Comparison

acba digital vs Fast Shift

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

acba digital

Manage your finances remotely with this secure mobile banking app. Perform transactions, pay bills, apply for new products, and access digital cards. Enjoy fast and convenient banking from anywhere.

Highlights
  • Online onboarding and registration
  • Biometric login (fingerprint/facial recognition)
  • Account balance and transaction viewing
  • Money transfers and bill payments
  • Loan, savings, and card applications
  • Digital card issuance and payments
  • Investment and insurance purchases
Features
Read full description

acba digital is the mobile banking application of Acba bank OJSC. It is a secure and convenient tool for everyday remote banking. The brand new app was designed and created to make your banking simple and fast. You just need to download the app, become a user via online registration and gain the benefits of the provided services. acba digital allows you to manage your finances whenever and wherever it is convenient for you. The application will give you access to the following features: • Become a customer via online onboarding process (some services are limited) • Get access to your banking products via online registration process • Log on quickly and securely with your fingerprint or facial recognition • Check your account balances and pending payments • View individual transaction details • Transfer money between accounts, and make transfer within Republic of Armenia • Pay utility bills and make utility payment groups • Pay Road Police fines, property taxes, parking bills and much more • Pay your loan or credit card bill • Apply for loans, savings, cards and more • Block card transactions, close cards, activate SMS service and more • Reset your password • Update your contact details • Get Visa digital card in your application and make payments via Apple Pay/Google Pay • Make card to card transfers within Armenia and worldwide • Order Bank to make periodic transfers and payments instead of you • Track your pension program balance anytime • Purchase car, travel and other insurances • Invest your money buying securities • Send or receive money via Contact, QR and Link and ATM • And much more KEEPING YOU SAFE ONLINE We use the latest online security measures to protect your money, your personal information and your privacy. acba digital is protected by Thales Gemalto Mobile Protector SDK. Gemalto Mobile Protector makes wise and privacy-friendly use of biometrics: no biometric data is stored in data centers or servers. It all stays within the user's mobile securely. Gemalto Mobile Protector integrates a combination of proven security mechanisms – such as code obfuscation, encryption, key protection mechanisms with appropriate key management, device binding, and root and jailbreaking detection. This solution helps to comply with the requirements of the revised PSD2's Regulatory Technical Standard (RTS). https://www.thalesgroup.com/en/markets/digital-identity-and-security/banking-payment/digital-banking/sdk/mobile-protector CONTACTING YOU We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname. Any text messages we send you will come from Acba bank.

About

Fast Shift

Manage your finances with a comprehensive banking app offering secure payments, transfers, and bill payments. Open an account in minutes to pay for over 300 services, manage cards, and receive instant notifications.

Highlights
  • Secure online payments
  • Send and receive funds
  • Pay over 300 services
  • Manage banking cards
  • Contactless QR payments
  • Instant account notifications
Features
Read full description

With Fast Shift you can start banking anywhere and anytime you want using our innovative services and solutions. From payments to transfers and everything in between, unlock amazing features that make it easier to get more from your money every day. Our fast, easy to use App lets you pay online, send and receive funds, access card services and make fast, secure online payments whenever you need to. Open your free account now in minutes. Pay and get paid in seconds. FastShift allows you to. - Pay for more than 300 essential services, including utility, mobile and internet, fees, taxes, road penalties, car parking and insurance, etc. - Replenish your account from bank accounts and FastShift terminals. - Repay loans - Make fast P2P transfers to cards, e-wallets, accounts - Keep your banking cards in one place. - Make contactless payments by QR - Receive instant notifications on all account activity so you know what’s happening with your account 24/7. Plus, payment for services is possible even without attaching a card or replenishing the balance, you just need to enter the card details before making a payment. Enjoy the convenience of being able to pay, send and receive money straight from your phone. Join the millions of people who manage all things money from one app. Open an account in minutes today. Download now!

Screenshots

acba digital4 screens
Fast Shift4 screens

Verdict

The call

The clearest difference is review sentiment: Fast Shift at 76% against acba digital's 45%. acba digital's advantage is rating (4.3 vs 3.9) and ratings volume (61 vs 18). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

acba digital holds the better App Store score, 4.3 against 3.9. Both are backed by a comparable volume of ratings — 61 and 18 respectively. Written reviews complicate that: 45% of acba digital's written reviews are positive against 76% of Fast Shift's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

acba digital ships an update fortnightly, Fast Shift every 10 days. The most recent releases landed on September 26, 2026 and September 9, 2026 respectively.

Scorecard3 real differences · 7 level
acba digital versus Fast Shift: the parameters behind the verdict, then further details
Parameteracba digitalFast Shift
PriceFreeFree
Rating4.3 (61 ratings) — better3.9 (18 ratings)
Positive reviews45.0% of reviews76.5% of reviews — better
Number of ratings61 — better18
Update frequencyFortnightlyEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size191 MB239 MB
Age rating4+4+
DeveloperACBA BANK OJSCFast Shift LLC

Customer experience

acba digital

All ratings61 ratings
Positive83.6%
Neutral1.6%
Negative14.8%
Written reviews40 reviews
Positive45.0%
Neutral12.5%
Negative42.5%

Fast Shift

All ratings18 ratings
Positive72.2%
Neutral0.0%
Negative27.8%
Written reviews17 reviews
Positive76.5%
Neutral0.0%
Negative23.5%

In-app purchases

None

acba digital

No in-app purchases

None

Fast Shift

No in-app purchases

Questions

Is acba digital free?
acba digital is free to download, with no in-app purchases.
Is Fast Shift free?
Fast Shift is free to download, with no in-app purchases.
Which has better reviews, acba digital or Fast Shift?
acba digital is rated higher. acba digital averages 4.3 out of 5 from 61 ratings, while Fast Shift averages 3.9 from 18 ratings.
Do acba digital or Fast Shift have ads?
Neither acba digital nor Fast Shift shows ads.
Which is updated more often, acba digital or Fast Shift?
acba digital ships an update fortnightly, and Fast Shift every 10 days. Most recently, acba digital was updated on September 26, 2026 and Fast Shift on September 9, 2026.

Other comparisons