Comparison

AmOnline vs Metro Bank Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AmOnline

Manage your finances and everyday banking with this secure mobile app. Features include quick balance checks, money transfers, bill payments, and applying for new financial products. Link loyalty programs and investment accounts for a comprehensive financial overview.

Highlights
  • Quick balance checks
  • Money transfers and bill payments
  • Apply for new financial products
  • Link loyalty programs (BonusLink)
  • Manage ASNB and Tabung Haji accounts
  • Enhanced security features (AmSecure, Kill Switch)
Features
Read full description

AmOnline is the only mobile banking app you need to manage your finances and everyday banking conveniently. With strong focus on security, your money is safe with us. -- Banking with AmOnline QUICK BALANCE Discreetly check your balance anytime, anywhere. SEARCH ASSISTANT Search for the features you need. QUICK ACTIONS Transfer money, pay bills, AmSecure Authorisation and more at your fingertips. DUITNOW Use DuitNow as a convenient way to send, request, and receive money instantly via any DuitNow ID. APPLY FOR SERVICES Apply for new products easily, whether you want to save, invest, borrow or insure/protect on the new AmOnline. -- More than Banking BONUSLINK Link your BonusLink membership to AmOnline. Convert your BonusLink Points to cash instantly. ASNB Link your ASNB account to AmOnline so you can purchase, top up and keep track of your ASNB funds. TABUNG HAJI Plan your Hajj with ease by linking your Tabung Haji account to AmOnline. Track your savings progress and Hajj status. -- Better Security AMSECURE & DEVICE BINDING We keep your money safe and ensure only you can approve transactions from a single device. COOLING-OFF PERIOD A 12-hour cooling-off period applies when you log in for the first time on a new device. KILL SWITCH Suspect fraud? Instantly suspend your AmOnline and AmBank cards.

About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

Screenshots

AmOnline4 screens
Metro Bank Authenticator3 screens

Verdict

The call

The clearest difference is update cadence: AmOnline at every 3 weeks against Metro Bank Authenticator's every 12 months. AmOnline also leads on review sentiment (14% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AmOnline ships an update every 3 weeks, Metro Bank Authenticator every 12 months. The most recent releases landed on September 24, 2026 and September 17, 2026 respectively.

Scorecard2 real differences · 8 level
AmOnline versus Metro Bank Authenticator: the parameters behind the verdict, then further details
ParameterAmOnlineMetro Bank Authenticator
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews14.3% of reviews — better0.0% of reviews
Number of ratings5 — better—
Update frequencyEvery 3 weeks — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.014.0 — better
Further details — not scored
Size138 MB12 MB
Age rating4+4+
DeveloperAmBank (M) BerhadMetroBank

Customer experience

AmOnline

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive14.3%
Neutral0.0%
Negative85.7%

Metro Bank Authenticator

Written reviews19 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

AmOnline

No in-app purchases

None

Metro Bank Authenticator

No in-app purchases

Questions

Is AmOnline free?
AmOnline is free to download, with no in-app purchases.
Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Do AmOnline or Metro Bank Authenticator have ads?
Neither AmOnline nor Metro Bank Authenticator shows ads.
Which is updated more often, AmOnline or Metro Bank Authenticator?
AmOnline ships an update every 3 weeks, and Metro Bank Authenticator every 12 months. Most recently, AmOnline was updated on September 24, 2026 and Metro Bank Authenticator on September 17, 2026.

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