Comparison

Pay & Go vs AmOnline

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay & Go

Features
Read full description

Pay & Go is an integrated smart mobility platform that unifies municipal on-street parking and commercial off-street facilities into a seamless digital ecosystem. Expanding beyond intelligent parking management, the application functions as a multi-faceted smart city solution, delivering a suite of cashless payment options and urban lifestyle conveniences.

About

AmOnline

Manage your finances and everyday banking with this secure mobile app. Features include quick balance checks, money transfers, bill payments, and applying for new financial products. Link loyalty programs and investment accounts for a comprehensive financial overview.

Highlights
  • Quick balance checks
  • Money transfers and bill payments
  • Apply for new financial products
  • Link loyalty programs (BonusLink)
  • Manage ASNB and Tabung Haji accounts
  • Enhanced security features (AmSecure, Kill Switch)
Features
Read full description

AmOnline is the only mobile banking app you need to manage your finances and everyday banking conveniently. With strong focus on security, your money is safe with us. -- Banking with AmOnline QUICK BALANCE Discreetly check your balance anytime, anywhere. SEARCH ASSISTANT Search for the features you need. QUICK ACTIONS Transfer money, pay bills, AmSecure Authorisation and more at your fingertips. DUITNOW Use DuitNow as a convenient way to send, request, and receive money instantly via any DuitNow ID. APPLY FOR SERVICES Apply for new products easily, whether you want to save, invest, borrow or insure/protect on the new AmOnline. -- More than Banking BONUSLINK Link your BonusLink membership to AmOnline. Convert your BonusLink Points to cash instantly. ASNB Link your ASNB account to AmOnline so you can purchase, top up and keep track of your ASNB funds. TABUNG HAJI Plan your Hajj with ease by linking your Tabung Haji account to AmOnline. Track your savings progress and Hajj status. -- Better Security AMSECURE & DEVICE BINDING We keep your money safe and ensure only you can approve transactions from a single device. COOLING-OFF PERIOD A 12-hour cooling-off period applies when you log in for the first time on a new device. KILL SWITCH Suspect fraud? Instantly suspend your AmOnline and AmBank cards.

Screenshots

Pay & Go3 screens
AmOnline4 screens

Verdict

The call

The clearest difference is update cadence: AmOnline at every 3 weeks against Pay & Go's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pay & Go ships an update every 6 weeks, AmOnline every 3 weeks. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

Scorecard1 real difference · 9 level
Pay & Go versus AmOnline: the parameters behind the verdict, then further details
ParameterPay & GoAmOnline
PriceFreeFree
Rating—5.0 (5 ratings) — better
Positive reviews—14.3% of reviews
Number of ratings—5 — better
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size84 MB138 MB
Age rating4+4+
DeveloperPay and Go Sdn BhdAmBank (M) Berhad

In-app purchases

None

Pay & Go

No in-app purchases

None

AmOnline

No in-app purchases

Questions

Is Pay & Go free?
Pay & Go is free to download, with no in-app purchases.
Is AmOnline free?
AmOnline is free to download, with no in-app purchases.
Do Pay & Go or AmOnline have ads?
Neither Pay & Go nor AmOnline shows ads.
Which is updated more often, Pay & Go or AmOnline?
Pay & Go ships an update every 6 weeks, and AmOnline every 3 weeks. Most recently, Pay & Go was updated on September 23, 2026 and AmOnline on September 24, 2026.

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