Pay & Go vs AmOnline
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay & Go
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Pay & Go is an integrated smart mobility platform that unifies municipal on-street parking and commercial off-street facilities into a seamless digital ecosystem. Expanding beyond intelligent parking management, the application functions as a multi-faceted smart city solution, delivering a suite of cashless payment options and urban lifestyle conveniences.
AmOnline
Manage your finances and everyday banking with this secure mobile app. Features include quick balance checks, money transfers, bill payments, and applying for new financial products. Link loyalty programs and investment accounts for a comprehensive financial overview.
- Quick balance checks
- Money transfers and bill payments
- Apply for new financial products
- Link loyalty programs (BonusLink)
- Manage ASNB and Tabung Haji accounts
- Enhanced security features (AmSecure, Kill Switch)
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AmOnline is the only mobile banking app you need to manage your finances and everyday banking conveniently. With strong focus on security, your money is safe with us. -- Banking with AmOnline QUICK BALANCE Discreetly check your balance anytime, anywhere. SEARCH ASSISTANT Search for the features you need. QUICK ACTIONS Transfer money, pay bills, AmSecure Authorisation and more at your fingertips. DUITNOW Use DuitNow as a convenient way to send, request, and receive money instantly via any DuitNow ID. APPLY FOR SERVICES Apply for new products easily, whether you want to save, invest, borrow or insure/protect on the new AmOnline. -- More than Banking BONUSLINK Link your BonusLink membership to AmOnline. Convert your BonusLink Points to cash instantly. ASNB Link your ASNB account to AmOnline so you can purchase, top up and keep track of your ASNB funds. TABUNG HAJI Plan your Hajj with ease by linking your Tabung Haji account to AmOnline. Track your savings progress and Hajj status. -- Better Security AMSECURE & DEVICE BINDING We keep your money safe and ensure only you can approve transactions from a single device. COOLING-OFF PERIOD A 12-hour cooling-off period applies when you log in for the first time on a new device. KILL SWITCH Suspect fraud? Instantly suspend your AmOnline and AmBank cards.
Screenshots
Verdict
Pay & Go and AmOnline are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pay & Go ships an update every 6 weeks, AmOnline every 3 weeks. Both last shipped on October 24, 2026.
| Parameter | Pay & Go | AmOnline |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (5 ratings) — better |
| Positive reviews | — | 14.3% of reviews |
| Number of ratings | — | 5 — better |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 82 MB | 140 MB |
| Age rating | 4+ | 4+ |
| Developer | Pay and Go Sdn Bhd | AmBank (M) Berhad |
In-app purchases
Pay & Go
No in-app purchases
AmOnline
No in-app purchases
