Comparison

Natsave vs ZSIC LIFE CLIENT

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Natsave

Features
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NATSAVE e-Wallet NATSAVE e-Wallet is a virtual account that allows you to keep money in electronic/virtual form and be able to transfer funds to any registered Zambian mobile number, NATSAVE account, any other NATSAVE e-Wallet account, and any other Bank’s account instantly. You can also pay for utilities including but not limited to Electricity, Water, and T.V. (DSTV, ZHUKU, or GOTV) from NATSAVE e-Wallet account. You can deposit cash into the NATSAVE e-wallet account through a NATSAVE Agent. NATSAVE e-Wallet can be opened by anyone who has a registered Zambian mobile number. NATSAVE e-Wallet allows you to transact up to K10,000.00 per day and transaction limit of K5,000.00. Among the various Banking services accessible through NATSAVE e-wallet are: i) Self-registration, ii) Bill payments iii) Funds transfer to mobile money accounts (Airtel, MTN, and Zamtel) iv) Cash deposit into wallet account through an NATSAVE Agent v) Cash withdrawal through a NATSAVE Agent or ATM vi) Wallet Mini statement vii) Wallet Full Statement viii) Payments to any NATSAVE account ix) Payment to other Bank’s account x) Transfer to any other NATSAVE e-wallet account xi) Mobile talk time purchase xii) Bundles purchase NATSAVE DIRECT NATSAVE Direct App which can also be called NATSAVE Agency Banking App is an application for NATSAVE Agents only. NATSAVE Direct app allows NATSAVE Agents to offer Banking services to NATSAVE customers and non-NATSAVE customers in a conveniently. Only registered NATSAVE Agents can download, install, and successfully utilise this app. Services offered through NATSAVE DIRECT (Agency Banking) include but not limited to the following: i) Cardless cash withdrawal from the Natsave Wallet account ii) Cardless cash withdrawal from NATSAVE Bank account iii) Cardless cash deposit into the NATSAVE Bank account iv) Cardless Cash deposit into the Natsave e-Wallet account v) Cardless Bill payment vi) Talk time purchase

About

ZSIC LIFE CLIENT

Features
Read full description

The ZSIC Life Mobile App provides secure and convenient access to services offered by ZSIC Life PLC. Clients can easily manage their Life Assurance policies, monitor Group Pension contributions, access Group Risk cover details, and explore Real Estate management services β€” all in one place. Stay updated with policy information, track contributions, view statements, and receive important notifications anytime, anywhere. Experience smarter, faster, and more convenient insurance services with ZSIC Life.

Screenshots

Natsave4 screens
ZSIC LIFE CLIENT3 screens

Verdict

The call

The clearest difference is iOS requirement: Natsave at 13.0 against ZSIC LIFE CLIENT's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Natsave ships an update every 5 months, ZSIC LIFE CLIENT every 6 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard1 real difference Β· 5 level
Natsave versus ZSIC LIFE CLIENT: the parameters behind the verdict, then further details
ParameterNatsaveZSIC LIFE CLIENT
PriceFreeFree
Update frequencyEvery 5 months β€” betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS13.0 β€” better15.1
Further details β€” not scored
Size141 MB42 MB
Age rating4+17+
DeveloperNational Savnigs and Credit BankingZSIC Life Limited

In-app purchases

None

Natsave

No in-app purchases

None

ZSIC LIFE CLIENT

No in-app purchases

Questions

Is Natsave free?
Natsave is free to download, with no in-app purchases.
Is ZSIC LIFE CLIENT free?
ZSIC LIFE CLIENT is free to download, with no in-app purchases.
Do Natsave or ZSIC LIFE CLIENT have ads?
Neither Natsave nor ZSIC LIFE CLIENT shows ads.
Which is updated more often, Natsave or ZSIC LIFE CLIENT?
Natsave ships an update every 5 months, and ZSIC LIFE CLIENT every 6 months. Most recently, Natsave was updated on November 3, 2026 and ZSIC LIFE CLIENT on November 4, 2026.

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