Comparison

SpendNotes vs SplitPal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendNotes

Easily track daily income and expenses with an intuitive interface. Organize transactions, set budgets, and monitor financial goals. Offers detailed analytics and customizable PDF reports for better financial control.

Highlights
  • Track expenses and income
  • Organize transactions by account
  • Create custom categories
  • Set daily, weekly, monthly, yearly budgets
  • Define saving goals
  • Finance overview with charts and tables
  • Detailed analytics and PDF reports
Features
Read full description

متوفر باللغة العربية. يوفر التقويم الهجري. SpendNotes is here to help you manage your spending with the least amount of effort. With this application we pursued to provide easy and beautiful way to track and view your daily income and expenses, so you can control your financial life better. SpendNotes provide very intuitive interface to do all of that, it also supports the latest feature from Apple in iOS 13 "Dark Mode". With SpendNotes, we guarantee not to save any of your data in our servers, nor use any of that for any kind of marketing analysis, so you can rest assured that no one else owns your data but you. Features include: 1. Tracking Track your expenses & income. 2. Accounts Organize your transactions into separate accounts according to their source or nature. 3. Categories Select a category for the tracked items. 4. Custom Categories Create custom category for tracking items. 5. Budgets Define budgets to control expenses over day, week, month, year or over a specific date range. 6. Saving Goals Define goals to better plan and save for you future expenses. 7. Finance Overview Intuitive chart and table for the summary of your finance over tracked periods. 8. Analytics Delve into many charts and diagrams that shows the very details of your transactions. 9. Planned Tracking Define plans to track recurring expenses & incomes, or to be paid at specific time in future. 10. PDF Reports Customize and export detailed reports of your finances in PDF format. All users have access to most of features offered by the app, And we offer an In-App purchase product "Plus", with which user can have access to the following features: 1. Define unlimited amount of accounts. 2. Define unlimited amount of budgets. 3. Define unlimited amount of saving goals. 4. Define daily, weekly & yearly budgets, in addition to monthly ones that is offered for free. 5. You can use iCloud to sync between your devices from Apple. 6. You can attach photo to your tracked items. 7. Define plans with more options to track recurring and upcoming items. 8. Export reports of your expenses in PDF format. Credits: Icons & illustrations by Icons8

About

SplitPal

Features
Read full description

SplitPal makes it simple to track shared expenses, split bills, and settle balances with friends and groups. Whether you are sharing a meal, planning a trip, managing household spending, or keeping track of everyday costs, SplitPal helps everyone stay clear on who paid and what is still owed. Key features: - Add personal and group expenses - Split bills with friends and group members - Track balances and record settlements - Organize expenses by category - Review your activity history and spending insights - Scan receipts to make expense entry easier - Use multiple currencies for different expenses and groups - Invite friends and manage shared groups SplitPal is designed to keep shared spending clear, organized, and easy to settle. SplitPal Pro is an auto-renewable subscription that unlocks receipt scanning, multi-currency with live FX, itemized & custom splits, spending insights, and group pools. - 7-day free trial, then $4.99/month or $29.99/year. - Payment is charged to your Apple ID account at confirmation of purchase. - Your subscription automatically renews unless it is cancelled at least 24 hours before the end of the current period. - Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://adventurous-calculator-e62.notion.site/SplitPal-Privacy-Policy-371bddf59ffa81a09b9fc48ac3b793ac

Screenshots

SpendNotes4 screens
SplitPal4 screens

Verdict

The call

The clearest difference is update cadence: SplitPal at every 8 days against SpendNotes's every 3 weeks. SpendNotes's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendNotes sells 3 in-app purchases, starting at $4.99 per 3 months and SplitPal sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SpendNotes ships an update every 3 weeks, SplitPal every 8 days. The most recent releases landed on October 9, 2026 and October 3, 2026 respectively.

Scorecard2 real differences · 8 level
SpendNotes versus SplitPal: the parameters behind the verdict, then further details
ParameterSpendNotesSplitPal
PriceFreeFree
Rating4.8 (405 ratings) — better—
Positive reviews69.2% of reviews—
Number of ratings405 — better—
Update frequencyEvery 3 weeksEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size15 MB44 MB
Age rating4+4+
DeveloperSuhaib Al-Absiyeow seng ooi

Bugs and requests

SpendNotes

Reported bugs

3 issues
  • App boots off when trying to purchase full version
  • Widgets not showing properly after update
  • Developer not responding to emails

Requested features

8 requests
  • Add a 'debts' section
  • Add 'deposit', 'withdrawal', and 'savings' categories
  • MAC compatibility
  • Set budgets on a biweekly basis
  • Add multiplication and division to the calculator
Show 3 more
  • Create sub-categories for expenses and income
  • Option for lifetime free access via sharing
  • Change currency within the app

SplitPal

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

SpendNotes

Subscriptions2
  • SpendNotes Plus - 3 Months$4.993 Months
  • SpendNotes Plus - Yearly$14.991 Year
One-time1
  • SpendNotes Plus - Lifetime$59.99
2 purchases

SplitPal

Subscriptions2
  • SplitPal Pro Monthly7 Days trial$4.991 Month
  • SplitPal Pro Annual7 Days trial$29.991 Year

Questions

Is SpendNotes free?
SpendNotes is free to download, with in-app purchases available.
Is SplitPal free?
SplitPal is free to download, with in-app purchases available.
Do SpendNotes or SplitPal have ads?
Neither SpendNotes nor SplitPal shows ads.
Which is updated more often, SpendNotes or SplitPal?
SpendNotes ships an update every 3 weeks, and SplitPal every 8 days. Most recently, SpendNotes was updated on October 9, 2026 and SplitPal on October 3, 2026.

Other comparisons