Comparison

360分期贷 vs 苏宁任性贷

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

360分期贷

This platform offers consumer installment loans with flexible repayment plans and competitive interest rates. It aims to provide quick financial solutions for users, supporting their spending needs and contributing to the real economy. Features include secure transactions and quality assurance for purchases.

Highlights
  • Consumer installment loans
  • Flexible repayment plans
  • Competitive interest rates
  • Secure transactions
  • Quality assurance for purchases
  • Online application and approval
Features
Read full description

360分期贷是奇富科技旗下品牌,您身边的消费分期专家。帮助更多的借款用户获得更优质的服务而推出的消费分期平台。利率合规、还款计划灵活,为很多急需借款的用户解决了燃眉之急,普惠每一个奋斗者,为实体经济助力。 ——产品特色—— 1. 分期购物:国行正品,品质保证 2. 优质体验:分期期限灵活,可支持信用卡等多种方式 3. 安全保障:银行级风控团队保驾护航 ——如何使用—— 1. 在线填写资料,申请额度 2. 快速审批,获得额度 3. 分期借款,多种期限选择慢慢还 ——温馨提示—— 1. 客服/投诉热线:400-6030360(周一至周日:8:00 - 24:00) 2. 贷款额度、利率,放款时间以实际审核为准; 3. 贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。

About

苏宁任性贷

Features
Read full description

任性贷—星图金融(原苏宁金融)旗下官方信用贷产品,为用户提供方便、快捷、安全的借款服务,资金周转就找任性贷。 产品特点: 1.申请便捷:线上申请,最高额度 20万元,审核快至20秒; 2.息费透明:年化利率7.2%起,借1万元利息一天2元起; 3.灵活借还:支持多种还款方式,最长可分12期慢慢还; 4.安全借款:个人信息全程加密,为您提供全程保护。 限时福利: 1.【新人30天免息】:即日起至2025年12月31日,首次申请开通任性贷的用户,开通成功随机返30天借款优惠券(随机再送5~50元无门槛支付券);每种奖品数量有限,发完即止,具体活动细则以APP内展示为准。 2.【抽5万提额机会】:即日起至2025年12月31日,用户可参与抽奖赢5万元任性贷专属额度(需保证账户开通且正常使用)、2万元任性贷专属额度、7天借款免息券、2%任性贷还款返现券等奖品;每种奖品数量有限,发完即止,具体活动细则以APP内展示为准。 3.【任性贴息天天领券】即日起至2025年12月31日,已开通任性贷的用户可限量抢借款优惠券,其中5折借款优惠券、30天免息券每天限量领取; 5天借款优惠券、7天借款优惠券、15天借款优惠券仅限任性贷开通未使用用户领取;每种奖品数量有限,发完即止,具体活动细则以APP内展示为准。 风险提示:贷款额度、放款时间、通过率等以实际审批为准;贷款有风险,借款需谨慎,请根据个人能力合理贷款。 欢迎微信关注“苏宁任性花”公众号,更多最新福利活动等你来玩。

Screenshots

360分期贷3 screens
苏宁任性贷4 screens

Verdict

The call

The clearest difference is ads: 苏宁任性贷 at none against 360分期贷's shown. 苏宁任性贷 also leads on iOS requirement (11.0 vs 13.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

360分期贷 ships an update every 3 weeks, 苏宁任性贷 every 4 weeks. The most recent releases landed on August 12, 2026 and September 25, 2026 respectively.

Scorecard2 real differences · 8 level
360分期贷 versus 苏宁任性贷: the parameters behind the verdict, then further details
Parameter360分期贷苏宁任性贷
PriceFreeFree
Rating1.5 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeks — betterEvery 4 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.011.0 — better
Further details — not scored
Size81 MB89 MB
Age rating17+17+
DeveloperFuzhou Qifu Online Microcredit Co., Ltd南京星联数字技术有限公司

In-app purchases

None

360分期贷

No in-app purchases

None

苏宁任性贷

No in-app purchases

Questions

Is 360分期贷 free?
360分期贷 is free to download, with no in-app purchases.
Is 苏宁任性贷 free?
苏宁任性贷 is free to download, with no in-app purchases.
Do 360分期贷 or 苏宁任性贷 have ads?
360分期贷 shows ads; 苏宁任性贷 does not.
Which is updated more often, 360分期贷 or 苏宁任性贷?
360分期贷 ships an update every 3 weeks, and 苏宁任性贷 every 4 weeks. Most recently, 360分期贷 was updated on August 12, 2026 and 苏宁任性贷 on September 25, 2026.

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