Comparison

Diversified Benefit Services vs FocusAgent ONE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Diversified Benefit Services

Easily and securely file claims for reimbursement from your Health Care FSA, Limited Purpose FSA, Dependent Care FSA, and Health Reimbursement Arrangement. Submit claims online 24/7 for fast, convenient, and comprehensive management of your benefits.

Highlights
  • File claims on the go
  • Submit online 24/7
  • Secure and encrypted access
  • Manage FSA and HRA reimbursements
  • Comprehensive claim documentation
Features
Read full description

File claims on the go! It’s easy, convenient and secure. Submit your claims online 24/7 using DBS’s exclusive A.S.A.P.® (Advanced Strategic Administration Program), a safe and quick way to file claims for reimbursement from your Health Care FSA (HCFSA), Limited Purpose FSA (LPFSA), Dependent Care FSA (DCFSA) and Health Reimbursement Arrangement (HRA). FAST There’s no quicker way to get reimbursed for your FSA or HRA claims. CONVENIENT Day or night, you have access from your mobile phone. SAFE You have encrypted access, which is protected and Verisign secured. COMPREHENSIVE Submit and document your claim in one easy location. DBS (Diversified Benefit Services) is a third party administrator providing comprehensive plan design and reimbursement strategies as well as communication and enrollment solutions for FSAs, HRAs, COBRA, Tribal Member Benefits and other customized programs. DBS services are supported by a robust proprietary software administration system and knowledgeable, customer focused professional staff. Terms of Use https://www.dbsbenefits.com/diversified-terms-of-use-mobileapp/ Privacy Policy https://www.dbsbenefits.com/dbs-privacy-policy/

About

FocusAgent ONE

This app provides real estate professionals with instant closing cost calculations for buyers and sellers. It offers a free plan for basic estimates and a premium subscription for advanced features and unlimited access.

Highlights
  • City/county specific closing cost calculations
  • Professional seller net sheets
  • Buyer estimate generation
  • Free plan for basic estimates
  • Premium subscription for advanced features
  • 30-day free trial for premium
Features
Read full description

FocusAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. FocusAgent ONE is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • A user can opt in for a free 30 day trial, but they are required to enter their payment information first. They will be charged for the monthly or annual subscription, depending on the option they choose, after the free 30-day trial is complete, unless they cancel before the next billing date. The monthly subscription is $0.99/month and the annual subscription is $9.99/year. • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com

Screenshots

Diversified Benefit Services2 screens
FocusAgent ONE4 screens

Verdict

The call

The clearest difference is rating: FocusAgent ONE at 5.0 against Diversified Benefit Services's 2.7. Diversified Benefit Services's advantage is in-app purchases (none vs 2) and ratings volume (50 vs 1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FocusAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Diversified Benefit Services asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

FocusAgent ONE holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: Diversified Benefit Services has 50 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Diversified Benefit Services ships an update every 7 months, FocusAgent ONE every 6 months. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.

Scorecard4 real differences · 6 level
Diversified Benefit Services versus FocusAgent ONE: the parameters behind the verdict, then further details
ParameterDiversified Benefit ServicesFocusAgent ONE
PriceFreeFree
Rating2.7 (50 ratings)5.0 (1 ratings) — better
Positive reviews16.0% of reviews—
Number of ratings50 — better1
Update frequencyEvery 7 monthsEvery 6 months — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size12 MB356 MB
Age rating4+9+
DeveloperDiversified Benefit Services, Inc.Focus Title

Customer experience

Diversified Benefit Services

All ratings50 ratings
Positive40.0%
Neutral2.0%
Negative58.0%
Written reviews25 reviews
Positive16.0%
Neutral4.0%
Negative80.0%

FocusAgent ONE

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Diversified Benefit Services

No in-app purchases

2 purchases

FocusAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year

Questions

Is Diversified Benefit Services free?
Diversified Benefit Services is free to download, with no in-app purchases.
Is FocusAgent ONE free?
FocusAgent ONE is free to download, with in-app purchases available.
Which has better reviews, Diversified Benefit Services or FocusAgent ONE?
FocusAgent ONE is rated higher. Diversified Benefit Services averages 2.7 out of 5 from 50 ratings, while FocusAgent ONE averages 5.0 from 1 ratings.
Do Diversified Benefit Services or FocusAgent ONE have ads?
Neither Diversified Benefit Services nor FocusAgent ONE shows ads.
Which is updated more often, Diversified Benefit Services or FocusAgent ONE?
Diversified Benefit Services ships an update every 7 months, and FocusAgent ONE every 6 months. Most recently, Diversified Benefit Services was updated on October 24, 2026 and FocusAgent ONE on October 8, 2026.

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