PhoneKhata vs Karobar

PhoneKhata is safe, secure & reliable replacement of your Udhar Bahi Khata. The app helps in managing credit/debit or account ledger book for small and medium businesses like a general store, pan shop or tea stall. Udhar khata ensures that money related information is made available all the time. Udhar Khata/Credit Debit App is very simple to use and can be used by anyone knowing Hindi, English, Punjabi or Gujarati. ◾PhoneKhata is 100% free to use and secure Accounting App/Udhar Khata book app is free, provided to retailers, vendors or anyone who is giving or receiving money (len/den, udhar khata book, credit/debit) and maintaining these records on books. Udhar Khata book App ensures data safety by ensuring backups and restricted access ◾Faster money(udhar/credit) recovery due to automated reminders Simply sending reminders impacts borrowers to great extents, especially knowing that these records are maintained digitally, affects borrowers mindset and helps in faster recovery of Udhar/Credit. This is only possible in Digital accounting apps/Udhar Khata. ◾Made for Bharat with multilingual support Udhar Khata book App supports multiple languages (Hindi, English, Punjabi, Gujarati, Telegu, Hinglish and many coming soon) and easy to use interface. Accounting App/Credit Debit App works in low network conditions and stores all the records in encrypted format in India ◾Automated data backup The system is ensuring that data is properly stored and live backup is happening properly. In case of disaster, the system is made robust enough to up and available for non-stop usage. This ensures that your Udhar Khata is always up to date and secure. Why Use PhoneKhata? Udhar Khata/Accounting App is 100% free to use Your data is safe and secure Manage different kinds(Retailers, Consumers, Distributors) of customer's profiles Reminder to the customers to pay the dues on time. Two-way agreements on payments to ensure transparency between both parties. 99.99% uptime guaranteed Works well in low network areas Where can we use PhoneKhata App? ___________________________________________________ Udhar Khata for Kirana Shop/General Store/Grocery Shop Credit/Debit for Bakery, Food Thela and Juice Shops Accounting for paan Shops, Ice-cream Shop Small business doing sale on credit/debit Personal Credit Book Keeping Udhar khata for bachelors living in shared accommodation Credit money and debit money to & from relative You can also use it as ______________________________________________ Udhar Khata Ledger Accounting Account Book Bahikhata Hisab Kitab ledger Credit Debit Len Den Phone Khaata Book Credit reminder Creditor Debit credit app Bookkeeping Credit control Bahi khata Accounting App Permissions ______________________________________________ In addition to basic permissions, the PhoneKhata app needs access to other functions on your device for it to support the below features - • Contact: Read contacts to make them available for transactions, PhoneKhata doesn't upload any of the contacts to the system unless you specifically try a transaction.

Karobar is an All-in-One business management app built for Nepali entrepreneurs. Built with small and medium businesses in mind, Karobar simplifies accounting, inventory management, credit recovery, customer relations, and more. Karobar App is for all growing businesses: - Retailers and Shop Owners - Wholesalers and Distributors - Home-Based and Small Businesses - Freelancers and Service Providers - Manufacturers and Traders Financial Management Made Easy - Simple Bookkeeping for Businesses: Record sales, purchases, and expenses effortlessly - Business Insights: View 20+ Reports on business revenue, expenses, inventory, profit & loss to make informed business decisions Simplified Invoicing - Professional Invoicing: Generate & share customized invoices & quotations in seconds, complete with your business logo, signature, and multiple style options. - Upload Bill Images Digitally: Take photos of paper bills and store them securely within Karobar for easy reference. Efficient Inventory Management - Track Inventory: Manage inventory in real-time, group items into categories, receive low-stock alerts, and analyze product performance. - Flexible Pricing Management: Set different prices for products such as MRP and Wholesale prices. Customer Relationship Management (CRM) - Party Management: Easily manage your customer and supplier ledger in one place, and keep track of their details & transactions with your business. - Send Payment Reminders: Set Due Date Reminders for credit transactions and easily send reminders to customers to collect money on time. Advanced Business Management - Multi-Business: Manage more than one business from a single account. - Multi-Staff Access: Add staff & set role-based permissions to manage your business. - Bank Account Management: Manage multiple bank accounts & track their payment history. - Share Transactions Links: Send your customers online link to view their transactions easily. - Personal Finance Management: Track your personal income, expenses & credits. - Desktop Login: Manage your business from both mobile & desktop. Built for Usability, Reliability & Security - Works Offline & Online: Record transactions and access data anytime, anywhere. - Local Language: Use the app in your own Nepali language & calendar. - App Lock & Security: Protect your data with app lock and security features. - Backup: Advanced automatic data backup & security mechanism. Utility Tools for Everyday Business Needs - Data Import: Import existing customer and product data from Excel to get started quickly. - Business & Greeting Cards: Share personalized business cards and greetings to customers. - Business Calculators: Use built-in EMI, interest, and other financial calculators for quick calculations. - Reminder Alerts: Set important reminders to keep your business organized and on schedule. Download Karobar App today & start managing your business digitally!