Comparison

acba digital vs Converse Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

acba digital

Manage your finances remotely with this secure mobile banking app. Perform transactions, pay bills, apply for new products, and access digital cards. Enjoy fast and convenient banking from anywhere.

Highlights
  • Online onboarding and registration
  • Biometric login (fingerprint/facial recognition)
  • Account balance and transaction viewing
  • Money transfers and bill payments
  • Loan, savings, and card applications
  • Digital card issuance and payments
  • Investment and insurance purchases
Features
Read full description

acba digital is the mobile banking application of Acba bank OJSC. It is a secure and convenient tool for everyday remote banking. The brand new app was designed and created to make your banking simple and fast. You just need to download the app, become a user via online registration and gain the benefits of the provided services. acba digital allows you to manage your finances whenever and wherever it is convenient for you. The application will give you access to the following features: • Become a customer via online onboarding process (some services are limited) • Get access to your banking products via online registration process • Log on quickly and securely with your fingerprint or facial recognition • Check your account balances and pending payments • View individual transaction details • Transfer money between accounts, and make transfer within Republic of Armenia • Pay utility bills and make utility payment groups • Pay Road Police fines, property taxes, parking bills and much more • Pay your loan or credit card bill • Apply for loans, savings, cards and more • Block card transactions, close cards, activate SMS service and more • Reset your password • Update your contact details • Get Visa digital card in your application and make payments via Apple Pay/Google Pay • Make card to card transfers within Armenia and worldwide • Order Bank to make periodic transfers and payments instead of you • Track your pension program balance anytime • Purchase car, travel and other insurances • Invest your money buying securities • Send or receive money via Contact, QR and Link and ATM • And much more KEEPING YOU SAFE ONLINE We use the latest online security measures to protect your money, your personal information and your privacy. acba digital is protected by Thales Gemalto Mobile Protector SDK. Gemalto Mobile Protector makes wise and privacy-friendly use of biometrics: no biometric data is stored in data centers or servers. It all stays within the user's mobile securely. Gemalto Mobile Protector integrates a combination of proven security mechanisms – such as code obfuscation, encryption, key protection mechanisms with appropriate key management, device binding, and root and jailbreaking detection. This solution helps to comply with the requirements of the revised PSD2's Regulatory Technical Standard (RTS). https://www.thalesgroup.com/en/markets/digital-identity-and-security/banking-payment/digital-banking/sdk/mobile-protector CONTACTING YOU We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname. Any text messages we send you will come from Acba bank.

About

Converse Mobile

Manage your finances on the go with this comprehensive mobile banking app. It offers secure access to a wide range of banking services, including instant card ordering, contactless payments, bill payments, and loan applications. The app also facilitates currency exchange, savings management, and integration with services like Payoneer.

Highlights
  • 24/7 banking services
  • Instant card ordering and blocking
  • Contactless payments via Apple Pay
  • Bill payments and transaction management
  • Online loan applications
  • Currency exchange
  • Savings account management
Features
Read full description

Converse Mobile is your all-in-one solution for effortless and secure banking on the go. Join thousands of satisfied customers who trusting Converse Mobile for their banking needs. Why choose Converse Mobile? Accessibility and Convenience: Initiate a broad spectrum of banking services 24/7, all from your mobile device. Instant Card Ordering: Order a new card with ease directly from the app, ensuring you're always in control. Contactless Payments: Enjoy the convenience of secure and contactless transactions via Apple Pay, using your phone. User-Friendly Interface: Navigate seamlessly through the app, making banking quick and efficient. Transactions and Payments: Pay bills, manage Visa card subscriptions via Visa Stop Payment Service, and conduct a variety of transactions, all with transparent fees and no surprises. Creating a new account: Sign up and open an account anytime, anywhere using your mobile device. The latest version of the app ensures a seamless onboarding experience. Trusted Device System: Enhance the security of your financial resources with our trusted device system, ensuring unauthorized access is prevented. You can also add another secondary trusted device. Instant Card Blocking: Safeguard your finances by instantly blocking your card in case of loss or theft, preventing unauthorized transactions. Easy PIN and Password Changes: Change your PIN or password hassle-free, ensuring your account is always secure. Fast and Easy Online Loans: Apply for Snap online loans as fast as the speed of sound directly through the app, receiving funding quickly and conveniently. Currency Exchange: Easily exchange currencies at current rates, keeping you updated in real-time. Consistent Saving: Start your savings journey with ease by initiating a new deposit via your smartphone, with the option for regular replenishments. Integration into Pension Funds: Manage your retirement savings account, change your fund, update your email address, and receive statements and documents directly through the app. Payoneer Integration: Attach or create a new Payoneer account via Converse Mobile and simplify international payments by seamlessly transferring funds. Step into the future of banking with Converse Mobile. Download the Converse Bank app today and experience 24/7 banking that puts you first!

Screenshots

acba digital4 screens
Converse Mobile4 screens

Verdict

The call

The clearest difference is rating: acba digital at 4.3 against Converse Mobile's 2.4. acba digital also leads on update cadence (fortnightly vs every 6 weeks) and review sentiment (45% vs 31%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

acba digital holds the better App Store score, 4.3 against 2.4. Both are backed by a comparable volume of ratings — 61 and 69 respectively. Written reviews point the same way: 45% of acba digital's written reviews are positive against 31% of Converse Mobile's.

UpkeepUpdate frequency

acba digital ships an update fortnightly, Converse Mobile every 6 weeks. The most recent releases landed on September 21, 2026 and July 26, 2026 respectively.

Scorecard3 real differences · 7 level
acba digital versus Converse Mobile: the parameters behind the verdict, then further details
Parameteracba digitalConverse Mobile
PriceFreeFree
Rating4.3 (61 ratings) — better2.4 (69 ratings)
Positive reviews45.0% of reviews — better30.8% of reviews
Number of ratings6169 — better
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size191 MB182 MB
Age rating4+4+
DeveloperACBA BANK OJSCConverse Bank CJSC

Customer experience

acba digital

All ratings61 ratings
Positive83.6%
Neutral1.6%
Negative14.8%
Written reviews40 reviews
Positive45.0%
Neutral12.5%
Negative42.5%

Converse Mobile

All ratings69 ratings
Positive34.8%
Neutral2.9%
Negative62.3%
Written reviews26 reviews
Positive30.8%
Neutral0.0%
Negative69.2%

In-app purchases

None

acba digital

No in-app purchases

None

Converse Mobile

No in-app purchases

Questions

Is acba digital free?
acba digital is free to download, with no in-app purchases.
Is Converse Mobile free?
Converse Mobile is free to download, with no in-app purchases.
Which has better reviews, acba digital or Converse Mobile?
acba digital is rated higher. acba digital averages 4.3 out of 5 from 61 ratings, while Converse Mobile averages 2.4 from 69 ratings.
Do acba digital or Converse Mobile have ads?
Neither acba digital nor Converse Mobile shows ads.
Which is updated more often, acba digital or Converse Mobile?
acba digital ships an update fortnightly, and Converse Mobile every 6 weeks. Most recently, acba digital was updated on September 21, 2026 and Converse Mobile on July 26, 2026.

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