Comparison

uabpay+ vs CTZPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

uabpay+

This payment application allows merchants to easily and securely accept customer payments via a unified QR code. It offers fast transactions, multiple payment methods, and a convenient dashboard for shop owners to track balances and cash flow.

Highlights
  • Accept payments via QR code
  • Manual code payment acceptance
  • Fast and convenient transactions
  • Dashboard for balance and cash flow
  • Cash In/Cash Out functionality
  • Biometric login
Features
Read full description

uabpay+ is a payment application powered by uab bank limited. uabpay+ is designed for merchants with easy, fast and secure way to accept customer payments through unified QR Code, which allows to simply accept payments. Avaiable everywhere & to everyone Receive payments from customers anywhere using uabpay+ application. Fast & Convenient Collect and Receive in multiple ways Easy Registration for Owner and Cashier to make transactions Shop Owner can view Total Current Balance, Total Cash In & Total Cash Out in dashboard view Cash In/Cash Out to Customer Faster way of Receive Payment Receive payment with QR Code as well as Manual Code from customers Easy Toup to wallet: 1. All MPU Cards 2. 123 Services 3. uab bank Account 4. over the uab bank Counters Transfer within each business owners Transfer out wallet balance to uab Bank Account Forget Passcode Change Passcode Security Questions for forget passcode Login with Biometric

About

CTZPay

This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.

Highlights
  • Digital payments
  • Bill payment
  • Top-up services
  • Money transfers
  • Bus ticket purchases
  • Rewards and loyalty promotions
Read full description

CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bill payment, top up, transfer, and buy bus tickets. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.

Screenshots

uabpay+4 screens
CTZPay4 screens

Verdict

The call

The clearest difference is review sentiment: uabpay+ at 67% against CTZPay's 17%. uabpay+ also leads on rating (4.4 vs 3.9). CTZPay's advantage is ratings volume (74 vs 13). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

uabpay+ holds the better App Store score, 4.4 against 3.9. That said, the two scores are not equally well evidenced: CTZPay has 74 ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 67% of uabpay+'s written reviews are positive against 17% of CTZPay's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 8, 2026 and September 14, 2026 respectively.

Scorecard3 real differences · 7 level
uabpay+ versus CTZPay: the parameters behind the verdict, then further details
Parameteruabpay+CTZPay
PriceFreeFree
Rating4.4 (13 ratings) — better3.9 (74 ratings)
Positive reviews66.7% of reviews — better16.7% of reviews
Number of ratings1374 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size66 MB58 MB
Age rating4+4+
DeveloperUAB Bank LimitedCAPITAL CONNECT LIMITED

Customer experience

uabpay+

All ratings13 ratings
Positive84.6%
Neutral0.0%
Negative15.4%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

CTZPay

All ratings70 ratings
Positive68.6%
Neutral7.1%
Negative24.3%
Written reviews6 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

In-app purchases

None

uabpay+

No in-app purchases

None

CTZPay

No in-app purchases

Questions

Is uabpay+ free?
uabpay+ is free to download, with no in-app purchases.
Is CTZPay free?
CTZPay is free to download, with no in-app purchases.
Which has better reviews, uabpay+ or CTZPay?
uabpay+ is rated higher. uabpay+ averages 4.4 out of 5 from 13 ratings, while CTZPay averages 3.9 from 74 ratings.
Do uabpay+ or CTZPay have ads?
Neither uabpay+ nor CTZPay shows ads.
Which is updated more often, uabpay+ or CTZPay?
uabpay+ ships an update every 2 months, and CTZPay every 2 months. Most recently, uabpay+ was updated on September 8, 2026 and CTZPay on September 14, 2026.

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