Comparison

Zoomrad vs Ipoteka Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zoomrad

Manage your finances with this all-in-one app. It offers microloans, high-interest savings, and convenient payment options for services and transit. Track your finances in real-time with a modern, user-friendly interface.

Highlights
  • Microloans
  • High-interest deposits
  • Service payments
  • Transit payments
  • Credit ban
  • Real-time tracking
Read full description

Zoomrad is a modern and convenient app for managing your finances. We’ve brought together everything you need in one place: payments, savings, microloans, and security features. With Zoomrad, you can get a convenient microloan, open a high-interest deposit, pay for window tinting services, and set a credit ban for extra protection. For your convenience, you can also pay for metro and bus rides directly in the app. The app features a refreshed modern design, making your experience smoother and more intuitive. Track your balance, payments, and transaction history in real time through a user-friendly dashboard. Zoomrad is more than just a payment app — it’s your all-in-one financial ecosystem. Stay tuned — we’re preparing many more useful updates for you.

About

Ipoteka Mobile

Manage your finances with a secure and modern banking service. Perform instant transfers, apply for loans, exchange currency, and pay bills anytime. Offers full control over accounts and cards with biometric login.

Highlights
  • 0% commission P2P transfers
  • Instant cash loan applications
  • Favorable currency exchange
  • Full account and card control
  • Secure biometric login
  • 24/7 utility and service payments
Features
Read full description

Ipoteka Mobile is your fast, secure, and modern banking service. Manage your finances effortlessly with the official Ipoteka Bank mobile app. Make everyday banking simple—from instant transfers to smart financial tools—all in one place. Key Features - P2P transfers with 0% commission Instantly send money to any card—commission-free. - Instant cash loans Apply for cash loans directly in the app and get quick approval without visiting a branch. - Favorable currency exchange Exchange US dollars and sums at a favorable rate—with 0% markup. - Full control over your accounts Track your balance, view transaction history, manage your cards, and control your spending. - Secure login and payments Biometrics, PIN code, and multi-level security ensure the safety of your money. - 24/7 payments and services Pay for utilities, mobile phone, internet, and much more – anytime. Why customers choose Ipoteka Mobile * Modern and intuitive interface * Quick registration in just a few steps * High level of security and encryption * Regular updates and new features * Reliable support from one of Uzbekistan's leading banks Your banking. Your rules. Download Ipoteka Mobile today and manage your finances with confidence.

Screenshots

Zoomrad4 screens
Ipoteka Mobile4 screens

Verdict

The call

The clearest difference is rating: Zoomrad at 4.8 against Ipoteka Mobile's 3.2. Zoomrad also leads on ads (none vs shown) and review sentiment (24% vs 0%). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Zoomrad holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: Zoomrad has 346 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 24% of Zoomrad's written reviews are positive against 0% of Ipoteka Mobile's.

UpkeepUpdate frequency

Zoomrad ships an update fortnightly, Ipoteka Mobile every 4 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
Zoomrad versus Ipoteka Mobile: the parameters behind the verdict, then further details
ParameterZoomradIpoteka Mobile
PriceFreeFree
Rating4.8 (346 ratings) — better3.2 (5 ratings)
Positive reviews24.0% of reviews — better0.0% of reviews
Number of ratings346 — better5
Update frequencyFortnightly — betterEvery 4 weeks
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone
Requires iOS16.0 — better17.2
Further details — not scored
Size222 MB115 MB
Age rating4+17+
DeveloperAloqabank ATBIPOTEKA-BANK ATIB

Customer experience

Zoomrad

All ratings346 ratings
Positive95.1%
Neutral0.9%
Negative4.0%
Written reviews25 reviews
Positive24.0%
Neutral4.0%
Negative72.0%

Ipoteka Mobile

All ratings5 ratings
Positive40.0%
Neutral20.0%
Negative40.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

In-app purchases

None

Zoomrad

No in-app purchases

None

Ipoteka Mobile

No in-app purchases

Questions

Is Zoomrad free?
Zoomrad is free to download, with no in-app purchases.
Is Ipoteka Mobile free?
Ipoteka Mobile is free to download, with no in-app purchases.
Which has better reviews, Zoomrad or Ipoteka Mobile?
Zoomrad is rated higher. Zoomrad averages 4.8 out of 5 from 346 ratings, while Ipoteka Mobile averages 3.2 from 5 ratings.
Do Zoomrad or Ipoteka Mobile have ads?
Ipoteka Mobile shows ads; Zoomrad does not.
Which is updated more often, Zoomrad or Ipoteka Mobile?
Zoomrad ships an update fortnightly, and Ipoteka Mobile every 4 weeks. Most recently, Zoomrad was updated on November 3, 2026 and Ipoteka Mobile on October 30, 2026.

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