MM Servicing vs Split Duo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MM Servicing
Manage your mortgage conveniently from your smartphone. Monitor payments, view property values, and gain complete control over your loan anytime, anywhere.
- View and manage mortgage
- Monitor payments
- View property values
- Track trends
- Smartphone control
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- View and manage your mortgage anytime, anywhere with the MM Servicing app - Download the MM Servicing app to safely monitor your payments, view property values and trends, and gain complete control over your mortgage from the convenience of your smartphone
Split Duo
Easily share expenses with one other person. Track who owes whom with a single balance, split costs precisely, and even scan receipts with AI. Settle up quickly and view monthly spending breakdowns.
- Shared balance tracking
- Customizable cost splitting
- AI receipt itemization
- One-tap settlement requests
- Monthly spending reports
- Recurring expense management
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Split Duo is the simplest way for two people to share expenses and stay even. No group chats, no spreadsheets, no math — just one shared balance that's always up to date. Built for exactly two: couples, roommates, partners, siblings — anyone who splits life's costs with one other person. WHY SPLIT DUO • One clear balance. Open the app and instantly see who owes who, and how much. • Split it your way. Go 50/50 by default, or drag the slider to any share — Split Duo does the math to the cent. • Snap a receipt. Point your camera at a receipt and AI itemizes it line by line, so you can assign each item to you, them, or split. Reading one costs a credit. • Email one in. Forward a receipt email to your household's private address and it turns up on your balance with the merchant, total and date filled in — for you to check, never added on its own. Also costs a credit. • Settle up in a tap. Request what you're owed on Venmo with a pre-filled note, then mark it paid — partial or full, and always undoable. • See where it goes. Monthly totals broken down by category, plus a full history of every expense and settle-up. • Works without a signal. Add an expense with no connection and it counts in your balance straight away, then uploads itself when you're back on. • Make it yours. Attach receipt photos, add your own categories, and put a face to each name — all free. INTELLIGENCE CREDITS Having AI read a receipt costs one credit, whether you photograph it or email it in. Every household starts with 10, shared between you. Run out and you can buy 50 more for $2.99 or 200 for $9.99 — never a subscription, and they don't expire. Adding an expense by hand is always free. DESIGNED FOR TWO Most split apps make you build a "group" just for two people. Split Duo is made for the two of you from the very first tap — cleaner, faster, and easier to keep even. PRIVATE BY DESIGN Your expenses and receipts stay private to your household. No ads, and we don't sell your data. SPLIT DUO PRO Optional, and a single purchase — never a subscription: • Split Duo on your Apple Watch — log an expense from your wrist, with or without your phone nearby • Spending trends — how your spending is changing, month to month • Recurring expenses — rent, streaming and internet add themselves • Quick add with Siri — log an expense hands free • CSV export for any month • Google Drive backup of your receipts and history • Bring your own AI key for unlimited receipt reading Start free and explore the demo — no account needed. Questions or ideas? We read every note: support@splitduo.app
Screenshots
Verdict
MM Servicing and Split Duo both sit at 4.8 stars, but that hides the real split: 100% of Split Duo's written reviews are positive against 29% of MM Servicing's. Split Duo also leads on update cadence (every 5 days vs every 4 months) and device support (3 vs 1). MM Servicing's advantage is in-app purchases (none vs 3) and ratings volume (5.6K vs 5). On price, rating, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Split Duo sells 3 one-off in-app purchases. MM Servicing asks for nothing beyond the download.
Split Duo holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MM Servicing has 5.6K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 29% of MM Servicing's written reviews are positive against 100% of Split Duo's.
MM Servicing ships an update every 4 months, Split Duo every 5 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.
| Parameter | MM Servicing | Split Duo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (5.6K ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 29.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 5.6K — better | 5 |
| Update frequency | Every 4 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad, Apple Watch — better |
| Requires iOS | 17.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 205 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | MyServiceMac | Sam Albert |
Customer experience
MM Servicing
Split Duo
Bugs and requests
MM Servicing
Reported bugs
3 issues- Unable to log in
- App freezes and crashes
- Payment functionality not working
Requested features
3 requests- Weekly or daily payment options
- Improved app stability and performance
- More detailed account information
Split Duo
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MM Servicing
No in-app purchases
Split Duo
- 50 Intelligence Credits$2.99
- Lifetime Unlock - Pro Features$4.99
- 200 Intelligence Credits$9.99









