IDB Mobile Banking vs AAIB Token

Our bank’s mobile application aims to provide a seamless digital banking experience to our customers. The initial phase of the application includes the following key features and services: 1. Balances Inquiry: View real-time account balances across all accounts. 2. Transactions History: Access detailed transaction history for all linked accounts. 3. Account Statement: Generate and download account statements for a selected period. 4. Cheque Book Services: • Request a new cheque book. • Follow up on existing cheque book requests. • Cancel pending cheque book requests. 5. Currency Services: • View up-to-date currency exchange rates. • Use the exchange rate calculator to estimate conversions. • Access saving account interest rates. 6. Location-Based Services: • Locate nearby ATMs and branches based on the user’s current location. 7. Customer Profile Management: View and update customer profile details. 8. Loan Inquiry: Check loan details, including balances and repayment schedules. 9. Postdated Cheques Inquiry: View details of all postdated cheques issued or received. 10. Frequently Asked Questions (FAQ): Access a comprehensive FAQ section to resolve common queries. 11. Contact Bank Information: Quick access to the bank’s contact details for support. 12. Set Account Nickname: Personalize accounts by setting nicknames for easy reference. 13. Transfers: • Transfer funds between the user’s accounts in EGP. • View a history of transfers between accounts. • Access a list of standing instructions for recurring transactions. This phase focuses on delivering essential banking services while ensuring a user-friendly interface, robust security, and accessibility for our customers.

AAIB’s token app is a supplementary app to secure our mobile banking transactions Our main aim is to perform easy and secured banking through our mobile app by using OTP (One Time Passwords) as a second factor of authentication to your transfers. To activate the app, you will need to login to AAIB Mobile Banking and follow the below steps: - Open " More " tab - Tap on " Token Settings " - Select " Activate Token " to receive an activation code via SMS to your registered mobile number - Open AAIB Token app and insert the activation code you received and your mobile banking user ID - You will be asked to create 4 digits PIN code to use later in generating OTPs - Now you are ready to authenticate your transactions using the Token App While transferring funds through AAIB Mobile Banking, you will be asked to enter OTP to complete your transaction, hereunder simple steps to follow and get it done: - Open the token app - Enter your token 4 digits PIN - The app will generate OTP - Insert the generated OTP in the transaction - Your transaction will be completed successfully