EXIMPay+ vs Finpond 핀폰드

[EXIMPay+] EXIMPay+ is a mobile-based service for user authentication, payment (electronic wallet), and tax refunds. Users can verify themselves online or offline using their personal data. • EXIMPay+ provides verification, authentication, and payment services for users in online duty-free stores and airlines. • EXIMPay+ supports tax refunds for products purchased from Eximbay-affiliated merchants. • EXIMPay+ ensures a seamless user experience in online duty-free shops and for airline services. [EXIMPay+ Main Services] 1. Verification Service Verify your identity online using your personal information. 2. Card Wallet Payment Register your payment card and make secure payments. 3. Mobile Passport Generate a passport QR code for offline verification. 4. KYC Submit your KYC data to merchants requesting it to fulfill KYC requirements. 5. Tax Refund Apply for a tax refund immediately through the mobile app without using a kiosk. [Service Targets] • Global users who want to verify themselves online/offline. • All international visitors to Korea. [Main Service Process] 1. Verification Service Scan a QR code, provide the requested data to merchants, then tap “Confirm.” 2. Card Wallet Payment Register a credit card, select your payment method, and complete the payment. 3. Passport QR Generate a passport QR code and present it to merchants. 4. KYC Scan your passport, verify it via ePassport NFC, and undergo face liveness matching. 5. Tax Refund Scan the tax-refund receipt, register the card to receive refunds, and apply for export clearance and refunds. (Export clearance can only be done at the airport.) [Contact Us] [app@eximbay.com](mailto:app@eximbay.com) *** EXIMPay+ is a free, comprehensive service for foreign users provided by Eximbay Co., Ltd. However, when using 3G / LTE / 5G / roaming, additional data charges may apply depending on your mobile plan. *** Eximbay does not store any user-provided information. All data is stored on the user’s mobile device and is transmitted in encrypted form to relevant merchants and payment companies only when necessary and only with the user’s consent.

Finpond is a budget app where your remaining money looks like water in a fish tank. Spend, and the water goes down — your fish looks worried. Save, and it fills back up and celebrates. If plain spreadsheets never stuck, try caring for your money the way you would care for a pet fish. ■ Log it in 3 seconds Type the way you talk — "Chipotle 18" or "H Mart 85.50" — and Finpond splits out the merchant, amount and category for you. Add a "+" for income: "+3200 paycheck". Once you categorize a merchant, it remembers next time. ■ Just snap the receipt Photograph a receipt or pick a payment screenshot, and the total and merchant are read automatically. Images are processed entirely on your device and never uploaded. ■ Rent and paychecks, on autopilot Set rent on the 1st and your paycheck on the 15th, and they are recorded on those days with a reminder. Miss a few days? Finpond backfills what you missed the next time you open it. ■ A month that starts on payday Change the cycle start to the 25th and your month runs 7/25–8/24 — matching your paycheck or card due date. A comparison graph shows this period against the last one, or the same point last year. ■ Business ledger for small business owners Keep a business ledger completely separate from personal — the first rule of clean books. Expense categories are IRS Schedule C lines from the start (Line 8 Advertising, Line 20b Rent, and so on), so at tax time you can copy them straight into TurboTax, or send CSV/PDF to your accountant. Meals at 50%, quarterly P&L, and quarterly estimated-tax guidance are calculated for you. ■ English and Korean Switch between English and Korean any time in Settings. On first launch it follows your iPhone language. ■ Private by design · No bank connection. We never ask for account or card numbers. · Receipt photos never leave your device. · Lock the app with Face ID; balances are hidden in the app switcher too. · Tap any large number to mask it as ******. · No ads. No tracking. · Delete your account and all records from inside the app, anytime. ■ Five tank friends Whale, turtle, pufferfish, octopus or shrimp — pick your favorite. Log daily to build a streak; reach 7 days and your fish earns a crown. Sign in with Google to sync between iPhone and computer, or start instantly as a guest. Tax features are organizational aids, not tax advice.