Comparison

Sipay vs Zeepay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sipay

Manage your finances from one place without a traditional bank account. Perform transactions like bill payments, money transfers, and precious metal trading securely. Earn cashback rewards on various purchases and access your financial reports.

Highlights
  • Manage finances from one place
  • Online and in-store shopping
  • Money transfers and bill payments
  • Buy and sell gold/silver
  • Findeks Risk Report access
  • Cashback rewards
  • Open Banking integration
Read full description

Smart Finance with Sipay Take control of your spending today! Manage your entire financial life from one place with Sipay. Download the Sipay Mobile app, open your free account, and start using it with ease.Spend smart, earn as you go, and enjoy the freedom of managing your money your way! Discover the world of Sipay! Without the need for a traditional bank account or bank card, you can now shop online and in-store, make money transfers, pay bills, buy and sell gold and silver, access your Findeks Risk Report, and much more freely and securely across the globe! - Download the Sipay Mobile App - Complete identity verification in just 1 minute - Link your account with a Sipay Virtual Card or order your physical Sipay Card What can you do with Sipay? 1- Cash Withdrawal & Deposit: Withdraw and deposit money easily via partner ATMs 2- 24/7 Free Money Transfers: Send money anytime with Sipay IBAN and FAST with no transaction fees 3- Bill Payments: Pay your bills quickly and effortlessly 4- Findeks Risk Report: Get your first Findeks Risk Report free through Sipay 5-Precious Metal Trading: Buy and sell gold, silver, platinum, and palladium 6- Cashback Rewards: Instantly earn cashback from various brands and digital platforms 7- Sipay Card: Shop securely and quickly with contactless payment anywhere in the world 8- Open Banking: Manage all your bank accounts from one place 9- QR Transactions: Make POS payments, send, or request money via QR code completely free 10- International Money Transfers: Send money to nearly 100 countries across 6 continents within minutes your first transfer is free! Cashback Offers Make your digital platform payments with your Sipay Card and earn up to 40% cashback. New User Cashback Get up to ₺300 cashback with 40% instant refund on digital platform payments during your first 6 months. Platform-Specific Cashback Rates: Netflix, Spotify, Exxen, YouTube Premium, Amazon Prime, Max, Tabii – 40% App Store – 10% Grocery – 5% Games & Digital Codes – up to 30% Pharmacy – 25% PlayStation – 10% Steam – 10% Cambly – 10% Udemy – 10% VOI – 15% Yolcu360 – 10% Odamax – 5% Fitty – 25% Café & Restaurant – 10% Cosmetics – 10% MetropolCard – 4% Download Sipay now and open your free account. Start spending smart and earning cashback instantly! Smart finance starts with Sipay. Need help or have questions? www.sipay.com.tr

About

Zeepay

Manage your finances with a secure digital wallet. Send money, make payments, and earn cashback rewards. Offers a physical card and insurance solutions for users in Turkey.

Highlights
  • Physical Zeepay card access
  • Seamless payments and money transfers
  • Transfer by mobile number or IBAN
  • Cashback rewards on transactions
  • Easy money management and tracking
  • Secure and reliable financial data
  • Purchase and gift PINs
  • Insurance solutions
Features
Read full description

Welcome to Zeepay, your trusted digital wallet companion that simplifies the way you manage your finances. With Zeepay, you can seamlessly navigate the world of digital transactions, offering a secure and user-friendly platform designed to enhance your financial experiences. As a company rooted in Turkey, Zeepay caters not only to residents but also to tourists and foreigners living in this beautiful country. We understand the diverse needs of our users, ensuring a financial platform that adapts to your lifestyle. Explore Our Features: Zeepay Card: Seamlessly access the convenience of a physical Zeepay card, allowing you to spend effortlessly wherever you go. Seamless Payments: Perform hassle-free payments and money transfers anytime, anywhere, making transactions a breeze. Transferring Made Easy: Whether it's mobile numbers or IBANs, Zeepay lets you transfer money effortlessly, making transactions a breeze. Cashback Rewards: Every transaction rewards you with exciting cashback, transforming your purchases into something more rewarding. Easy Money Management: Effortlessly keep track of your transactions, account balances, and financial history. Secure and Reliable: Your financial data is safeguarded by advanced security measures, providing a worry-free experience. Buy PIN and Gift: Enjoy the flexibility of purchasing PINs and gifting them to your loved ones directly through Zeepay. Insurance Solutions: Zeepay offers insurance options, providing added protection and peace of mind for your journey. Join millions who trust Zeepay for secure, rewarding, and effortless transactions. Customer support team is available 24/7 to assist you. Your financial journey is our priority.

Screenshots

Sipay4 screens
Zeepay4 screens

Verdict

The call

The clearest difference is rating: Sipay at 4.6 against Zeepay's 1.9. Sipay also leads on review sentiment (73% vs 40%) and update cadence (every 10 days vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sipay holds the better App Store score, 4.6 against 1.9. Both are backed by a comparable volume of ratings — 38 and 9 respectively. Written reviews point the same way: 73% of Sipay's written reviews are positive against 40% of Zeepay's.

UpkeepUpdate frequency

Sipay ships an update every 10 days, Zeepay every 5 weeks. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

Scorecard4 real differences · 6 level
Sipay versus Zeepay: the parameters behind the verdict, then further details
ParameterSipayZeepay
PriceFreeFree
Rating4.6 (38 ratings) — better1.9 (9 ratings)
Positive reviews72.7% of reviews — better40.4% of reviews
Number of ratings38 — better9
Update frequencyEvery 10 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size382 MB113 MB
Age rating4+4+
DeveloperSIPAY ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETIZeepay Teknoloji A.Ş.

Customer experience

Sipay

All ratings38 ratings
Positive89.5%
Neutral2.6%
Negative7.9%
Written reviews11 reviews
Positive72.7%
Neutral9.1%
Negative18.2%

Zeepay

All ratings7 ratings
Positive28.6%
Neutral0.0%
Negative71.4%
Written reviews57 reviews
Positive40.4%
Neutral3.5%
Negative56.1%

In-app purchases

None

Sipay

No in-app purchases

None

Zeepay

No in-app purchases

Questions

Is Sipay free?
Sipay is free to download, with no in-app purchases.
Is Zeepay free?
Zeepay is free to download, with no in-app purchases.
Which has better reviews, Sipay or Zeepay?
Sipay is rated higher. Sipay averages 4.6 out of 5 from 38 ratings, while Zeepay averages 1.9 from 9 ratings.
Do Sipay or Zeepay have ads?
Neither Sipay nor Zeepay shows ads.
Which is updated more often, Sipay or Zeepay?
Sipay ships an update every 10 days, and Zeepay every 5 weeks. Most recently, Sipay was updated on October 24, 2026 and Zeepay on October 21, 2026.

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