Comparison

Access® Online vs INTRUST Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Access® Online

Manage your corporate card accounts securely from your mobile device. View account status, payment details, and transaction history for the past 90 days. Attach receipts, dispute transactions, and monitor your credit.

Highlights
  • Account status and credit limit view
  • Payment due date tracking
  • 90-day transaction history access
  • Receipt attachment and deletion
  • Transaction dispute functionality
  • View open and closed accounts
Features
Read full description

The Access® Online app is designed for commercial card customers who want secure, anytime access to their accounts. Simply sign in with your Access Online organization name, user ID and password to see your card status, activity and more. ACCOUNT SUMMARY • View the status of all accounts – open or closed. • See payment due date, available credit and credit limit. • Review account balances and account activity summary. TRANSACTIONS • Access transaction history for the last 90 days including your last 99 transactions. • See full payments and purchase history. • View a detailed transaction list by post date and amount. Note: some transaction activities may not show on your account immediately. • Attach, delete or replace a receipt for your transactions. • Dispute transactions and add dispute comments. (Available for corporate card accounts.) NOTE: This app isn't for consumer, small-business or savings accounts. The Fine Print: ©2021 Elan Financial Services®. All trademarks are the property of their respective owners. The Access Online mobile app is free to download. Your mobile carrier may charge access fees, depending upon your individual plan. Web access is needed to use Mobile App. Check with your carrier for specific fees and charges. Access Online is committed to protecting your privacy and security. Once you’ve entered your Organization Short Name you can view our privacy policy. For more information about our Mobile services, or for assistance with Access Online please call 877-887-9260 (Toll free) or 701-461-2028 in the U.S. In Canada, call 877-332-7461 (Toll free) or 416-306-3630.

About

INTRUST Bank

Manage your banking accounts conveniently and securely from your mobile device. View transactions, transfer funds, pay bills, deposit checks, and control your debit card. Get support and locate ATMs easily.

Highlights
  • View and manage accounts
  • Transfer funds between accounts
  • Pay bills
  • Deposit checks via mobile
  • Manage debit card features
  • Send money with Zelle®
  • Locate ATMs and banking centers
Features
Read full description

Our history of innovation can be traced back to our founding in 1876. Today that means giving you convenient and secure access to manage your accounts through our mobile banking app. If you don’t have an account with INTRUST Bank, you can open a FREE personal or business checking account. Visit intrustbank.com to learn more about the personal and business banking accounts we offer. Whether you’re an individual or a business owner, here’s what you can do with the app: VIEW AND MANAGE YOUR ACCOUNTS AND TRANSACTIONS View your INTRUST checking, savings, time deposit, and loan accounts in one convenient location. Monitor balances, search through recent transactions, view statements, and create alerts. Add custom tags and upload images to individual transactions to help keep you organized. CUSTOMIZE YOUR DASHBOARD Personalize your experience by customizing your dashboard to highlight the accounts and tools you use most often and hide those you don’t. TRANSFER FUNDS Easily transfer money between your INTRUST accounts, or between your personal accounts at INTRUST and those you own at other financial institutions. Schedule a one-time transfer when you need it or set up a recurring transfer to help you grow your savings. PAY BILLS Schedule one-time or recurring payments to any business in the United States. Manage your payees by adding new or editing existing entries. SEND MONEY WITH ZELLE® (not available for business accounts) Send money to family and friends using just a U.S. mobile phone number or email address. MANAGE YOUR DEBIT CARD Do more to prevent fraudulent charges with powerful card management tools. Turn your debit card on and off at the tap of a button. Set up notifications for when your card is used. You can even set limits based on geography, transaction amount, or merchant and transaction types. DEPOSIT CHECKS Deposit paper checks into your accounts using the camera on your smart phone or tablet. No visit to the bank required. GET SUPPORT WITH MESSAGES If you have a question or need help with your accounts, you can start a conversation with customer service at any time online or through the app. A customer service representative will be there to assist you as soon as possible during our support hours. You can even quickly reference specific accounts, transactions, or payments in your message to keep the conversation running smoothly. LOCATE BANKING CENTERS AND ATMS Locate nearby INTRUST banking centers and ATMS, including 55,000+ surcharge-free ATMs through the Allpoint® network. When you enroll through the INTRUST Bank app, you also have access to online banking, available at intrustbank.com. If you have questions about the app or need assistance, contact Customer Service at 800-895-2265 and we’ll be happy to help. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Member FDIC

Screenshots

Access® Online3 screens
INTRUST Bank4 screens

Verdict

The call

The clearest difference is review sentiment: INTRUST Bank at 54% against Access® Online's 25%. INTRUST Bank also leads on rating (4.8 vs 4.5) and ratings volume (8.6K vs 683). Access® Online's advantage is iOS requirement (16.0 vs 18.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

INTRUST Bank holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: INTRUST Bank has 8.6K ratings behind it against 683, so its average is the more settled of the two. Written reviews point the same way: 25% of Access® Online's written reviews are positive against 54% of INTRUST Bank's.

UpkeepUpdate frequency

Access® Online ships an update every 2 months, INTRUST Bank monthly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard5 real differences · 5 level
Access® Online versus INTRUST Bank: the parameters behind the verdict, then further details
ParameterAccess® OnlineINTRUST Bank
PriceFreeFree
Rating4.5 (683 ratings)4.8 (8.6K ratings) — better
Positive reviews25.0% of reviews53.6% of reviews — better
Number of ratings6838.6K — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size76 MB196 MB
Age rating4+4+
DeveloperElan Financial ServicesINTRUST Bank

Customer experience

Access® Online

All ratings689 ratings
Positive86.6%
Neutral5.2%
Negative8.1%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

INTRUST Bank

All ratings8,587 ratings
Positive94.4%
Neutral1.8%
Negative3.8%
Written reviews112 reviews
Positive53.6%
Neutral6.3%
Negative40.2%

Bugs and requests

Access® Online

Not enough reviews yet to summarise bugs or requests.

INTRUST Bank

Reported bugs

4 issues
  • Login and sign-in problems
  • Delayed transaction notifications
  • Inconsistent mobile deposit functionality
  • Sync issues between app and online banking

Requested features

4 requests
  • Improved mobile deposit process
  • Clearer transaction details
  • Customizable app layout
  • 24/7 in-app support

In-app purchases

None

Access® Online

No in-app purchases

None

INTRUST Bank

No in-app purchases

Questions

Is Access® Online free?
Access® Online is free to download, with no in-app purchases.
Is INTRUST Bank free?
INTRUST Bank is free to download, with no in-app purchases.
Which has better reviews, Access® Online or INTRUST Bank?
INTRUST Bank is rated higher. Access® Online averages 4.5 out of 5 from 683 ratings, while INTRUST Bank averages 4.8 from 8.6K ratings.
Do Access® Online or INTRUST Bank have ads?
Neither Access® Online nor INTRUST Bank shows ads.
Which is updated more often, Access® Online or INTRUST Bank?
Access® Online ships an update every 2 months, and INTRUST Bank monthly. Most recently, Access® Online was updated on October 24, 2026 and INTRUST Bank on October 27, 2026.

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