EI + vs Mal Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EI +
This mobile banking application offers advanced technology and an improved user experience for both new and existing clients. It provides a streamlined way to manage your finances on the go.
- Advanced technology integration
- Enhanced user experience
- Manage finances on the go
- For existing and new clients
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Emirates Islamic's newest mobile banking offering brings the latest in technology, and enhanced user experience to our existing and new clients.
Mal Digital
An AI-first digital bank designed with Islamic values, offering a modern approach to managing your finances. It helps you understand spending, send money internationally, and save for goals, all within one intuitive platform.
- AI-first banking experience
- Islamic values guided
- International money transfers
- Spending analysis
- Savings goals
- Zakat calculation
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Meet Mal. A fully digital, AI-first bank built for people who expect banking to be better. Not another bank with AI added on top. Not the old system in a new app. Mal is built from scratch, guided by Islamic values, and open to everyone. Because waiting 14 business days, printing forms, and hearing “please visit your nearest branch” was not the future we were promised. Need to send money abroad? Ask Mal. Need to understand your spending? Ask Mal. And this is just the beginning. Mal helps you ask, understand, and act in one place, with answers shaped around your budget, spending, and goals. See where your salary went. Check if you’re spending more than you think. Save for Hajj or Umrah. Calculate your Zakat. Handle your money without needing a finance degree. Built on Islamic values. Designed for the world. Made for everyday life. Join the waitlist today and experience banking that moves at the speed of your life, not a legacy system. Mal. Fair by design
Screenshots
Verdict
The clearest difference is ratings volume: EI + at 4.6K against Mal Digital's 2. Mal Digital's advantage is rating (5.0 vs 4.7) and update cadence (every 2 days vs every 10 days). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mal Digital holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: EI + has 4.6K ratings behind it against 2, so its average is the more settled of the two.
EI + ships an update every 10 days, Mal Digital every 2 days. The most recent releases landed on October 1, 2026 and September 18, 2026 respectively.
| Parameter | EI + | Mal Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (4.6K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 55.4% of reviews | — |
| Number of ratings | 4.6K — better | 2 |
| Update frequency | Every 10 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 685 MB | 312 MB |
| Age rating | 4+ | 17+ |
| Developer | Emirates Islamic Bank P.J.S.C | MalBank |
Customer experience
EI +
Mal Digital
Bugs and requests
EI +
Reported bugs
5 issues- Credit card balance and transactions not updating
- Can't access credit card details
- Lost all beneficiary accounts and historical data
- Unable to transfer money, international transfers not working
- Forced to re-enter all account details and beneficiaries
Requested features
5 requests- Increase credit card limit
- Provide a link to relationship manager
- Add more communication options
- Improve customer service and response time
- Restore old app features and functionality
Mal Digital
Not enough reviews yet to summarise bugs or requests.
In-app purchases
EI +
No in-app purchases
Mal Digital
No in-app purchases
