Comparison

Chèque vs Pennylane

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chèque

This app allows tourism professionals to accept Chèque-Vacances Connect payments instantly. It simplifies the payment process, lets you track transactions, and offers error correction. It's designed for businesses to easily manage digital holiday voucher payments.

Highlights
  • Accept Chèque-Vacances Connect payments
  • Instant payment processing
  • Track recent transactions
  • Cancel erroneous operations
  • Simplified payment collection
Read full description

L'application dédiée aux professionnels du tourisme pour encaisser le Chèque-Vacances Connect en paiement immédiat. Notre application d’encaissement simplifié vous permet : D’encaisser vos clients au centime près, sans minimum de paiement De suivre vos dernières transactions D’annuler des opérations en cas d’erreur Pour vous connecter, les identifiants sont les mêmes que ceux de votre espace dédié ANCV. Le Chèque-Vacances Connect, c’est un format dématérialisé, plus rapide et plus flexible, sans gestion de votre côté ! Vous n’acceptez pas encore ce format ? Rendez-vous sur votre espace dédié (https://espace-ptl.ancv.com)

About

Pennylane

Manage your business finances, accounting, and banking in one integrated platform. Streamline invoicing, track expenses, analyze performance, and collaborate with your accountant.

Highlights
  • Integrated business account
  • Purchase and sales management
  • Performance analysis
  • Invoice management
  • Collaboration with accountants
  • Over 300 integrations
Features
Read full description

Pennylane is the tool that brings together your finances, your accounting, and your Business Account! Discover the all-in-one solution for your business that includes purchase and sales management tools, performance analysis, and a Pro Account 100% integrated with your accounting. Pennylane is PDP certified! Receive and send your invoices in the FacturX format even before the reform is applied. Over 180,000 French companies and 2,500 accounting firms have already joined Pennylane. What changes with Pennylane: - Manage your activity from a single space: the purchase and sales modules allow you a complete management of your activity. Quotes, invoices, subscriptions, sales reminders... manage all your finances in one place! - Make better decisions: Pennylane allows you to access all the data of your activity and analyze it from a single platform. - Collaborate more effectively with your accountant: keep your accounting up-to-date in real-time. Pennylane suggests reconciliations to carry out and actions to perform. - Over 300 integrations available: simplify the retrieval of your flows and the management of your activity by connecting to your business tools directly from Pennylane. Get the Pennylane Pro Account including: - Free cards and unlimited free transfers: Enjoy customizable virtual or physical Mastercard cards and pay easily via SEPA transfer. - French IBAN, secured funds: Entrust your funds to a secured institution approved by the Banque de France (ACPR). - Payment of supplier invoices: Settle up to 400 invoices in one click, reconciliation and lettering are automatic. - Simplified collection of receipts: No more hunting for receipts! Receive a mobile notification with every transaction made with the Business Account card. Included in the mobile app: - Business Account: Initiate transfers, manage your bank cards and receive a mobile notification with every transaction made with your Pennylane Business Account. - Invoice management: Upload your purchase invoices, expense reports and follow their validation - Categorization: Categorize all your transactions and expense reports at the right time, without delay - Customer billing management: Create your sales quotes and invoices and send them to your clients - Accounting requests: Collaborate with your team and your accountant via comments and notifications - Track your cash flow and other key indicators

Screenshots

Chèque4 screens
Pennylane4 screens

Verdict

The call

The clearest difference is review sentiment: Pennylane at 67% against Chèque's 5%. Pennylane also leads on update cadence (weekly vs every 5 months) and ratings volume (35 vs 1). Chèque's advantage is rating (5.0 vs 4.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Chèque holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Pennylane has 35 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 5% of Chèque's written reviews are positive against 67% of Pennylane's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Chèque ships an update every 5 months, Pennylane weekly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Chèque versus Pennylane: the parameters behind the verdict, then further details
ParameterChèquePennylane
PriceFreeFree
Rating5.0 (1 ratings) — better4.6 (35 ratings)
Positive reviews5.1% of reviews66.7% of reviews — better
Number of ratings135 — better
Update frequencyEvery 5 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size14 MB151 MB
Age rating4+4+
DeveloperANCVPennylane

Customer experience

Chèque

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews39 reviews
Positive5.1%
Neutral5.1%
Negative89.7%

Pennylane

All ratings35 ratings
Positive91.4%
Neutral0.0%
Negative8.6%
Written reviews57 reviews
Positive66.7%
Neutral17.5%
Negative15.8%

In-app purchases

None

Chèque

No in-app purchases

None

Pennylane

No in-app purchases

Questions

Is Chèque free?
Chèque is free to download, with no in-app purchases.
Is Pennylane free?
Pennylane is free to download, with no in-app purchases.
Which has better reviews, Chèque or Pennylane?
Chèque is rated higher. Chèque averages 5.0 out of 5 from 1 ratings, while Pennylane averages 4.6 from 35 ratings.
Do Chèque or Pennylane have ads?
Neither Chèque nor Pennylane shows ads.
Which is updated more often, Chèque or Pennylane?
Chèque ships an update every 5 months, and Pennylane weekly. Most recently, Chèque was updated on October 29, 2026 and Pennylane on October 30, 2026.

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