Comparison

UniON vs xpenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UniON

Manage all your Union Bank accounts from a single mobile platform. Perform essential banking tasks like checking balances, transferring funds, and paying bills with ease. This app simplifies your banking experience, putting control at your fingertips.

Highlights
  • Consolidated account view
  • Money transfers
  • Bill payments
  • Credit card management
  • Balance inquiries
Features
Read full description

To provide the digital platform, Union Bank introducing ‘UniON’ app. All your UBL accounts in one place. To provide the digital platform, Union Bank introducing ‘UniON’ mobile application to its clients. Accessing all your Union Bank accounts is now simpler. Do all your banking needs quickly! Viewing your balance, transferring money, paying bills and credit card is just a tap away with ‘UniON’.

About

xpenses

Features
Read full description

xpenses is an application designed to help you monitor your expenses. Features: - Fast and Simple Transaction Entry: Easily and quickly record your spending activities. - Customizable Wallets and Categories: Personalize your wallets and categories by selecting your preferred icons and colors. - Cross-Device Syncing: Keep your data consistent across all your devices. - Integrated Calculator and Currency Converter: Utilize built-in tools for calculations and converting currencies. - Automatic Data Backup: Ensure your information is safely backed up without manual intervention. - Multiple currencies: over 300 currencies and exchange rates, including crypto. - Custom Currency Creation: Add new currencies if the one you need isn’t already available. - Clean and User-Friendly Design: Enjoy a straightforward, intuitive, and meticulously crafted user interface. - Search Functionality: Easily find specific transactions or categories using the search feature. Terms: https://project10868033.tilda.ws/xpenses/terms Privacy: https://project10868033.tilda.ws/xpenses/privacy

Screenshots

UniON4 screens
xpenses4 screens

Verdict

The call

The clearest difference is in-app purchases: UniON at none against xpenses's 2. UniON also leads on iOS requirement (12.0 vs 17.0). xpenses's advantage is update cadence (fortnightly vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. xpenses sells 2 in-app purchases, starting at $2.99 per month. UniON asks for nothing beyond the download.

UpkeepUpdate frequency

UniON ships an update every 3 months, xpenses fortnightly. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

Scorecard3 real differences · 7 level
UniON versus xpenses: the parameters behind the verdict, then further details
ParameterUniONxpenses
PriceFreeFree
Rating4.2 (21 ratings) — better—
Positive reviews71.4% of reviews—
Number of ratings21 — better—
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS12.0 — better17.0
Further details — not scored
Size145 MB3 MB
Age rating4+4+
DeveloperUNION BANK LTDLev Poznyakov

In-app purchases

None

UniON

No in-app purchases

2 purchases

xpenses

Subscriptions2
  • xpenses+ monthly$2.991 Month
  • xpenses+ yearly3 Days trial$19.991 Year

Questions

Is UniON free?
UniON is free to download, with no in-app purchases.
Is xpenses free?
xpenses is free to download, with in-app purchases available.
Do UniON or xpenses have ads?
Neither UniON nor xpenses shows ads.
Which is updated more often, UniON or xpenses?
UniON ships an update every 3 months, and xpenses fortnightly. Most recently, UniON was updated on November 7, 2026 and xpenses on November 8, 2026.

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