Comparison

Where's Money vs Debt Tracker Master

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Where's Money

Easily track money lent and borrowed between individuals. Record transactions, monitor balances, and generate PDF reports for clear oversight of personal debts. Your data is securely stored with iCloud sync.

Highlights
  • Track money lent to others
  • Record money borrowed from others
  • Monitor individual balances
  • Record partial repayments
  • Review transaction history
  • Generate PDF reports
  • iCloud data sync
Features
Read full description

Lent money to a friend? Borrowed money from someone? Keep track of it all with Where’s Money — a simple and reliable app for managing personal debts. Know who owes you money, how much you owe others, and what’s still left to pay back. No complicated budgets. No financial planning. Just a clear way to keep track of money lent and borrowed. KEEP YOUR DEBTS ORGANIZED • Track money you lend to friends, family, or anyone else. • Keep a record of money you borrow from others. • See how much each person owes you or how much you owe them. • Record partial repayments and keep balances up to date. • Review your transaction history anytime. • Create PDF reports and share them with others to review payments and balances together. SIMPLE AND EASY TO USE No complicated setup or financial knowledge required. Add a person, record an amount, and you’re done. When money is paid back, record the payment and keep track of the remaining balance. YOUR DATA IS SAFE WITH ICLOUD Lost your phone? Broke it? Got a new one? Your debt records can be safely stored in iCloud and automatically synced to your new device. With iCloud sync enabled, your records aren’t tied to just one phone. YOUR MONEY. YOUR PRIVACY. • No bank connections required. • No need to share your financial information with third-party services. • Your records stay under your control. NEVER LOSE TRACK OF MONEY LENT OR BORROWED Whether you lend money occasionally or regularly keep track of personal debts, Where’s Money helps you stay organized. Simple. Clear. Reliable. Private. Download Where’s Money and keep your personal debts under control. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy policy: https://www.job-lingo.com/appstore_files/privacy_policy_debts.html

About

Debt Tracker Master

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

Highlights
  • Debt recording and organization
  • Repayment progress tracking
  • Payment planning outlook
  • Customizable payment reminders
  • Personal finance learning resources
  • Debt reduction reports
Features
Read full description

Debt Tracker Master is a payoff tracker for credit cards, auto loans, student loans, and mortgages you already have. It does not lend money, check your credit, or offer loans. See every balance, the next due date, and principal versus interest for the next 6 months. Record a payment when you make it, set a reminder before the due date, and watch the balance come down. What you can track - Total balance, payoff countdown, overdue items, and upcoming payments on one dashboard - Each debt: lender, interest rate, start date, due date, and repayment method - Credit cards, installment loans, mortgages, and lines of credit - A 6-month view of principal and interest - Reminders on the due date, 1 day before, or 2 days before - Home Screen widgets for the next payment - Short lessons on loan terms, including how snowball and avalanche payoff methods work Free to record and plan. Debt Tracker Pro removes ads and adds iCloud sync. Debt Tracker Master does not provide loans, credit, or financial advice. It is your own record of what you owe and how you plan to repay it. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://d.bapps.uk/privacy-policy.html

Screenshots

Where's Money4 screens
Debt Tracker Master4 screens

Verdict

The call

The clearest difference is review sentiment: Where's Money at 82% against Debt Tracker Master's 0%. Where's Money also leads on rating (5.0 vs 3.7) and ads (none vs shown). Debt Tracker Master's advantage is ratings volume (3 vs 1). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Where's Money sells 3 in-app purchases, starting at $1.99 per month and Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Where's Money holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews point the same way: 82% of Where's Money's written reviews are positive against 0% of Debt Tracker Master's.

UpkeepUpdate frequency

Where's Money ships an update daily, Debt Tracker Master every 3 days. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard5 real differences · 5 level
Where's Money versus Debt Tracker Master: the parameters behind the verdict, then further details
ParameterWhere's MoneyDebt Tracker Master
PriceFreeFree
Rating5.0 (1 ratings) — better3.7 (3 ratings)
Positive reviews81.8% of reviews — better0.0% of reviews
Number of ratings13 — better
Update frequencyDaily — betterEvery 3 days
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.616.6
Further details — not scored
Size10 MB50 MB
Age rating9+4+
DeveloperEvgeny Lisin娜 杨

Customer experience

Where's Money

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews33 reviews
Positive81.8%
Neutral3.0%
Negative15.2%

Debt Tracker Master

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

3 purchases

Where's Money

Subscriptions2
  • monthly1 Month trial$1.991 Month
  • annual1 Month trial$14.991 Year
One-time1
  • lifetime$59.99
4 purchases

Debt Tracker Master

Subscriptions2
  • DebtTracker Pro Monthly$3.991 Month
  • DebtTracker Pro Yearly3 Days trial$17.991 Year
One-time2
  • Remove Ads$3.99
  • DebtTracker Pro Lifetime$39.99

Questions

Is Where's Money free?
Where's Money is free to download, with in-app purchases available.
Is Debt Tracker Master free?
Debt Tracker Master is free to download, with in-app purchases available.
Which has better reviews, Where's Money or Debt Tracker Master?
Where's Money is rated higher. Where's Money averages 5.0 out of 5 from 1 ratings, while Debt Tracker Master averages 3.7 from 3 ratings.
Do Where's Money or Debt Tracker Master have ads?
Debt Tracker Master shows ads; Where's Money does not.
Which is updated more often, Where's Money or Debt Tracker Master?
Where's Money ships an update daily, and Debt Tracker Master every 3 days. Most recently, Where's Money was updated on November 3, 2026 and Debt Tracker Master on November 4, 2026.

Other comparisons