Comparison

Sahara Smart vs Simrik mBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sahara Smart

Manage your bank account conveniently from your mobile device anytime, anywhere. This secure app allows for easy fund transfers, bill payments, and instant QR code payments through the Fonepay Network. Enjoy simplified banking without needing to visit a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure transactions
Read full description

Sahara Smart is Sahara Saving & Credit Co-Operative Ltd.'s Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Sahara Saving & Credit Co-Operative Ltd.. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Sahara Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Sahara Saving & Credit Co-Operative Ltd., and you need to subscribe to the Sahara Saving & Credit Co-Operative Ltd.'s Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Sahara Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

Simrik mBank

Features
Read full description

Simrik mBank is MBANK TECHNOLOGIES PVT LTD official mobile banking app which enables its customers to keep track of their account maintained at Simrik mBank and allows its users to make different utility payments. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Simrik mBank. Enables finances at your fingertips, anytime-anywhere. Here you can manage your account and access your Simrik mBank accounts faster and securely via internet. Simrik mBank is a convenient and reliable app that provides you all the facilities in your fingertips. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Account with a fully secure and user-friendly application. Services of Simrik mBank : Make payments of your utilities * Phone bills * Mobile top-up * Receive and send money through remittance services * And many other payments for the services you use Bill Payments * Simrik mBank offers a full throttled package of all bill payments. Real-time payments to all registered ISPs, TVs, Airlines, Insurance, Electricity, Water, Landline. Manage your account * Protect your account with your fingerprint * Track your finances * Track your account history Transfer funds instantly * Transfer and receive funds instantly Highly secure * Secure your account with two factor authentications * Fingerprint/Face ID login helps secure your account Location: * Customers can find our Office location QR Payments: * Scan and Pay feature that allows you to scan and pay to the different merchants. To be able to use this app, you first need to have a valid account maintained at Simrik mBank, and you need to subscribe to the Simrik mBank Banking Service. This app helps you to pay multiple utility payments through the app itself. And many more exciting features (This app is the property of MBANK TECHNOLOGIES PVT LTD) This Application gets regularly updated with new features and new utility payments for the user's convenience which makes it the best app. About Simrik mBank Simrik mBank is leading Payment Service Provider. Simrik mBank is leading fin-tech company in Nepal.

Screenshots

Sahara Smart4 screens
Simrik mBank4 screens

Verdict

The call

The clearest difference is update cadence: Simrik mBank at every 6 weeks against Sahara Smart's every 7 months. Sahara Smart's advantage is iOS requirement (12.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Sahara Smart ships an update every 7 months, Simrik mBank every 6 weeks. The most recent releases landed on October 6, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Sahara Smart versus Simrik mBank: the parameters behind the verdict, then further details
ParameterSahara SmartSimrik mBank
PriceFreeFree
Rating3.5 (2 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 7 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.4 — better15.6
Further details — not scored
Size68 MB437 MB
Age rating4+17+
DeveloperSahara Nepal Saving and Credit Co-operative Society Ltd.mBank Technologies

In-app purchases

None

Sahara Smart

No in-app purchases

None

Simrik mBank

No in-app purchases

Questions

Is Sahara Smart free?
Sahara Smart is free to download, with no in-app purchases.
Is Simrik mBank free?
Simrik mBank is free to download, with no in-app purchases.
Do Sahara Smart or Simrik mBank have ads?
Neither Sahara Smart nor Simrik mBank shows ads.
Which is updated more often, Sahara Smart or Simrik mBank?
Sahara Smart ships an update every 7 months, and Simrik mBank every 6 weeks. Most recently, Sahara Smart was updated on October 6, 2026 and Simrik mBank on October 24, 2026.

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