Comparison

Sipay vs Turan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sipay

Manage your finances from one place without a traditional bank account. Perform transactions like bill payments, money transfers, and precious metal trading securely. Earn cashback rewards on various purchases and access your financial reports.

Highlights
  • Manage finances from one place
  • Online and in-store shopping
  • Money transfers and bill payments
  • Buy and sell gold/silver
  • Findeks Risk Report access
  • Cashback rewards
  • Open Banking integration
Read full description

Smart Finance with Sipay Take control of your spending today! Manage your entire financial life from one place with Sipay. Download the Sipay Mobile app, open your free account, and start using it with ease.Spend smart, earn as you go, and enjoy the freedom of managing your money your way! Discover the world of Sipay! Without the need for a traditional bank account or bank card, you can now shop online and in-store, make money transfers, pay bills, buy and sell gold and silver, access your Findeks Risk Report, and much more freely and securely across the globe! - Download the Sipay Mobile App - Complete identity verification in just 1 minute - Link your account with a Sipay Virtual Card or order your physical Sipay Card What can you do with Sipay? 1- Cash Withdrawal & Deposit: Withdraw and deposit money easily via partner ATMs 2- 24/7 Free Money Transfers: Send money anytime with Sipay IBAN and FAST with no transaction fees 3- Bill Payments: Pay your bills quickly and effortlessly 4- Findeks Risk Report: Get your first Findeks Risk Report free through Sipay 5-Precious Metal Trading: Buy and sell gold, silver, platinum, and palladium 6- Cashback Rewards: Instantly earn cashback from various brands and digital platforms 7- Sipay Card: Shop securely and quickly with contactless payment anywhere in the world 8- Open Banking: Manage all your bank accounts from one place 9- QR Transactions: Make POS payments, send, or request money via QR code completely free 10- International Money Transfers: Send money to nearly 100 countries across 6 continents within minutes your first transfer is free! Cashback Offers Make your digital platform payments with your Sipay Card and earn up to 40% cashback. New User Cashback Get up to ₺300 cashback with 40% instant refund on digital platform payments during your first 6 months. Platform-Specific Cashback Rates: Netflix, Spotify, Exxen, YouTube Premium, Amazon Prime, Max, Tabii – 40% App Store – 10% Grocery – 5% Games & Digital Codes – up to 30% Pharmacy – 25% PlayStation – 10% Steam – 10% Cambly – 10% Udemy – 10% VOI – 15% Yolcu360 – 10% Odamax – 5% Fitty – 25% Café & Restaurant – 10% Cosmetics – 10% MetropolCard – 4% Download Sipay now and open your free account. Start spending smart and earning cashback instantly! Smart finance starts with Sipay. Need help or have questions? www.sipay.com.tr

About

Turan

This finance app facilitates easy, fast, and cost-effective money transfers for users in Turkic States. It offers a comprehensive suite of financial services, including international transfers, card management, QR payments, and ATM access.

Highlights
  • International money transfers
  • 24/7 transfers to accounts and phone numbers
  • Virtual and physical card options
  • Contactless and QR payments
  • ATM cash withdrawal and deposit
  • Spending tracking and analysis
  • Cashback and special campaigns
Features
Read full description

Turan is a finance application that benefits users living in Turkic States. By creating your account in minutes, you can make your money transfers in an easy, fast, reliable and cost-effective way! All your financial needs in one app! - You can transfer money 24/7 to another Turan account or to a phone number. - You can send money to Turkic States in a few seconds. - You can send money to United Kingdom, Europe and Gulf countries. - You can receive money directly to your Turan account from anywhere in the world! - You can deposit money to your Turan account via Money Transfer/EFT or your debit/credit cards. - You can send money to your bank accounts and cards. - You can enjoy the comfort of contactless and safe shopping with your physical card. - By creating a Virtual Card, you can do your online shopping. - With Qr Payments you do not need a physical card. - You can withdraw and deposit cash from all ATMs. - You can buy design products from Turan Market. - You can view and check all your spendings. Your e-money transactions are carried out by Moka United Ödeme Hizmetleri ve Elektronik Para Kuruluşu A.Ş., which is licensed by the BRSA and supervised by the CBRT, within the framework of the Law on Payment and Securities Settlement Systems, Payment Services and Electronic Money Institutions numbered 6493.

Screenshots

Sipay4 screens
Turan4 screens

Verdict

The call

The clearest difference is rating: Sipay at 4.6 against Turan's 4.0. Sipay also leads on update cadence (every 8 days vs monthly) and ratings volume (38 vs 8). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sipay holds the better App Store score, 4.6 against 4.0. Both are backed by a comparable volume of ratings — 38 and 8 respectively. Written reviews complicate that: 73% of Sipay's written reviews are positive against 75% of Turan's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Sipay ships an update every 8 days, Turan monthly. The most recent releases landed on September 22, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 7 level
Sipay versus Turan: the parameters behind the verdict, then further details
ParameterSipayTuran
PriceFreeFree
Rating4.6 (38 ratings) — better4.0 (8 ratings)
Positive reviews72.7% of reviews75.0% of reviews — better
Number of ratings38 — better8
Update frequencyEvery 8 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size385 MB105 MB
Age rating4+4+
DeveloperSIPAY ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETITURAN TEKNOLOJİ A.Ş.

Customer experience

Sipay

All ratings38 ratings
Positive89.5%
Neutral2.6%
Negative7.9%
Written reviews11 reviews
Positive72.7%
Neutral9.1%
Negative18.2%

Turan

All ratings8 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

None

Sipay

No in-app purchases

None

Turan

No in-app purchases

Questions

Is Sipay free?
Sipay is free to download, with no in-app purchases.
Is Turan free?
Turan is free to download, with no in-app purchases.
Which has better reviews, Sipay or Turan?
Sipay is rated higher. Sipay averages 4.6 out of 5 from 38 ratings, while Turan averages 4.0 from 8 ratings.
Do Sipay or Turan have ads?
Neither Sipay nor Turan shows ads.
Which is updated more often, Sipay or Turan?
Sipay ships an update every 8 days, and Turan monthly. Most recently, Sipay was updated on September 22, 2026 and Turan on September 17, 2026.

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