Smart Money. vs NetWorthly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smart Money.
This finance app helps you manage and control your financial well-being. It offers a straightforward approach to financial management without advertisements.
- Financial well-being management
- Financial control
- Ad-free experience
- Assistance for financial goals
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No ads. - WHAT IS SMART MONEY? This is your best assistant in the management and control of your financial well-being! Questions and wishes send us here: helpsmartmoney@gmail.com
NetWorthly
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NetWorthly turns every account you own into one honest number — and shows you exactly how it's moving. WHAT IT DOES • Aggregate everything: cash, investments, property, crypto and debts roll up into a single net-worth figure. • Deterministic profit/loss: your real month-over-month change is computed on-device — no guesses, no made-up numbers. • Allocation at a glance: see how your wealth is split across asset types. • Trend over time: watch your net worth build month after month. • Update in seconds: tap any account to log a new balance. PRIVATE BY DESIGN Your financial data lives on your device. No account to create, nothing to hand over. HONEST BY DESIGN Core tracking is free. No forced trial to open the app, no hidden charges. NetWorthly Plus is an optional auto-renewing subscription that unlocks your 12-month net-worth projection — a deterministic forecast built from your real trend. Clearly priced, cancel anytime. Subscription: auto-renews unless canceled ≥24h before the period ends; payment charged to your Apple ID at confirmation; manage/cancel in App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mynetworthly.com/privacy
Screenshots
Verdict
The clearest difference is ads: Smart Money. at none against NetWorthly's shown. NetWorthly's advantage is update cadence (monthly vs every 2 months) and iOS requirement (15.1 vs 17.6). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Smart Money. sells 1 one-off in-app purchase and NetWorthly sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Smart Money. ships an update every 2 months, NetWorthly monthly. The most recent releases landed on October 2, 2026 and October 14, 2026 respectively.
| Parameter | Smart Money. | NetWorthly |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 48 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Lev Natalya | Tony AI |
In-app purchases
Smart Money.
- Wallets unlim$19.99
NetWorthly
- NetWorthly Plus Monthly7 Days trial$4.991 Month
- NetWorthly Plus Annual7 Days trial$29.991 Year
