Comparison

PCCU Mobile App vs OneJN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PCCU Mobile App

Manage your finances conveniently from your mobile device. Perform transactions securely from home or on the go, offering ease of access for credit union members.

Highlights
  • Convenient mobile access
  • Secure transactions
  • Perform business on the go
  • Ease of access for members
Features
Read full description

The Portland Co-operative Credit Union Mobile App was designed to create high level convenience for our members, where they can have ease of access and comfort doing business on their mobile device. Their transaction can be done whether at home or on the GO.

About

OneJN

Streamline your financial interactions across multiple JN companies with a single digital identity. This app simplifies onboarding, account management, and transactions, offering a secure and convenient way to access banking, insurance, and investment services.

Highlights
  • Unified digital identity for JN companies
  • Simplified onboarding and KYC updates
  • Access to banking, insurance, and investments
  • Apply for unsecured loans
  • Earn loyalty rewards
  • Secure data encryption
  • Financial well-being tips
Features
Read full description

ONE JN Passport Connected to serve you better. ONE way of onboarding. ONE way of engaging. ONE way to serve. ONE JN Passport - Easy Movement Across all JN Companies. Your one-time sign up will enhance your experience when doing business with JN Bank, JNGI and JN Life Insurance. Your journey from onboarding, to accessing information, applying for unsecured loans, conducting transactions and ultimately earning loyalty rewards, will be easy to use, convenient and secure. You will be recognised at JN Bank, JNGI and JN Life insurance - no need to submit personal information again and again. Download the ONE JN Passport App today. Apple users can use their phones to download from the iTunes Store Once you sign up and create your ONE JN Passport profile, you will be able to access the JN suite of benefits. You will need a valid government-issued ID and a Tax ID number to get started. Access to JN Group products and services, all in one place, starting with JN Bank, JNGI and JN Fund Managers Open new JN savings accounts, update your KYC information Save time when doing business with select JN Financial companies Convenient and advanced data encryption helps to ensure your information is secure Tips for your financial well being. Online support (live web chat)

Screenshots

PCCU Mobile App4 screens
OneJN3 screens

Verdict

The call

The clearest difference is rating: OneJN at 4.5 against PCCU Mobile App's 2.8. OneJN also leads on update cadence (every 2 months vs every 24 months) and ratings volume (244 vs 6). PCCU Mobile App's advantage is iOS requirement (12.2 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OneJN holds the better App Store score, 4.5 against 2.8. That said, the two scores are not equally well evidenced: OneJN has 244 ratings behind it against 6, so its average is the more settled of the two.

UpkeepUpdate frequency

PCCU Mobile App ships an update every 24 months, OneJN every 2 months. The most recent releases landed on October 11, 2026 and October 17, 2026 respectively.

Scorecard4 real differences · 6 level
PCCU Mobile App versus OneJN: the parameters behind the verdict, then further details
ParameterPCCU Mobile AppOneJN
PriceFreeFree
Rating2.8 (6 ratings)4.5 (244 ratings) — better
Positive reviews—23.3% of reviews
Number of ratings6244 — better
Update frequencyEvery 24 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.2 — better15.0
Further details — not scored
Size123 MB148 MB
Age rating4+4+
DeveloperPortland Co-operative Credit Union LtdJN Bank UK

Customer experience

PCCU Mobile App

All ratings6 ratings
Positive33.3%
Neutral16.7%
Negative50.0%

OneJN

All ratings244 ratings
Positive88.1%
Neutral0.8%
Negative11.1%
Written reviews30 reviews
Positive23.3%
Neutral0.0%
Negative76.7%

In-app purchases

None

PCCU Mobile App

No in-app purchases

None

OneJN

No in-app purchases

Questions

Is PCCU Mobile App free?
PCCU Mobile App is free to download, with no in-app purchases.
Is OneJN free?
OneJN is free to download, with no in-app purchases.
Which has better reviews, PCCU Mobile App or OneJN?
OneJN is rated higher. PCCU Mobile App averages 2.8 out of 5 from 6 ratings, while OneJN averages 4.5 from 244 ratings.
Do PCCU Mobile App or OneJN have ads?
Neither PCCU Mobile App nor OneJN shows ads.
Which is updated more often, PCCU Mobile App or OneJN?
PCCU Mobile App ships an update every 24 months, and OneJN every 2 months. Most recently, PCCU Mobile App was updated on October 11, 2026 and OneJN on October 17, 2026.

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