UniON vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UniON
Manage all your Union Bank accounts from a single mobile platform. Perform essential banking tasks like checking balances, transferring funds, and paying bills with ease. This app simplifies your banking experience, putting control at your fingertips.
- Consolidated account view
- Money transfers
- Bill payments
- Credit card management
- Balance inquiries
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To provide the digital platform, Union Bank introducing ‘UniON’ app. All your UBL accounts in one place. To provide the digital platform, Union Bank introducing ‘UniON’ mobile application to its clients. Accessing all your Union Bank accounts is now simpler. Do all your banking needs quickly! Viewing your balance, transferring money, paying bills and credit card is just a tap away with ‘UniON’.
Expense Tracker
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MySprout brings your spending, investments and net worth together in one clear view, without typing in every transaction. Connect a supported bank, or upload your bank, credit card and brokerage statements. MySprout reads them with AI, sorts every transaction and tracks your portfolio, so you always know where your money goes and what you own. TRACK EXPENSES WITHOUT MANUAL ENTRY • Bank sync: connect a supported bank and your transactions come in automatically • Statement upload: upload a PDF statement from any bank or credit card • AI categorization: every transaction sorted by category and merchant, with custom categories when you want them • Recurring bills and subscriptions: found for you, with the next due date • Spending insights: trends, top merchants, your biggest categories and how this month compares with usual TRACK YOUR INVESTMENTS • Upload a brokerage statement and MySprout reads your holdings, trades and dividends • Portfolio value updated with daily market prices • Allocation by asset class, sector and market • Dividends and cash tracked alongside your holdings YOUR NET WORTH, ALL IN ONE PLACE • Bank accounts, credit cards, cash, investments, property and other assets in one net worth • See how your net worth changes over time • Multi-currency: hold accounts in different currencies and see totals in your preferred currency • Financial Freedom: see how much of a year's spending your net worth could cover PRIVATE AND SECURE Your financial data is yours. Bank login details are stored encrypted, and we will never sell your personal data. FREE TO START Core features are free up to a usage limit. MySprout Pro unlocks unlimited bank connections, statement uploads and accounts, plus every future feature. SUBSCRIPTION INFORMATION MySprout Pro is available as a monthly, annual or lifetime purchase. Payment is charged to your App Store account when you confirm the purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Any unused part of a free trial ends when you buy a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mysprout.ai/privacy Terms of Service: https://mysprout.ai/terms
Screenshots
Verdict
The clearest difference is in-app purchases: UniON at none against Expense Tracker's 5. UniON also leads on iOS requirement (12.0 vs 15.1). Expense Tracker's advantage is update cadence (every 9 days vs every 3 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $3.99 per month. UniON asks for nothing beyond the download.
UniON ships an update every 3 months, Expense Tracker every 9 days. The most recent releases landed on November 7, 2026 and November 13, 2026 respectively.
| Parameter | UniON | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (21 ratings) — better | — |
| Positive reviews | 71.4% of reviews | — |
| Number of ratings | 21 — better | — |
| Update frequency | Every 3 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 145 MB | 65 MB |
| Age rating | 4+ | 12+ |
| Developer | UNION BANK LTD | WEI YANG HONG |
In-app purchases
UniON
No in-app purchases
Expense Tracker
- MySprout Pro Monthly7 Days trial2 variants$3.991 Month
- MySprout Pro Yearly7 Days trial2 variants$34.991 Year
- MySprout Pro Lifetime$99.99









