IDB Mobile Banking vs AAIB Mobile

Our bank’s mobile application aims to provide a seamless digital banking experience to our customers. The initial phase of the application includes the following key features and services: 1. Balances Inquiry: View real-time account balances across all accounts. 2. Transactions History: Access detailed transaction history for all linked accounts. 3. Account Statement: Generate and download account statements for a selected period. 4. Cheque Book Services: • Request a new cheque book. • Follow up on existing cheque book requests. • Cancel pending cheque book requests. 5. Currency Services: • View up-to-date currency exchange rates. • Use the exchange rate calculator to estimate conversions. • Access saving account interest rates. 6. Location-Based Services: • Locate nearby ATMs and branches based on the user’s current location. 7. Customer Profile Management: View and update customer profile details. 8. Loan Inquiry: Check loan details, including balances and repayment schedules. 9. Postdated Cheques Inquiry: View details of all postdated cheques issued or received. 10. Frequently Asked Questions (FAQ): Access a comprehensive FAQ section to resolve common queries. 11. Contact Bank Information: Quick access to the bank’s contact details for support. 12. Set Account Nickname: Personalize accounts by setting nicknames for easy reference. 13. Transfers: • Transfer funds between the user’s accounts in EGP. • View a history of transfers between accounts. • Access a list of standing instructions for recurring transactions. This phase focuses on delivering essential banking services while ensuring a user-friendly interface, robust security, and accessibility for our customers.

With AAIB’s new and evolving mobile application, you can now avoid errands to the bank and easily get all your banking done at home, in the office or anywhere else, at your convenience. AAIB has developed a simple experience for you to maneuver between your bank accounts and products, as well as pay and exchange money on the go. To login: • If you have online banking, you may login using your online banking credentials • If not, simply follow the steps on the login page to register as a new user Logged in? You can now… Inquire: • Check your accounts and cards’ balance & review transaction history • View & share your account details • Check loan details, payment dates and instalment amounts • Check your investment details (Time deposits, Certificates of deposit, Mutual funds and Treasury bills & bonds) Manage: • Activate & block debit & credit cards • Manage settings of debit & credit cards, online payments, payments abroad, POS purchases and ATM payments • Add and manage beneficiaries for transfers • Schedule your future payments & transfers and set standing instructions for them • Manage profile settings Transact & Pay: • Transfer between own accounts instantly • Transfer to any AAIB customer using mobile number • Transfer to any bank account in Egypt in EGP • Perform Bill Payment to various billers, mobile operators, utilities, and charity payments • Settle your credit card payments • Open a new sub account instantly with any currency • Book a new Certificate of deposit instantly Note: For security purposes, you will need to get an OTP (“One time Password”) with payments & transfers to beneficiary. To get the token, download AAIB Token App.