My Simple Expenses vs Expenses & Subscriptions
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Simple Expenses
Track your monthly spending and manage recurring or installment expenses. This app helps you visualize your financial outflows with a clear interface, highlighting overdue payments and offering detailed expense management.
- Monthly expense tracking
- Recurring expense management
- Installment expense management
- Overdue payment highlighting
- Detailed expense editing
- Expense deletion options
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My Expenses — Simple Bill & Installment Tracker Do you know exactly what you have to pay this month? With My Expenses, you always will. My Expenses is the simplest way to track your monthly bills, fixed expenses, and installment payments — all in one place. No complicated setup. No learning curve. Just open the app, add your expenses, and stay in control. WHY PEOPLE LOVE MY EXPENSES: • Track fixed monthly bills — rent, utilities, subscriptions • Manage installment payments — set the total number of installments and the app tracks every single one automatically (e.g. Car loan 1/36) • Overdue alerts — the app highlights overdue payments so you never miss a due date • Monthly overview — see your total expenses, what's already paid, and your remaining balance at a glance • Simple and fast — add an expense in seconds HOW IT WORKS: Home Screen — your monthly expense list, organized and easy to read. Overdue payments are highlighted so they're impossible to miss. Add Expense — enter the description, amount, and due date. Choose between a one-time expense, a recurring fixed bill, or an installment payment with a set number of months. Expense Detail — view full details, mark as paid, edit, or delete — for just that month, all future months, or all installments at once. Installment Edit — need to adjust a specific month? Edit individual installments without affecting the rest. Download My Expenses for free today and finally know where your money is going.
Expenses & Subscriptions
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Expenses & Subscriptions is the iOS app to control your expenses, subscriptions and shared accounts without relying on any server. Your data lives on your iPhone and is synced only with the people you pick via iCloud Drive. FEATURES • Subscription hub with automatic logos, monthly total and upcoming renewals. • Personal and shared expenses, with your real share calculated automatically. • Financings with installments, remaining debt and next charges. • Full salaries with breakdown, plus other income in the same month: extra payments, rent, one-off jobs. • Hypothetical scenarios to simulate raises, moving houses or new expenses. • Dashboard with alerts, category radar and monthly/yearly breakdown. • Calendar with upcoming charges and filters. • Import and export your full data as CSV (no lock-in). • Multi-select with bulk archive/delete and Undo. • Accounts with their cards, colors and full personalization. PRIVACY • No account, no sign-up, no external servers. • Data never leaves your iPhone except to the iCloud Drive folder you choose. • No ads, no trackers, no in-app purchases. Perfect for couples, flatmates or anyone who wants detailed control of their finances without depending on someone else's cloud.
Screenshots
Verdict
The clearest difference is ads: Expenses & Subscriptions at none against My Simple Expenses's shown. Expenses & Subscriptions also leads on update cadence (every 6 days vs every 5 months). My Simple Expenses's advantage is iOS requirement (15.1 vs 27.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
My Simple Expenses ships an update every 5 months, Expenses & Subscriptions every 6 days. Both last shipped on October 24, 2026.
| Parameter | My Simple Expenses | Expenses & Subscriptions |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Positive reviews | 60.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 5 months | Every 6 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 27.0 |
| Further details — not scored | ||
| Size | 46 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Gracetech Digital Solutions LLC | Blas Orti Moya |
In-app purchases
My Simple Expenses
No in-app purchases
Expenses & Subscriptions
No in-app purchases
Questions
Is My Simple Expenses free?
Is Expenses & Subscriptions free?
Do My Simple Expenses or Expenses & Subscriptions have ads?
Which is updated more often, My Simple Expenses or Expenses & Subscriptions?
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