TapIn Pay vs Monix

TapIn Pay is the easiest way to send, spend and save your money in Canada. It's the SAFE, FAST, and FREE mobile banking* app. *TapIn Pay is a financial services company, not a bank. Banking services are provided by TapIn Pay's bank partner(s). * GET A FREE CUSTOM MASTERCARD * Order your Mastercard directly from TapIn Pay App. You'll be able to make online purchases using your virtual card instantly. We'll also mail you your physical laser-etched Cash Card in less than a week so you can swipe, dip, or tap at any merchant. MasterCard is issued by TapIn Pay App's bank partner(s). * GET YOUR UNIQUE PAYMENT LINK * Get a unique payment link after signing up to collect in-person payments. It supports a growing list of payment platforms: Apple Pay, Google Pay, WeChat Pay, Alipay, etc. Save the headache of setting payments platforms one by one. Say goodbye to clients who didn't have enough cash or are shy to ask for tips. * COLLECT PAYMENT ONLINE OVER CHATS * Are you tired of undelivered payment requests by email or lost checks by mail? Try to send a payment link over SMS or WhatsApp with guaranteed delivery. Recipients can pay you through the link with Apple Pay, Google Pay, Credit Card, Wechat Pay, and Alipay without signing up. * E-TRANSFER WITH FLEXIBLE LIMIT * Use the e-Transfer feature like your regular online banking, but with better daily limits. Banks give you tiny daily limits like $3,000. It’s not enough for your expanding business. Our maximum e-Transfer is $10,000 per transaction, boosting your money flow. * INSTANT NOTIFICATION FOR ALL TRANSACTION * Stay on top of all your transactions. We guard your financial security. We send an instant WhatsApp or SMS notification for all transaction attempts (payment collection, e-Transfer, and MasterCard use attempt). * EXCEL STATEMENT EXPORT* Exporting your statement to yourself or your account never got easier. Enter the email address and go. Receive it in seconds.

Monix builds a secure, rapid response and optimal exchange rate payment network by connecting to local banking systems in various countries. Monix selects the most advantageous payment network among various channels to meet the requirements of the fastest payment to users, the lowest fee and the highest amount of payment to users. 
• Send money abroad with optimal exchange rate Send and collect money abroad by Monix can save money up to 90 % compared to local banks, and always get the real exchange rate to avoid exchange rate losses. • Collect highest amount of payment in 1 minute Direct access to more than 900 global local payment networks, no intermediate bank fees, users can collect the full amount of payment. • Check remittance progress anytime and anywhere The Monix app allows you to check and follow international remittance progress at any time, regardless of time or space. • Manage your money in a security way Monix hold a financial services license and pass financial security certification to ensure the safety of your money. Use Monix to: -Send money to overseas suppliers -Send money to family members abroad -Collect money from overseas -Send and collect money in 28 currencies without any fees Send from: AUD（Australia dollar）、USD (United States dollar) 、EUR(Euro)、GBP (Great Britain Pound) 、HKD (Hong Kong dollar) 、JPY (Japanese yen) 、SGD (Singapore dollar) 、CNH (Chinese yuan in Hong Kong) To: AUD (Australia dollar)、USD(United States dollar)、CNY(Chinese Yuan)、EUR(Euro)、GBP(Great Britain Pound)、HKD(Hong Kong dollar)、CAD(Canadian dollar)、INR（Indian rupee）、IDR（Indonesia rupiah）、JPY(Japanese yen) 、KRW(South Korean won)、MYR(Malaysian ringgit)、NZD(New Zealand dollar)、SGD(Singapore dollar)、CHF(Swiss franc)、THB(Thai baht)、PHP(Philippine peso)、MXN(Peso mexicano)、BRL(Brazilian real)、VND(Vietnamese dong)、BDT(Bangladesh taka) 、LKR(Sri Lanka rupees)、NPR(Nepalese rupee)、ARS(Argentine peso)、COP(Colombian peso)、PEN(Peruvian nuevo sol)、UYU(Uruguay peso)、CLP(Chilean peso).