Access More vs Guhemba
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Access More
This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.
- Quick account opening
- Personalized dashboards and themes
- Investment services
- Loan and visa applications
- Bill payments and transfers
- Card and cheque services
- Airtime top-up
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The Access More App is an innovative mobile payment application that offers a more than banking experience. The App is built to help our customers consummate their financial transactions, payment solutions and enjoy a lifestyle experience. Prospect customers are welcome to become account holders by downloading the App and onboarding themselves on the platform seamlessly. The App is built on cutting-edge technology, offering tailored and personalized services, ease of use and excellent customer experience to all our customers The following unique features are available on the App: Quick account opening Personalized theme and color scheme Bespoke dashboards Single click to all favorite features Self QR generation for intra-bank transfers Scan QR for payments Investment services PayDay Loan Dubai Visa application Movie Ticket purchase Improved beneficiary management Efficient bills payment Inter-bank transfers Simplified foreign currency transfer service Airtime top-up Cheque Services (New cheque book request, stop and confirm cheque) Card Services (New debit card request, card block and unblock) Transfers to Access Y’ello accounts Gaming And lots more…. How to get the Access More App Download and install the Access More App Existing Access Mobile App users can login with the same username and password and transact with their existing PIN Existing Diamond Mobile App users can login with the same username and password and transact with their existing PIN For new users, simply open the downloaded App and register
Guhemba
This app provides merchants and restaurants with a comprehensive payment solution. It streamlines billing, payments, and customer interactions with features like secure in-app payments, restaurant ordering support, and loyalty programs. It also offers direct invoicing and mobile money integration.
- Unified wallet for personal and business finances
- One-scan merchant payment processing
- Restaurant ordering and table-side service support
- Direct invoicing and payment management
- MTN Mobile Money and credit card support
- Loyalty programs with rewards and coupons
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Guhemba: The All-in-One Payment Solution for Merchants and Restaurants Guhemba is your go-to app for seamless merchant payments and enhanced to support restaurant ordering. Designed to meet the needs of businesses of all sizes, Guhemba offers a feature-rich platform that simplifies billing, payments, and customer interactions. From secure in-app payments to a companion app that supports restaurant ordering and table-side service, Guhemba is built to streamline operations and elevate the customer experience. Boost customer loyalty with built-in rewards and coupons that keep them coming back. Plus, our new invoicing feature lets you create and send professional invoices on the go, making it easier than ever to get paid instantly, no matter where you are. Currently, Guhemba is exclusively piloted at the Rooftop Ikawa Cafe in Kiyovu, Kigali, Rwanda—experience the future of payments today. Key Features: Unified Wallet System: Manage both personal and business finances through a single, unified wallet for effortless transactions. One-Scan Merchant Pay: Simplify payments with secure, one-scan transactions, ensuring quick and easy checkout. Restaurant Add-On Service: Enjoy in-app support for ordering, tracking, and paying at restaurants, enhancing the dining experience. Direct Invoicing: Create and send professional invoices directly from the app, managing multiple payments for a single invoice, and get paid from anywhere. MTN Mobile Money Support: Transfer funds to and from your MTN Mobile Money account seamlessly within the app. Credit Card Support: Securely save and use your credit cards within Guhemba, protecting your data during transactions. Loyalty Programs with Rewards and Coupons: Increase customer retention with built-in rewards, loyalty points, and discounts that keep customers engaged.
Screenshots
Verdict
The clearest difference is review sentiment: Guhemba at 100% against Access More's 66%. Guhemba also leads on rating (5.0 vs 4.7). Access More's advantage is ratings volume (119K vs 7) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Guhemba holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Access More has 119K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 66% of Access More's written reviews are positive against 100% of Guhemba's.
Access More ships an update monthly, Guhemba every 2 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Access More | Guhemba |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (119K ratings) | 5.0 (7 ratings) — better |
| Positive reviews | 65.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 119K — better | 7 |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 232 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Access Bank Plc | Guhemba Ltd. |
Customer experience
Access More
Guhemba
Bugs and requests
Access More
Reported bugs
4 issues- Disappearing beneficiary list
- Inability to upgrade transaction limits
- Inconsistent app performance across devices
- Login and OTP issues
Requested features
4 requests- Ability to save beneficiaries
- Calendar view for transaction history
- Facial recognition login option
- Improved notification management
Guhemba
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Access More
No in-app purchases
Guhemba
No in-app purchases









