Payflow vs Cuenta Clara
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payflow
Access earned wages on demand, whenever you need them. This service allows you to withdraw funds you've already earned directly to your bank account with a few clicks. Your employer must offer this benefit for you to use it.
- Access earned wages on demand
- Real-time withdrawals
- Direct bank transfers
- No commissions charged
- Employer-provided benefit integration
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¿Por qué tenemos que esperar a final de mes para cobrar? ¿No te gustaría cobrar cuando quieras y las veces que quieras? Imagínate si con solo un par de clics, pudieras tener en tu cuenta de banco el dinero que ya te has ganado. Eso es exactamente lo que Payflow te ofrece. Trabajamos con tu empresa para darte a ti el poder de cobrar lo que ya te has ganado, cuando tú lo necesites. Una vez estés dado de alta en la plataforma, podrás identificarte y empezar a cobrar en tiempo real. Cuando te hagas un Payflow, te enviaremos instantáneamente el dinero a tu cuenta de banco y no te cobraremos ninguna comisión. Al final de mes, cobrarás el mismo día que siempre y como siempre - la única diferencia es que restaremos lo que ya has cobrado a lo largo del mes con Payflow de tu nómina. Para poder utilizar Payflow, necesitas que tu empresa ofrezca este beneficio social. Podrás darte de alta en la plataforma utilizando el código de activación único que te enviará tu empresa. Si tu empresa aún no utiliza en Payflow, escríbenos a hola@payflow.es, y danos los datos de tu empresa. Nos pondremos en contacto con ellos para que pronto puedas cobrar cuando quieras.
Cuenta Clara
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Cuenta Clara is the simplest way to split group expenses: trips, shared flats, dinners, gifts... Add the people involved, log who paid for what, and the app instantly works out who owes money to whom — with the smallest possible number of payments between everyone. HOW IT WORKS 1. Create a group and add the people involved 2. Log each expense and who paid (split equally or customize it, your choice) 3. Cuenta Clara automatically works out the payments needed so everyone's settled up WHY YOU'LL LIKE IT • No sign-up, no accounts — just open the app and go • Equal or custom split, expense by expense • Works out the simplest way to settle up as a group (the minimum number of payments, not one per expense) • Mark payments as done as they get settled • Share the result via WhatsApp, Messages, or any app, with one tap • Save as many groups as you need: trips, flatshare, your friend group, whatever you need • Works offline, no internet connection required • Your data stays on your iPhone — we don't use servers or collect personal information • Ad-free Pro version: unlimited groups, categories and stats, PDF export, color themes, and importing from Contacts GREAT FOR • Group trips • Roommates and flatmates • Dinners and plans with friends • Shared gifts • Any expense that needs splitting between several people Cuenta Clara doesn't do more than you need: no complicated features, no learning curve. Add people, add expenses, and know instantly who owes what to whom.
Screenshots
Verdict
The clearest difference is in-app purchases: Payflow at none against Cuenta Clara's 1. Payflow also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cuenta Clara sells 1 one-off in-app purchase. Payflow asks for nothing beyond the download.
Payflow ships an update weekly, Cuenta Clara every 4 days. The most recent releases landed on October 9, 2026 and October 1, 2026 respectively.
| Parameter | Payflow | Cuenta Clara |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (12 ratings) — better | — |
| Positive reviews | 66.2% of reviews | — |
| Number of ratings | 12 — better | — |
| Update frequency | Weekly | Every 4 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 25 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Payflow Digital S.L. | DAVID VILCHEZ SANCHEZ |
In-app purchases
Payflow
No in-app purchases
Cuenta Clara
- Cuenta Clara PRO$3.99









