD4 screens
ADCB4 screens

Verdict

The call

The clearest difference is ads: ADCB at none against CBD's shown. ADCB also leads on iOS requirement (12.2 vs 15.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for CBD against 4.7 for ADCB. Both are backed by a comparable volume of ratings — 1.8K and 4.9K respectively. Written reviews are what separate them: 39% of CBD's written reviews are positive against 41% of ADCB's.

UpkeepUpdate frequency

CBD ships an update every 10 days, ADCB every 2 weeks. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
CBD versus ADCB: the parameters behind the verdict, then further details
ParameterCBDADCB
PriceFreeFree
Rating4.8 (1.8K ratings) — better4.7 (4.9K ratings)
Positive reviews39.2% of reviews40.9% of reviews — better
Number of ratings1.8K4.9K — better
Update frequencyEvery 10 days — betterEvery 2 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.012.2 — better
Further details — not scored
Size421 MB226 MB
Age rating4+4+
DeveloperCommercial Bank of DubaiADCB

Customer experience

CBD

All ratings1,818 ratings
Positive95.0%
Neutral1.7%
Negative3.3%
Written reviews51 reviews
Positive39.2%
Neutral5.9%
Negative54.9%

ADCB

All ratings4,897 ratings
Positive91.6%
Neutral2.8%
Negative5.6%
Written reviews384 reviews
Positive40.9%
Neutral6.5%
Negative52.6%

User reviews

CBD

From 1.8K App Store ratings

What we love

  • ⭐ Excellent services
  • ⭐ Fast and easy
  • ⭐ Wonderful experience
  • ⭐ Very good bank
  • ⭐ Convenient and easy to use

Room to improve

  • 🚫 Hungry for money
  • 🚫 Worst customer service
  • 🚫 Slow and unhelpful chatbots
  • 🚫 Difficult to transfer money
  • 🚫 App not working after update

ADCB

From 4.9K App Store ratings

What we love

  • 🚀 Great services
  • 👍 Easy to use app
  • 🚀 Seamless experience
  • 👍 Excellent customer service
  • 👍 Fantastic app

Room to improve

  • 🐛 Laggy performance
  • 👎 Horrible UX
  • 👎 Outdated app
  • 👎 Buggy and slow
  • 👎 Complicated and non user-friendly

Bugs and requests

CBD

Reported bugs

3 issues
  • App crashes and login issues
  • Incompatibility with newer iOS versions
  • Transferring money not working

Requested features

4 requests
  • Improve app performance and stability
  • Enhance security features
  • Introduce advanced budgeting and money management tools
  • Provide better customer support

ADCB

Reported bugs

5 issues
  • Login issues and active session problems
  • Inability to clear cache and switch accounts
  • Incompatibility with iPhone 15 and iOS 13
  • Freezing and crashing on launch
  • Inconsistent performance and functionality

Requested features

5 requests
  • Ability to redeem touchpoints
  • Improved credit card management
  • Better transaction history and categorization
  • Support for newer devices and iOS versions
  • Streamlined bill payment process

In-app purchases

None

CBD

No in-app purchases

None

ADCB

No in-app purchases

Questions

Is CBD free?
CBD is free to download, with no in-app purchases.
Is ADCB free?
ADCB is free to download, with no in-app purchases.
Which has better reviews, CBD or ADCB?
CBD is rated higher. CBD averages 4.8 out of 5 from 1.8K ratings, while ADCB averages 4.7 from 4.9K ratings.
Do CBD or ADCB have ads?
CBD shows ads; ADCB does not.
Which is updated more often, CBD or ADCB?
CBD ships an update every 10 days, and ADCB every 2 weeks. Most recently, CBD was updated on September 22, 2026 and ADCB on September 24, 2026.

Other comparisons