P3 Money vs Excelon.GO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
P3 Money
Manage international money transfers and payments with ease. Offers multi-currency accounts, prepaid cards, and competitive exchange rates for both individuals and businesses. Streamlines financial operations without the need for traditional banking.
- Multi-currency accounts with IBAN
- Cross-border money transfers
- Prepaid banking card issuance
- Competitive currency exchange rates
- Electronic invoicing and merchant tools
- Biometric authentication for security
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An innovative way to manage and control your cross-border money transfers. For individuals Send and receive funds to and from your family, friends, and relatives in any supported currency, at any moment. Get a single IBAN number for all your salary, pension and other incoming payments. Access your funds with an easy-to-use prepaid banking card. Perform any operations with your funds, just like with a bank, but better. For businesses Have all your international money operations covered with the use of multiple European IBAN numbers in both SWIFT and SEPA networks, in any of the major currencies we support. Transfer your salary project and everyday business expenses to pre-paid Mastercard cards, issued by Privat3money. Get access to the latest financial technology for businesses in terms of electronic invoicing, merchant tools, currency exchange with low fees, etc. The application offers a single point of interaction, starting from the registration to troubleshooting your problems with our skilled technical support team. None of the actions require visiting a bank or doing useless paperwork. The app offers: -Creation of an account with an IBAN account number from Europe; -Transactions and accounts in multiple currencies; -Currency exchange with competitive rates; -Fast and easy access to international funds transfer; -Issuance of a prepaid banking card; -Set up of mass payouts. Privat3money is a great way to be in control of all your funds and transactions. Your possibilities are limitless: -Convenient signup and setup processes; -Security enhanced by biometric authentication; -Full transaction overview with fast updates; -Guaranteed 24/7 operation; -Instant prepaid card top-up; -Borderless operation. Privat3money provides the most modern financial instruments for settling international money transfers of any kind. More info at https://www.privat3money.com
Excelon.GO
Manage your digital money with a current account, global money transfers, and a crypto wallet. Spend and withdraw cash worldwide with a Mastercard, and earn rewards on your spending. Control all your funds and receive instant transaction notifications.
- Digital money management
- Global money transfers
- Crypto wallet and exchange
- Mastercard for spending and withdrawals
- Earn rewards and rebates
- Instant transaction notifications
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Excelon.GO is your ultimate digital money companion. Take control of your banking in a few minutes. Open a Current Account with an IBAN number, Send and Receive money globally, Spend and Withdraw Cash from any location worldwide displaying the Mastercard® Acceptance Mark. Easy, Cheap and Secure! At the same time, get your Crypto Wallet up and running to help you send, receive and exchange Cryptos! Crypto Wallet and Exchange - Excelon.GO offers you a complete Crypto Wallet and Exchange so you can send, receive, buy, sell and spend you Crypto. - Buy and Sell Bitcoin and other coins in real time and at the best rates Receive Excelon rewards and rebates - Chose your subscription and start earning Excelon Rewards and rebates - Up to 8% rewards in all your card spending, available on your Excelon Wallet instantly - Up to 100% rebates for your Spotify, Netflix, Amazon Prime, etc payments. Use your Crypto in real life - With Excelon.GO and Excelon Mastercard you can instantly spend your crypto in shopping and ATM Withdrawals. Control your money - Get the App, open an account in 3 minutes, Signing up with us is easy as 1-2-3. - All your funds in one screen. Its all there! Money, cards and exchange. - Get instant notifications on your transactions so you always know what’s happening Go shopping, get cash with your Mastercard - Shop globally with your Excelon Mastercard and spend your currency of choice in over 25 million locations worldwide accepting Mastercard globally - Enjoy Zero POS fees for all your In-Store purchases with Excelon Mastercard - Withdraw cash from your Excelon Mastercard at over 1 million ATM locations worldwide where Mastercard is accepted Pay and get paid online - Your current account & IBAN to give you freedom for any type of use you wish - Send and receive money globally with a fraction of the fees you would have to pay in bank. - Easy top-up by Wire transfer, Credit Card, Voucher or even your Exchange profits so you always have enough to spend. - Send and receive crypto instantly through the secure crypto wallet.
Screenshots
Verdict
The clearest difference is review sentiment: P3 Money at 100% against Excelon.GO's 17%. P3 Money also leads on rating (5.0 vs 4.4). Excelon.GO's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
P3 Money holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 2 and 7 respectively. Written reviews point the same way: 100% of P3 Money's written reviews are positive against 17% of Excelon.GO's.
P3 Money ships an update monthly, Excelon.GO every 2 months. The most recent releases landed on October 14, 2026 and October 7, 2026 respectively.
| Parameter | P3 Money | Excelon.GO |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.4 (7 ratings) |
| Positive reviews | 100.0% of reviews — better | 16.7% of reviews |
| Number of ratings | 2 | 7 — better |
| Update frequency | Monthly — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 10.0 — better |
| Further details — not scored | ||
| Size | 62 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | Privat3Money Ltd. | EXCELON FINANCIAL SERVICES LIMITED |
Customer experience
P3 Money
Excelon.GO
In-app purchases
P3 Money
No in-app purchases
Excelon.GO
No in-app purchases








