Questrade Edge vs RenewalIQ

Designed by active traders for active traders, Questrade Edge is Questrade's most powerful way to trade on the go, commission-free¹. With lightning-fast speed and a sleek user interface, you'll have access to advanced order types including stop orders, bracket orders, option orders and more. Put the power of an advanced trading platform into the palm of your hand with Questrade Edge. Questrade Edge is a dedicated trading platform that excels in placing complex orders. Plus, we will be continuously adding tools and capabilities to this platform, so keep your version updated to make sure you always have the latest features. What makes Questrade Edge great: - Trade stocks, ETFs and most options¹ commission-free - Advanced order types including stop and trailing stop orders, option orders and bracket orders - Creating multi-leg options orders on your mobile device has never been easier with an order entry layout dedicated to this order type - Full-screen charting helps you analyze the performance of a stock, option or ETF, using your mobile device's landscape mode to help you dive into the details - Order routing so you can choose which U.S. exchange your order goes to - A fully customizable detail view for your watchlists, positions and orders pages, that allows you to choose and arrange over 30 data points to suit your needs - Lightning-fast speed so you spend more time trading and less time waiting - Smooth and straightforward design which makes placing advanced orders easier - Helpful tools including event notifications, market news feed and more on the roadmap to be added in future versions - Alerts that are synced across your devices - Access to accounts for which you're an Authorized Trader Download Questrade Edge and trade like the active trader you are. Disclosure 'Zero commission trades', '$0 commissions', '$0 trading', 'trade commission-free' and similar messages, refer to commission-free trading for trades placed online through Questrade, Inc.'s website or mobile apps for stocks and ETFs that are listed on a stock exchange in the United States or Canada. For options, $0 pricing applies only to contract fees for U.S.-listed equity options traded online; U.S. index options are subject to a US$0.99 per-contract fee, and Canadian-listed equity and index options are subject to a CA$0.99 per-contract fee. Other fees may still apply. The information accessible is more limited than the information available through the website or through your statement, and is not an official record for the brokerage account(s) to which it applies. We provide you with data and information under license from third parties. We accept no liability for any information provided by third parties and make no representations or warranties that such information will be accurate or timely. By downloading the Questrade Edge app, you consent to future updates and upgrades. You can withdraw your consent at any time by deleting the app.

Canada's mortgage renewal wave is here. If your mortgage is coming due, you're facing the most consequential financial decision of the next five years — and most calculators are either wrong or designed to sell you something. RenewalIQ is different. It's a one-time-purchase decision tool built for Canadian homeowners who want the math, not a sales call. Why it's different Every mortgage calculator built for the US market uses the wrong compounding. Canadian mortgages compound semi-annually under the Interest Act — not monthly. RenewalIQ uses the correct formula throughout. That's not a footnote. That's credibility. What it does Enter your current mortgage details and start comparing renewal options right away. The free tier lets you model a scenario with real numbers — no account, no sales funnel. Unlock once to save unlimited scenarios, compare them side by side, and access the full Tools suite. • Scenario Builder — Enter any quoted rate and term and instantly see your new payment, total interest for the term, and balance at the end. • Amortization Schedule — See your full mortgage term payment by payment. The schedule opens at your current position, showing past payments, what's remaining to renewal, and the true full-term interest cost — extrapolated back to your term start date. • Term Analyzer — Compare 1, 2, 3, and 5-year terms side by side. See which one costs less over its term, which leaves you with the lowest balance, and what "lowest rate" actually means in dollars. • Payment Frequency Comparison — See exactly how much weekly, accelerated weekly, and accelerated bi-weekly payments save you versus monthly. The difference is meaningful. • Lender Switchability — Switching lenders triggers the OSFI stress test. RenewalIQ shows the qualifying rate you'd need to meet, so there are no surprises. • Penalty Estimator (unlock required) — Thinking about breaking your mortgage early? Get an IRD and 3-months-interest estimate before calling your lender. Supports both standard and discounted comparison-rate methods. • Variable vs Fixed Breakeven (unlock required) — Surfaces the one number that matters: the average rate at which variable beats fixed over your term. • Prepayment Calculator (unlock required) — Model a lump-sum payment on renewal day. See interest saved this term and over the life of the mortgage. • Renewal Reminders (unlock required) — 90, 60, and 30-day notifications so your renewal date doesn't sneak up on you. No sales calls. Just the math. No accounts. No backend. No broker referral fees hiding in the UI. All math runs on your device — nothing leaves your phone. One-time purchase. No subscription, ever. This app provides estimation tools for informational purposes only and does not constitute financial advice. Always consult a licensed mortgage professional before making decisions about your mortgage. — Terms of Use (EULA): https://thedman.github.io/app-support/renewaliq/terms-of-use Privacy Policy: https://renewaliq.ca/privacy/