Comparison

Subscription & Bill Manager vs Costly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscription & Bill Manager

Manage all your recurring payments and bills in one place. Get smart reminders for due dates and easily identify subscriptions to cancel, helping you save money and avoid late fees. Visualize your spending to create a smarter budget.

Highlights
  • All-in-one financial organizer
  • Smart bill and subscription reminders
  • Easy subscription management and cancellation
  • Insightful spending tracker
  • Customizable notifications
  • Budget planner
Read full description

Are you tired of losing money on forgotten subscriptions and surprise bills? It's time to take control of your finances with SubBill, your simple, smart, and secure all-in-one subscription manager and bill tracker! Stop overpaying and start saving. SubBill gives you the clarity you need to manage your recurring payments, track your monthly expenses, and achieve your financial goals. Why you'll love SubBill: See Everything in One Place: Manage all your subscriptions and recurring bills—from Netflix and Spotify to your rent and utilities—in a single, easy-to-read dashboard. Finally, a true overview of your finances! Save Real Money, Effortlessly: Review the subscriptions you have entered and decide which ones you no longer need. Keep cancellation details and renewal dates organized so you can stop unwanted payments. Never Miss a Due Date Again: Get smart, customizable reminders before a bill or payment is due. Avoid costly late fees and manage free trials effectively by getting an alert before they convert to a paid subscription. Understand Your Spending: Where does your money go? Our insightful spending tracker visualizes your expenses with simple charts and categories. Understand your spending habits and become a better budget planner. :: KEY FEATURES :: All-in-One Financial Organizer - A clear and comprehensive list of all your recurring expenses. - Track monthly and annual subscriptions, bills, and other regular payments. - Add custom categories and notes to each payment for better organization. Smart Bill & Subscription Reminders - Receive customizable notifications from 1 day to 1 month before a due date. - Perfect as a payment reminder to avoid late fees or as a tool to evaluate services before they auto-renew. Easy Subscription Management & Cancellation - Review all the subscriptions you have registered in one place. - Our subscription manager helps you track down how to cancel services you no longer need, helping you reduce unnecessary spending. Insightful Spending Tracker & Budget Planner - See your total monthly and yearly spending at a glance. - Our analytics help you create a smarter monthly budget by showing you exactly where you can cut costs. This is the simple money manager you've been looking for. :: WHO IS SUBBILL FOR? :: SubBill is the perfect financial tool for: - Anyone who wants to save money and gain control over their recurring expenses. - Students and young professionals managing a tight budget. - Families tracking household bills and subscriptions. - Freelancers and small business owners managing multiple software and service costs. You don't need to be a finance expert. If you have bills to pay, SubBill is for you. Ready to take the first step towards financial freedom? Download SubBill today and stop wasting money! Your personal finance journey starts now. Terms of Service: https://tinylab-apps.web.app/subbill/en/terms/ Privacy Policy: https://tinylab-apps.web.app/subbill/en/privacy/

About

Costly

Visualize and manage all your recurring expenses in one place. Track subscription due dates, amounts, and spending trends with intuitive graphs and a clean interface. Avoid missed payments and gain clarity on your financial commitments.

Highlights
  • Auto-updating billing dates
  • Visual spending timeline
  • Track amounts and categories
  • Flexible billing intervals
  • Spending totals by period
  • Calendar and history views
  • Spending breakdown graphs
Features
Read full description

Make your bills visible. Take control of your subscriptions. Costly is a smart way to track your subscriptions and recurring expenses. It helps you see exactly what's due, when, and how much—all in one clean, visual interface. With color-coded bars and intuitive graphs, you’ll know at a glance when your next payments are coming up. Just add a subscription once, and Costly keeps everything up to date automatically. Say goodbye to missed bills and confusing spreadsheets. □ Key Features ・Auto-updating billing dates ・Visual timeline with blue progress bars ・Track amounts, categories, notes, and more ・Flexible billing intervals: weekly, monthly, quarterly, semiannual, annual, and beyond ・Auto-calculated spending totals by year, month, or day ・Filter by billing frequency or category ・Calendar view for an easy look at upcoming payments ・History tab to review past payments ・Graphs to visualize spending breakdowns ・Price list and upcoming payment forecast ・Light and dark mode support □ Use Cases ・Manage all your streaming, music, and app subscriptions in one place ・Track annual or semiannual expenses like insurance and taxes ・Keep family or shared expenses organized by category ・Use graphs to spot trends and optimize your spending habits ・Pair with a budgeting app as your go-to fixed cost manager □ Perfect For ・Anyone overwhelmed by growing subscriptions ・People who want to know exactly when and how much they’re paying ・Users who don’t stick with full budgeting apps, but still want spending clarity ・Those who tend to forget annual or semiannual renewal dates ・Anyone looking for a simple, clean app to track recurring costs □ Pricing All core features are free to use. Some advanced features are available via subscription. □ Development Philosophy Costly is independently developed to help you manage the hidden costs of everyday life—with less stress and more clarity. We’re constantly improving the app based on your feedback and suggestions. Download Costly now and make subscription and bill tracking effortless. Terms of Service (EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy:https://lomworks.com/legal/privacy-app

Screenshots

Subscription & Bill Manager4 screens
Costly4 screens

Verdict

The call

The clearest difference is ads: Costly at none against Subscription & Bill Manager's shown. Costly also leads on review sentiment (86% vs 70%). Subscription & Bill Manager's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription & Bill Manager sells 3 in-app purchases, starting at $1.99 per month and Costly sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subscription & Bill Manager ships an update every 4 weeks, Costly every 3 weeks. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Subscription & Bill Manager versus Costly: the parameters behind the verdict, then further details
ParameterSubscription & Bill ManagerCostly
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews69.6% of reviews85.7% of reviews — better
Number of ratings2 — better—
Update frequencyEvery 4 weeksEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size105 MB7 MB
Age rating4+4+
DeveloperRyunosuke NagaseYUUSUI KASHIWAGI

Customer experience

Subscription & Bill Manager

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews23 reviews
Positive69.6%
Neutral8.7%
Negative21.7%

Costly

Written reviews7 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

3 purchases

Subscription & Bill Manager

Subscriptions2
  • PREMIUM - MONTHLY$1.991 Month
  • PREMIUM - ANNUAL7 Days trial$19.991 Year
One-time1
  • PREMIUM - LIFETIME$29.99
2 purchases

Costly

Subscriptions2
  • Monthly$1.991 Month
  • Yearly1 Month trial$14.991 Year

Questions

Is Subscription & Bill Manager free?
Subscription & Bill Manager is free to download, with in-app purchases available.
Is Costly free?
Costly is free to download, with in-app purchases available.
Do Subscription & Bill Manager or Costly have ads?
Subscription & Bill Manager shows ads; Costly does not.
Which is updated more often, Subscription & Bill Manager or Costly?
Subscription & Bill Manager ships an update every 4 weeks, and Costly every 3 weeks. Most recently, Subscription & Bill Manager was updated on October 28, 2026 and Costly on October 25, 2026.

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