Comparison

FocusAgent ONE vs Bank Five Nine

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FocusAgent ONE

This app provides real estate professionals with instant closing cost calculations for buyers and sellers. It offers a free plan for basic estimates and a premium subscription for advanced features and unlimited access.

Highlights
  • City/county specific closing cost calculations
  • Professional seller net sheets
  • Buyer estimate generation
  • Free plan for basic estimates
  • Premium subscription for advanced features
  • 30-day free trial for premium
Features
Read full description

FocusAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. FocusAgent ONE is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • A user can opt in for a free 30 day trial, but they are required to enter their payment information first. They will be charged for the monthly or annual subscription, depending on the option they choose, after the free 30-day trial is complete, unless they cancel before the next billing date. The monthly subscription is $0.99/month and the annual subscription is $9.99/year. • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com

About

Bank Five Nine

Securely manage your finances on the go with mobile banking features. Deposit checks, send money, control debit cards, and pay bills. Access account information and find branches easily.

Highlights
  • Deposit checks 24/7
  • Send money with Zelle®
  • Transfer funds between accounts
  • Debit card controls
  • Account notifications
  • Bill payment management
  • Find branches and ATMs
Features
Read full description

With our Bank Five Nine mobile app, you can securely manage your accounts from anywhere at any time using your mobile device. Features include but are not limited to: • Deposit Checks 24/7 • Send money to people you know and trust through Zelle® • Transfer money between your Bank Five Nine accounts • Debit card controls • Setup and receive account notifications • Setup, make and edit bill payments • View recent transactions and check images • Find nearby Bank Five Nine branches and ATMs • Chat with a representative • View balances without logging in For support call (888) 569-9909, email operationssupport@bankfivenine.com or chat with us at bankfivenine.com. Bank Five Nine (BFN), is the new name of First Bank Financial Centre (FBFC).

Screenshots

FocusAgent ONE4 screens
Bank Five Nine4 screens

Verdict

The call

The clearest difference is in-app purchases: Bank Five Nine at none against FocusAgent ONE's 2. Bank Five Nine also leads on ratings volume (713 vs 1) and update cadence (every 3 months vs every 6 months). FocusAgent ONE's advantage is rating (5.0 vs 4.6). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FocusAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Bank Five Nine asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

FocusAgent ONE holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Bank Five Nine has 713 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

FocusAgent ONE ships an update every 6 months, Bank Five Nine every 3 months. The most recent releases landed on October 8, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
FocusAgent ONE versus Bank Five Nine: the parameters behind the verdict, then further details
ParameterFocusAgent ONEBank Five Nine
PriceFreeFree
Rating5.0 (1 ratings) — better4.6 (713 ratings)
Positive reviews—21.1% of reviews
Number of ratings1713 — better
Update frequencyEvery 6 monthsEvery 3 months — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS16.0 — better17.0
Further details — not scored
Size356 MB182 MB
Age rating9+4+
DeveloperFocus TitleBank Five Nine

Customer experience

FocusAgent ONE

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bank Five Nine

All ratings713 ratings
Positive91.4%
Neutral2.4%
Negative6.2%
Written reviews19 reviews
Positive21.1%
Neutral5.3%
Negative73.7%

Bugs and requests

FocusAgent ONE

Not enough reviews yet to summarise bugs or requests.

Bank Five Nine

Reported bugs

14 issues
  • App not working
  • Pending charges not displaying
  • Deposits not showing on time
  • Credits showing incorrect amounts
  • Camera not functioning
Show 9 more
  • Zelle feature not working
  • Frequent update prompts
  • Login issues
  • Account lockout
  • Incorrect login information error
  • Password mismatch error
  • Slow app performance
  • Inability to receive notifications on iOS
  • Required pop-up windows for login

Requested features

7 requests
  • Fix the app
  • Allow use of older app version
  • Add monthly statement download option
  • Fix notification settings
  • Allow disabling notifications
Show 2 more
  • Improve online banking experience
  • Allow mobile banking with other banks

In-app purchases

2 purchases

FocusAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

Bank Five Nine

No in-app purchases

Questions

Is FocusAgent ONE free?
FocusAgent ONE is free to download, with in-app purchases available.
Is Bank Five Nine free?
Bank Five Nine is free to download, with no in-app purchases.
Which has better reviews, FocusAgent ONE or Bank Five Nine?
FocusAgent ONE is rated higher. FocusAgent ONE averages 5.0 out of 5 from 1 ratings, while Bank Five Nine averages 4.6 from 713 ratings.
Do FocusAgent ONE or Bank Five Nine have ads?
Neither FocusAgent ONE nor Bank Five Nine shows ads.
Which is updated more often, FocusAgent ONE or Bank Five Nine?
FocusAgent ONE ships an update every 6 months, and Bank Five Nine every 3 months. Most recently, FocusAgent ONE was updated on October 8, 2026 and Bank Five Nine on October 30, 2026.

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