Comparison

Sequis App vs GoPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sequis App

Features
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See all Sequis Insurance Policy Information that you have, including the Insured, Product Benefits, Beneficiaries, Investment Portfolios. You can also make changes to certain Policy Information and make certain transactions as needed. You can see a list of Sequis Partner Hospitals in Indonesia and around the world here. Connect with Maps to find the location of the nearest hospital complete with room price information and phone number. A complete explanation regarding the benefits of Critical Illness protection You can also upload the Transaction Declaration Document, Policy Service Form, and Claim Service Form as you need. File a claim directly from your phone and monitor the status of the submission. Find the latest product information and special offers for Sequis Customers. Information on US Dollar exchange rates and updated Sequis Unit Link prices which are automatically updated every day. Check out the latest news on achievements and innovations from Sequis.

About

GoPay

This app facilitates easy money transfers, bill payments, and QRIS transactions. Users can earn rewards, access deals, and manage their finances with features like expense tracking and savings options. It also offers cash loans and secure payment methods.

Highlights
  • Free bank transfers up to 100x/month
  • QRIS payments with cashback
  • Bill payments (PLN, mobile, BPJS)
  • Split bill functionality
  • Deals, cashback, and discounts
  • Savings with attractive interest rates
  • Online cash loans up to IDR 25 million
Features
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QRIS for Everyday Purchases Enjoy GoPay Coins cashback every time you pay with GoPay QRIS. Shop abroad with ease using QRIS Cross Border, and pay for public transportation seamlessly with QRIS Tap. Top Up from Anywhere Top up from various e-wallets such as AstraPay, DANA, iSaku, LinkAja, OVO, and ShopeePay. You can also top up via debit card and virtual account, as well as top up and withdraw cash at Alfamart and Indomaret. FREE Transfer Fees Enjoy FREE transfers to all banks up to 100x/month, as well as transfers to various e-wallets such as AstraPay, DANA, iSaku, LinkAja, OVO, ShopeePay, and FLIP. Transfer with peace of mind. With the On-Time Transfer Guarantee, you'll receive 50,000 GoPay Coins if your transfer takes longer than 1 minute. Pay & Buy What You Need Pay for PLN electricity tokens, mobile credit and data packages, PDAM, BPJS Employment and Health, vehicle tax, and other bills. Use GoPay to pay for GoFood, GoSend, GoRide, and GoCar, as well as purchases at various e-commerce platforms. You can also purchase movie tickets here. Split Bill Splitting expenses is easy with Split Bill. Just snap a photo of the receipt, and payment requests will be sent directly to your friends' GoPay wallets. MURAAAH Deals, Cashback & Discounts Save more with GoPay! Get Rp15,000 mobile credit for just Rp9,900 and Rp20,000 PLN electricity token for only Rp14,000. Enjoy great-value data packages from various providers, plus cashback of up to Rp25,000 for new users. You can also earn bonus GoPay Coins by playing free reward-based games. Save More with GoPay Savings by Jago Grow your money with attractive interest rates. Your deposits are protected by LPS, so you can save with confidence. Use your balance for top-ups and payments, or keep saving directly from your GoPay wallet. Quick activation, just within 2 minutes. Track Your Spending with Ease All your wallet and e-money transactions are automatically recorded. Stay Secure with GoPay Aman PIN protection, biometrics, Face ID, and Touch ID help keep your GoPay wallet safe. Our Balance Back Guarantee provides a full refund if your funds are lost through no fault of your own. Your data stays protected, private, and within your control. And whenever you need help, our Customer Service team is available 24/7. An Easy Cash Loan for All Your Needs - Online cash loans with a limit of up to IDR 25 million - Loan term: shortest loan term 61 days, longest loan term 183 days - Minimum interest rate (APR) 17.6% to a maximum of 36% per annum (depending on loan term) - As an illustration, for a loan amount of IDR 1,000,000 with a 93-day term, the total interest is as follows: Total interest rate = 17.6% / 365 x 93 x IDR 1,000,000 = IDR 44,742 Total installment = IDR 1,000,000 + IDR 44,742 = IDR 1,044,742 Monthly installment: IDR 348,247 The Easiness of Shop Now, Pay Later - Easy registration using your e-KTP, with a limit of up to IDR 30 million* - Interest starts at 2%* per transaction, can be used on Gojek, GoPay, Tokopedia, and other merchants, and paid in installments - Transparent fees with no hidden fees. Licensed and supervised by the Financial Services Authority (OJK) Follow GoPay's official social media accounts below: Facebook & YouTube - GoPay Indonesia Instagram, X, TikTok - @gopayindonesia Do you have questions or complaints regarding GoPay app service issues? Contact us: Email - customerservice@gopay.co.id Call Center - 1500729 PT Dompet Anak Bangsa Pasaraya Building, Blok M, Building B, 3rd Floor, Jalan Iskandarsyah II No. 2, Melawai, Kebayoran Baru, South Jakarta 12160 Website - gopay.co.id Phone - 021 213821938

Screenshots

Sequis App4 screens
GoPay4 screens

Verdict

The call

The clearest difference is update cadence: GoPay at fortnightly against Sequis App's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Sequis App ships an update monthly, GoPay fortnightly. The most recent releases landed on October 29, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level
Sequis App versus GoPay: the parameters behind the verdict, then further details
ParameterSequis AppGoPay
PriceFreeFree
Rating—4.7 (815 ratings) — better
Positive reviews—58.5% of reviews
Number of ratings—815 — better
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size71 MB112 MB
Age rating4+4+
DeveloperAsuransi Jiwa Sequis Life, PTPT. GOTO GOJEK TOKOPEDIA TBK

Bugs and requests

Sequis App

Not enough reviews yet to summarise bugs or requests.

GoPay

Reported bugs

9 issues
  • Top-up fails intermittently (1 in 10 success rate reported)
  • Visa/credit card linking fails
  • Face recognition login feature is poor quality
  • Passport scanning setup is difficult and unclear
  • Transaction confirmation shows failed despite successful payment
Show 4 more
  • UI elements unresponsive (verify button not working)
  • App lags and slow performance
  • Animations need tuning on certain devices
  • Account recovery system broken for users with changed phone numbers

Requested features

8 requests
  • Annual expense report (in addition to weekly/monthly)
  • Transaction history export feature
  • Email-based OTP recovery option
  • Manual passport photo submission option
  • Subscription payment summary and visibility
Show 3 more
  • Simplified account recovery process
  • Consolidation with Gojek app to reduce redundancy
  • Easier GoPay Plus upgrade process

In-app purchases

None

Sequis App

No in-app purchases

None

GoPay

No in-app purchases

Questions

Is Sequis App free?
Sequis App is free to download, with no in-app purchases.
Is GoPay free?
GoPay is free to download, with no in-app purchases.
Do Sequis App or GoPay have ads?
Neither Sequis App nor GoPay shows ads.
Which is updated more often, Sequis App or GoPay?
Sequis App ships an update monthly, and GoPay fortnightly. Most recently, Sequis App was updated on October 29, 2026 and GoPay on November 3, 2026.

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