EXIMPay+ vs Our Money

[EXIMPay+] EXIMPay+ is a mobile-based service for user authentication, payment (electronic wallet), and tax refunds. Users can verify themselves online or offline using their personal data. • EXIMPay+ provides verification, authentication, and payment services for users in online duty-free stores and airlines. • EXIMPay+ supports tax refunds for products purchased from Eximbay-affiliated merchants. • EXIMPay+ ensures a seamless user experience in online duty-free shops and for airline services. [EXIMPay+ Main Services] 1. Verification Service Verify your identity online using your personal information. 2. Card Wallet Payment Register your payment card and make secure payments. 3. Mobile Passport Generate a passport QR code for offline verification. 4. KYC Submit your KYC data to merchants requesting it to fulfill KYC requirements. 5. Tax Refund Apply for a tax refund immediately through the mobile app without using a kiosk. [Service Targets] • Global users who want to verify themselves online/offline. • All international visitors to Korea. [Main Service Process] 1. Verification Service Scan a QR code, provide the requested data to merchants, then tap “Confirm.” 2. Card Wallet Payment Register a credit card, select your payment method, and complete the payment. 3. Passport QR Generate a passport QR code and present it to merchants. 4. KYC Scan your passport, verify it via ePassport NFC, and undergo face liveness matching. 5. Tax Refund Scan the tax-refund receipt, register the card to receive refunds, and apply for export clearance and refunds. (Export clearance can only be done at the airport.) [Contact Us] [app@eximbay.com](mailto:app@eximbay.com) *** EXIMPay+ is a free, comprehensive service for foreign users provided by Eximbay Co., Ltd. However, when using 3G / LTE / 5G / roaming, additional data charges may apply depending on your mobile plan. *** Eximbay does not store any user-provided information. All data is stored on the user’s mobile device and is transmitted in encrypted form to relevant merchants and payment companies only when necessary and only with the user’s consent.

Our Money is a price book that fills itself from your receipts. Scan a receipt and every item is read and kept: what you paid, where and when. You never type a price. YOUR PRICE BOOK One row for each item you buy. Tap it to see every time you bought it and what it cost. WHEN A PRICE MOVES For groceries and fuel, Our Money tells you when an item costs more or less than last time at the same store, and when another store you shop at has it for less. YOUR NEIGHBORS' PRICES When people near you scan the same items, their prices appear on the items already in your book, so you can see where the same thing is less expensive nearby. Neighbor prices are anonymous, come from within 40 km, and are never older than 7 days. PULSE See whether your spending is running hotter, cooler or steady against the same point last month. PRIVATE BY DESIGN Your receipts are kept on your phone and in your own iCloud backup. Receipts are read in the cloud. Prices shared with neighbors are anonymous. INSIDER Your own prices are always free. Scan a receipt from the last 7 days to earn a key; a key unlocks the neighbor prices on one item. Insider unlocks them all, and adds Local Whispers: a heads-up when you're near a less expensive price on something you buy, within a range you set. Auto-renewing monthly or yearly subscription; cancel anytime. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/