Zoomrad vs Ipoteka Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zoomrad
Manage your finances with this all-in-one app. It offers microloans, high-interest savings, and convenient payment options for services and transit. Track your finances in real-time with a modern, user-friendly interface.
- Microloans
- High-interest deposits
- Service payments
- Transit payments
- Credit ban
- Real-time tracking
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Zoomrad is a modern and convenient app for managing your finances. We’ve brought together everything you need in one place: payments, savings, microloans, and security features. With Zoomrad, you can get a convenient microloan, open a high-interest deposit, pay for window tinting services, and set a credit ban for extra protection. For your convenience, you can also pay for metro and bus rides directly in the app. The app features a refreshed modern design, making your experience smoother and more intuitive. Track your balance, payments, and transaction history in real time through a user-friendly dashboard. Zoomrad is more than just a payment app — it’s your all-in-one financial ecosystem. Stay tuned — we’re preparing many more useful updates for you.
Ipoteka Mobile
Manage your finances with a secure and modern banking service. Perform instant transfers, apply for loans, exchange currency, and pay bills anytime. Offers full control over accounts and cards with biometric login.
- 0% commission P2P transfers
- Instant cash loan applications
- Favorable currency exchange
- Full account and card control
- Secure biometric login
- 24/7 utility and service payments
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Ipoteka Mobile is your fast, secure, and modern banking service. Manage your finances effortlessly with the official Ipoteka Bank mobile app. Make everyday banking simple—from instant transfers to smart financial tools—all in one place. Key Features - P2P transfers with 0% commission Instantly send money to any card—commission-free. - Instant cash loans Apply for cash loans directly in the app and get quick approval without visiting a branch. - Favorable currency exchange Exchange US dollars and sums at a favorable rate—with 0% markup. - Full control over your accounts Track your balance, view transaction history, manage your cards, and control your spending. - Secure login and payments Biometrics, PIN code, and multi-level security ensure the safety of your money. - 24/7 payments and services Pay for utilities, mobile phone, internet, and much more – anytime. Why customers choose Ipoteka Mobile * Modern and intuitive interface * Quick registration in just a few steps * High level of security and encryption * Regular updates and new features * Reliable support from one of Uzbekistan's leading banks Your banking. Your rules. Download Ipoteka Mobile today and manage your finances with confidence.
Screenshots
Verdict
The clearest difference is rating: Zoomrad at 4.8 against Ipoteka Mobile's 3.2. Zoomrad also leads on ads (none vs shown) and review sentiment (24% vs 0%). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zoomrad holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: Zoomrad has 346 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 24% of Zoomrad's written reviews are positive against 0% of Ipoteka Mobile's.
Zoomrad ships an update fortnightly, Ipoteka Mobile every 4 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Zoomrad | Ipoteka Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (346 ratings) — better | 3.2 (5 ratings) |
| Positive reviews | 24.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 346 — better | 5 |
| Update frequency | Fortnightly — better | Every 4 weeks |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 17.2 |
| Further details — not scored | ||
| Size | 222 MB | 115 MB |
| Age rating | 4+ | 17+ |
| Developer | Aloqabank ATB | IPOTEKA-BANK ATIB |
Customer experience
Zoomrad
Ipoteka Mobile
In-app purchases
Zoomrad
No in-app purchases
Ipoteka Mobile
No in-app purchases









