My Simple Expenses vs Marlo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Simple Expenses
Track your monthly spending and manage recurring or installment expenses. This app helps you visualize your financial outflows with a clear interface, highlighting overdue payments and offering detailed expense management.
- Monthly expense tracking
- Recurring expense management
- Installment expense management
- Overdue payment highlighting
- Detailed expense editing
- Expense deletion options
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My Expenses — Simple Bill & Installment Tracker Do you know exactly what you have to pay this month? With My Expenses, you always will. My Expenses is the simplest way to track your monthly bills, fixed expenses, and installment payments — all in one place. No complicated setup. No learning curve. Just open the app, add your expenses, and stay in control. WHY PEOPLE LOVE MY EXPENSES: • Track fixed monthly bills — rent, utilities, subscriptions • Manage installment payments — set the total number of installments and the app tracks every single one automatically (e.g. Car loan 1/36) • Overdue alerts — the app highlights overdue payments so you never miss a due date • Monthly overview — see your total expenses, what's already paid, and your remaining balance at a glance • Simple and fast — add an expense in seconds HOW IT WORKS: Home Screen — your monthly expense list, organized and easy to read. Overdue payments are highlighted so they're impossible to miss. Add Expense — enter the description, amount, and due date. Choose between a one-time expense, a recurring fixed bill, or an installment payment with a set number of months. Expense Detail — view full details, mark as paid, edit, or delete — for just that month, all future months, or all installments at once. Installment Edit — need to adjust a specific month? Edit individual installments without affecting the rest. Download My Expenses for free today and finally know where your money is going.
Marlo
This app calculates your 'safe to spend' amount by subtracting fixed costs, budgets, and savings from your income. It provides a clear, guilt-free number for discretionary spending, with budgeting and savings goal features. All data is stored locally for privacy.
- Calculates 'Safe to Spend' amount
- Budget tracking by category
- Savings goal setting and tracking
- Recurring income and bill setup
- Optional daily logging reminders
- Private, on-device data storage
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Know exactly what's safe to spend — before you spend it. Marlo does one honest calculation: your income, minus fixed costs, minus your budgets, minus what you're saving. What's left is your Safe to Spend — the money you can enjoy right now, guilt-free. No spreadsheets. No shame. Just a clear number. Most budgeting apps tell you what you spent. Marlo tells you what you can spend. That's the difference between anxiety and permission. SAFE TO SPEND, FRONT AND CENTER Open the app and the first thing you see is one big number: what's genuinely free to spend this month. It updates live as you log. Green means go. In the red? The app sits with you — it never scolds. BUDGETS THAT MAKE SENSE Give any category a monthly budget and watch a simple, colorful card fill up as you spend. Rent, groceries, coffee — see where you stand at a glance. SAVINGS JARS FOR THE THINGS YOU WANT Name a goal, give it a target, and add money whenever you can. Set a monthly amount and Marlo shows you the exact date you'll hit it. A trip, a home, a safety net — turn a dream into a plan. SET IT AND FORGET IT Add your paycheck and fixed bills once as recurring items. Your Safe to Spend works from day one — no re-entering the same numbers every month. A GENTLE DAILY NUDGE One optional reminder a day. Ten seconds to log keeps your number honest. That's the whole habit. PRIVATE BY DESIGN Everything lives on your device. No account, no sign-up, no cloud. Your money is nobody's business but yours. — FREE FOREVER — Logging is never capped. The free plan includes: • Unlimited transaction logging • Your live Safe to Spend • Recurring income & bills • 2 category budgets • 1 savings goal • Daily reminder — MARLO PRO — Upgrade when you want more room: • Stats: spending trends, month-over-month, kept-rate, weekly review, and your full category breakdown • Browse any past month • Unlimited category budgets • Unlimited savings goals • Create your own custom categories • Custom themes, colors & icons • Export all your transactions to CSV • Every future Pro feature Pro pricing: • Monthly plan • Annual plan (best value) Spend wisely, not blindly. Marlo is the calm, honest money app that shows you what's really yours to enjoy. — Subscription details: Marlo Pro is an auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions in your App Store account settings after purchase. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription. Privacy Policy: linked in-app (Settings › Legal) Terms of Use: linked in-app (Settings › Legal) Support: contact@theanicca.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: My Simple Expenses at none against Marlo's 4. My Simple Expenses also leads on device support (3 vs 1) and ratings volume (3 vs 1). Marlo's advantage is ads (none vs shown) and update cadence (every 6 weeks vs every 5 months). On price, rating and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Marlo sells 4 in-app purchases, starting at $6.99 per month. My Simple Expenses asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for My Simple Expenses against 5.0 for Marlo. Both are backed by a comparable volume of ratings — 3 and 1 respectively.
My Simple Expenses ships an update every 5 months, Marlo every 6 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | My Simple Expenses | Marlo |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (1 ratings) |
| Positive reviews | 60.0% of reviews | — |
| Number of ratings | 3 — better | 1 |
| Update frequency | Every 5 months | Every 6 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 46 MB | 17 MB |
| Age rating | 4+ | +4 |
| Developer | Gracetech Digital Solutions LLC | Anicca LLC |
Customer experience
My Simple Expenses
Marlo
In-app purchases
My Simple Expenses
No in-app purchases
Marlo
- Marlo Pro Monthly$6.991 Month
- Marlo Pro Annual Intro$24.991 Year
- Marlo Pro Annual$29.991 Year
- Marlo Pro — Lifetime$39.99









