Comparison

PhoneKhata vs Ledger Book

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PhoneKhata

This app serves as a digital ledger for small and medium businesses, allowing users to manage credit and debit transactions. It offers automated reminders for faster payment recovery and multilingual support, making it accessible to a wide range of users.

Highlights
  • Digital Udhar Bahi Khata replacement
  • Credit/debit ledger management
  • Automated payment reminders
  • Multilingual support (Hindi, English, Punjabi, Gujarati, Telegu)
  • Automated data backup
  • Works in low network conditions
Features
Read full description

PhoneKhata is safe, secure & reliable replacement of your Udhar Bahi Khata. The app helps in managing credit/debit or account ledger book for small and medium businesses like a general store, pan shop or tea stall. Udhar khata ensures that money related information is made available all the time. Udhar Khata/Credit Debit App is very simple to use and can be used by anyone knowing Hindi, English, Punjabi or Gujarati. ◾PhoneKhata is 100% free to use and secure Accounting App/Udhar Khata book app is free, provided to retailers, vendors or anyone who is giving or receiving money (len/den, udhar khata book, credit/debit) and maintaining these records on books. Udhar Khata book App ensures data safety by ensuring backups and restricted access ◾Faster money(udhar/credit) recovery due to automated reminders Simply sending reminders impacts borrowers to great extents, especially knowing that these records are maintained digitally, affects borrowers mindset and helps in faster recovery of Udhar/Credit. This is only possible in Digital accounting apps/Udhar Khata. ◾Made for Bharat with multilingual support Udhar Khata book App supports multiple languages (Hindi, English, Punjabi, Gujarati, Telegu, Hinglish and many coming soon) and easy to use interface. Accounting App/Credit Debit App works in low network conditions and stores all the records in encrypted format in India ◾Automated data backup The system is ensuring that data is properly stored and live backup is happening properly. In case of disaster, the system is made robust enough to up and available for non-stop usage. This ensures that your Udhar Khata is always up to date and secure. Why Use PhoneKhata? Udhar Khata/Accounting App is 100% free to use Your data is safe and secure Manage different kinds(Retailers, Consumers, Distributors) of customer's profiles Reminder to the customers to pay the dues on time. Two-way agreements on payments to ensure transparency between both parties. 99.99% uptime guaranteed Works well in low network areas Where can we use PhoneKhata App? ___________________________________________________ Udhar Khata for Kirana Shop/General Store/Grocery Shop Credit/Debit for Bakery, Food Thela and Juice Shops Accounting for paan Shops, Ice-cream Shop Small business doing sale on credit/debit Personal Credit Book Keeping Udhar khata for bachelors living in shared accommodation Credit money and debit money to & from relative You can also use it as ______________________________________________ Udhar Khata Ledger Accounting Account Book Bahikhata Hisab Kitab ledger Credit Debit Len Den Phone Khaata Book Credit reminder Creditor Debit credit app Bookkeeping Credit control Bahi khata Accounting App Permissions ______________________________________________ In addition to basic permissions, the PhoneKhata app needs access to other functions on your device for it to support the below features - • Contact: Read contacts to make them available for transactions, PhoneKhata doesn't upload any of the contacts to the system unless you specifically try a transaction.

About

Ledger Book

Manage customer credit and debit entries with this secure, online ledger book app. Track transactions, set reminders for due dates, and view summaries of expenses and income. It offers a simple, offline-capable solution for small to medium businesses and personal use.

Highlights
  • Customer credit/debit tracking
  • Online secure data storage
  • PIN lock for security
  • Expense and income summary
  • Automatic due date reminders
  • Offline functionality
  • Dashboard summary
Features
Read full description

Free and the best ledger book app cum bookkeeping app, which helps to manage your customer/Supplier Credit and Debit entries with many advantages, compared to traditional ways of maintaining physical book/papers. Fear of your data leak to unknown sources ? We bring a personalized online Ledger Book (Udhar Khata) App which simplifies credit account management for business owners. Merchants can use Ledger Book application to record credits and payments of customers. Also, there is no fear of losing records as all the data is stored online dedicated secure servers, so you can access your records anytime with your phone number and password. Why use this app ?? It will become very convenient to managing entries of your customers, track each entry made, get reminders forgiven due date, get a complete summary of all the customer's entries (debit and credit transactions) at one place with a balance sheet and become fearless of forgetting or losing information. Try it, Believe it!! Awesome Features : Very Safe: We have Added Features Like PIN lock so that, apart from you no other can access your customers and their entries. Secure 100%: We Understand your Data is very important, all the data is saved in database in encrypted form. Flexible Entries: Our App is Flexible in adding, canceling and deleting a credit or debit entry. Expense & Income: Gives you a complete summary of your Expenses and Income amounts in one screen. Simplicity: Our App is very Simple to use and does not require any training. Reminders: If there is a due date given on a particular entry, the app will send you notifications automatically as a reminder. Offline: Works even if there is no internet connection available. Dashboard: Gives you a complete summary of your advances and due amounts in one screen. This app is a simplified version of standard account/maintenance software which acts as debit credit accounting ledger book, just add customers and then you can start adding the credit and debit amount which they or you have taken and see the entries. Who all can use? > Any Small Shopkeeper / Owner > Small Business looking for accounting software or apps. > Medium Business looking to manage credit debit accounts online. > General Shop, Grocery Store or any business who give goods in credit to their customers. > Juice shop, Bakery, Pharmacy / Medical etc. > For Personal Use. Send Feedback: We are always looking for ways to improve the app, Please send us your feedback or feature request from the app its self or email us to hello@ledgerbookapp.com Also please check out t&c and privacy policy. Happy Accounting!!

Screenshots

PhoneKhata4 screens
Ledger Book4 screens

Verdict

The call

PhoneKhata and Ledger Book both sit at 3.0 stars, but that hides the real split: 36% of Ledger Book's written reviews are positive against 0% of PhoneKhata's. PhoneKhata's advantage is update cadence (every 5 days vs every 2 weeks) and ratings volume (4 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.0 for PhoneKhata against 3.0 for Ledger Book. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews are what separate them: 0% of PhoneKhata's written reviews are positive against 36% of Ledger Book's.

UpkeepUpdate frequency

PhoneKhata ships an update every 5 days, Ledger Book every 2 weeks. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
PhoneKhata versus Ledger Book: the parameters behind the verdict, then further details
ParameterPhoneKhataLedger Book
PriceFreeFree
Rating3.0 (4 ratings)3.0 (1 ratings)
Positive reviews0.0% of reviews36.4% of reviews — better
Number of ratings4 — better1
Update frequencyEvery 5 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS8.0 — better12.0
Further details — not scored
Size68 MB70 MB
Age rating4+4+
DeveloperCLEVUP TECHNOLOGIES PRIVATE LIMITEDBikram Singh Sekhon

Customer experience

PhoneKhata

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Ledger Book

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews11 reviews
Positive36.4%
Neutral9.1%
Negative54.5%

In-app purchases

None

PhoneKhata

No in-app purchases

None

Ledger Book

No in-app purchases

Questions

Is PhoneKhata free?
PhoneKhata is free to download, with no in-app purchases.
Is Ledger Book free?
Ledger Book is free to download, with no in-app purchases.
Which has better reviews, PhoneKhata or Ledger Book?
PhoneKhata and Ledger Book are both rated 3.0 out of 5 on the App Store, from 4 and 1 ratings respectively.
Do PhoneKhata or Ledger Book have ads?
Neither PhoneKhata nor Ledger Book shows ads.
Which is updated more often, PhoneKhata or Ledger Book?
PhoneKhata ships an update every 5 days, and Ledger Book every 2 weeks. Most recently, PhoneKhata was updated on October 20, 2026 and Ledger Book on October 24, 2026.

Other comparisons